DC Investment Forum PDF
This downloadable PDF has a quick synopsis of all the presentations.
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SESSIONS

Disturbing Behaviour
Professor Terrence Odean discussed his research on how psychological biases and decision heuristics affect the trading of individual investors and the impact of this trading on investor welfare and market efficiency. He also discussed recent research on defined contribution savings and investment behavior and how this will affect the market for Canadian pension plan sponsors and their portfolios.
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Insights into Global Investing
Despite strong performance from domestic equities, many Canadian defined contribution plan sponsors have acknowledged the potential long-term benefits of foreign exposure and are seeking compelling global and international equity investment options for plan participants. Mike Cantara, an Institutional Portfolio Manager at MFS Investment Management, discussed the merits of foreign exposure and presents considerations for adopting an international (global ex-home country) or global approach to asset allocation.
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The U.S. DC Market: A Case Study for the Canadian Retirement Industry
This presentation will provide an overview of the U.S. DC retirement industry past and present with a brief look to the future and then highlight those things that a plan sponsor can directly control or influence–plan design, plan operating costs, and regulations.
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What Investment Options do CAP Members Really Need? A Common Sense Approach
This session overviews several key approaches plan sponsors employ in the development of an investment fund line up for their capital accumulation plans. This presentation highlighted the different investment decisions facing a plan member, and will frame the decision-making process in the context of a typical plan participant.
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Factors to Consider When Choosing a TDF
Target date investment solutions have grown in popularity over recent years. The structure and predictability of these programs have simplified retirement planning for plan sponsors and their employees. With this growth, it is important to evaluate these options to ensure that employees have complete investment solutions that are tailored to their retirement needs. But not all target date plans are created equal.
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The Role of TDFs in a DC Portfolio
Defined contribution plan sponsors are increasingly recognizing that target date funds can have a positive impact on members’ investment outcomes. This session discussed how DC plan sponsors can maximize the use of target date funds in their plan portfolios, including asset allocation design considerations for different demographics and the use of target date funds as the default fund.
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Reducing Risk When Transitioning to Retirement
While retirement may conjure up thoughts of a leisurely lifestyle filled with travel, golf or spending time with family, more workers are beginning to wonder whether they'll be able to realize their post-employment dreams. Some may even worry that they will not be able to afford to retire. In certain cases, this concern may be well-founded. Retirement income can be affected by a host of factors, all of which put the adequacy of retirement income at risk.
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Effective Governance Structures: A Foundation for a Successful Pension Program
This session will address how strong governance practices support effective decision-making and oversight of a pension plan. The key elements of a successful governance function will be discussed including the need for fiduciary training, clear roles and responsibilities, sound policy frameworks, and effective monitoring and reporting in accordance with the CAP Guidelines.
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The Right Choice
The default fund that a plan sponsor chooses can have a significant impact on plan members’ future retirement savings. What challenges do sponsors face in selecting a default fund? What options are available, and what are the most important considerations? What are the risks and how can they be minimized?
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PHOTOS

DC Investment Forum Photos
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