Latest news in Capital accumulation plans

Panel: 2013 CAP Member Survey results

Panel: 2013 CAP Member Survey results

The vast majority of capital accumulation plan members don’t have a financial plan, yet many still say they are prepared for retirement.

Video: De-accumulation strategies

Video: De-accumulation strategies

During Benefits Canada's annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • May 13, 2014 September 13, 2019
  • 06:09
Oops, there goes my pension

Oops, there goes my pension

The decisions we ask employees to make at retirement are both complex and consequential. In many cases, there’s no going back. Whether you’re a DC…

Is anybody out there? How to reach DC plan members

Is anybody out there? How to reach DC plan members

It’s often difficult to reach out and influence DC plan member behaviour.

Who’s concerned about de-accumulation, anyway?

Who’s concerned about de-accumulation, anyway?

As it turns out, everyone. Managing asset de-accumulation risk in capital accumulation plans was the hot topic of a recent ACPM breakfast, with presentations from…

Mitigating DC investment risk

Mitigating DC investment risk

If DC plan sponsors want employees to become more engaged, they need to influence their behaviour.

Different approaches to TDFs

Different approaches to TDFs

Target-date funds (TDFs) have the potential to improve retirement incomes for DC plan members. But how do you decide on a TDF strategy?

Building an effective DC strategy

Building an effective DC strategy

How can you create a DC strategy that truly engages employees?

Retirement planning in a challenging world

Retirement planning in a challenging world

Moving from DB to DC may have helped absolve plan sponsors from massive pension burdens, but it’s not working out so well for their employees.

Coffee with…Larry Ketchabaw

Coffee with…Larry Ketchabaw

We go for coffee with Larry Ketchabaw, manager of pension and benefits with Unisource, Inc.

Diamonds are forever

Diamonds are forever

It’s been 10 years since the release of the CAP Guidelines. What’s changed, and what developments will we be celebrating 10 years from now?

Editorial: Trust issues

A lack of trust is your company’s biggest expense, said keynote speaker David Horsager, business strategist and best-selling author, who spoke at our recent Benefits…

Time to get serious about the payout phase

Time to get serious about the payout phase

Since the early 1990s, when pension plan sponsors began in earnest to convert their DB plans to DC, Canada has seen a sustained shift in…

Video: Time to add “smart” features to DC plans?

Video: Time to add “smart” features to DC plans?

During Benefits Canada's annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • April 29, 2014 September 13, 2019
  • 06:13

Ottawa calls for target benefit plans

The federal government has unveiled a proposal for target benefit plans, pension programs that share the risk between employers and employees.

Video: Risk management in DC plans

Video: Risk management in DC plans

During Benefits Canada’s annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • April 24, 2014 September 13, 2019
  • 06:04
Video: The importance of financial planning

Video: The importance of financial planning

During Benefits Canada’s annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • April 22, 2014 September 13, 2019
  • 06:00
Communicating with members is the hardest part

Communicating with members is the hardest part

Member communications are the most difficult part of pension and benefits administration. A pension or benefits plan administrator has to condense complex legal, actuarial, investment…

Industrial Alliance introduces VRSP website

Industrial Alliance introduces VRSP website

Industrial Alliance has introduced a new specialized website about the voluntary retirement savings plan.

  • By: Staff
  • April 16, 2014 September 13, 2019
  • 16:05
Video: Plan sponsor reporting

Video: Plan sponsor reporting

During Benefits Canada's annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • April 16, 2014 September 13, 2019
  • 09:59
Video: Retirement income adequacy

Video: Retirement income adequacy

During Benefits Canada’s annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • April 14, 2014 September 13, 2019
  • 09:53
Video: Long-term investment horizons

Video: Long-term investment horizons

Colin Sinclare, managing director, institutional sales — Western Canada, MFS Investment Management Canada shares the best ideas from the topic they discussed.

  • By: Staff
  • April 10, 2014 September 13, 2019
  • 10:29
Video: DC plan member education

Video: DC plan member education

Catherine Jackman, vice-president, Phillips, Hager & North Investment Management shares the best ideas from the topic they discussed: member education.

  • By: Staff
  • April 8, 2014 September 13, 2019
  • 11:32
Employers adopt auto features

Employers adopt auto features

Plan sponsors see the benefits of automatic enrollment and continue to adopt it, according to Bank of America Merrill Lynch.

  • By: Staff
  • April 4, 2014 September 13, 2019
  • 10:28

More DC plan sponsors consider custom TDFs

A survey by SEI finds that American DC plan sponsors are evaluating their current target-date funds (TDFs) and considering whether or not custom TDFs are…

  • By: Staff
  • April 4, 2014 September 13, 2019
  • 10:22