Latest news in Capital accumulation plans

Value of PRPP questioned

Value of PRPP questioned

Touted as a practical solution for those who currently don’t have access to a workplace pension, the pooled registered pension plan (PRPP) also holds the…

Disclosure vs. communication: More than just semantics

Disclosure vs. communication: More than just semantics

Disclosure—it’s a word that’s popping up with increasing frequency in the pension world. In fact, it’s hard to turn around these days without tripping over…

Roll video: Pension costs, PRPPs, social media

PRPPs and social media strategy Watch this video Katherine Strutt, general manager of the Saskatchewan Pension Plan (SPP), gives her opinion on who will best…

  • By: Staff
  • October 19, 2012 September 13, 2019
  • 11:35
Is the PRPP dead?

Is the PRPP dead?

The only news around pooled registered pension plans (PRPPs) today seems to be coming from the federal Department of Finance, Ted Menzies, Minister of State…

  • By: Greg Hurst
  • October 19, 2012 September 13, 2019
  • 08:27

Better target-date investment solutions are needed

Target-date funds or life-cycle portfolios now represent the most frequently used default investment option for new Canadian DC arrangements. And they are quickly replacing passé…

The hunt for yield

The hunt for yield

In recent months, bond yields have touched generational lows and yet interest in securities that provide a cash yield, continues unabated. This article aims to…

Legal risks for CAP sponsors

Legal risks for CAP sponsors

In large part, the current move by many plan sponsors to a DC pension plan has been fuelled by a desire to escape the inherent…

The legal risks of disengaged DC members

The legal risks of disengaged DC members

With funding risk in a DB pension plan borne by the employer, DB plan sponsors have little need or incentive to engage members—beyond annual statements—until…

Safe investments aid in retaining young DC members

Safe investments aid in retaining young DC members

A low-risk approach to DC plan investing could help keep some young employees enrolled in the company pension plan, especially while markets are volatile.

  • By: Staff
  • September 28, 2012 September 13, 2019
  • 09:43
DB plans key to attraction and retention

DB plans key to attraction and retention

New survey results suggest employees are starting to recognize the value of an employer-sponsored pension plan, with more workers saying they’d sacrifice a portion of…

Sheahan’s solutions for change

The benefits and pension industry isn’t one of major change. While there are small, incremental changes to products, delivery and best practices, this industry isn’t…

Survey: Communication still biggest CAP challenge

Survey: Communication still biggest CAP challenge

Canadian employers are skeptical of their employees’ understanding of their company-sponsored capital accumulation plan (CAP) and/or supplementary retirement plans (SERP), a new study from Buck…

Guide members through de-accumulation challenges

Guide members through de-accumulation challenges

Every day, almost 1,200 people turn 65 in Canada. That means that more than 400,000 Canadians, on average, will reach retirement age every year between…

  • September 19, 2012 September 13, 2019
  • 08:47

The government’s retirement double standard

Two rather contentious reports on public sector pensions were published recently—one by the Canadian Taxpayers Federation (CTF) and one by the Canadian Federation of Independent…

Can PRPPs be fixed?

Can PRPPs be fixed?

Canadians are often told they need to save more for retirement and to start saving sooner. Life expectancy is increasing and investment returns are low,…

CTF calls on government to convert to DC

CTF calls on government to convert to DC

The Canadian Taxpayers Federation (CTF) released new data today showing the gap between the pension benefits of government employees and those in the private sector…

  • By: Staff
  • August 30, 2012 September 13, 2019
  • 11:31
Global lessons in DC plan design

Global lessons in DC plan design

Probably the most significant change in the DC landscape over the past five years is the realization that, instead of solely focusing on educating DC…

  • By: Neil Lloyd
  • August 30, 2012 September 13, 2019
  • 09:00
Teach safe savings to DC members

Teach safe savings to DC members

In the post-financial crisis world, perhaps plan sponsors can forgive DC plan members for wanting to hide their savings under the mattress. Slow GDP growth,…

  • By: Joel Kranc
  • August 29, 2012 September 13, 2019
  • 05:07
TFSA benefits not being realized

TFSA benefits not being realized

While nearly half of Canadians have a tax-free savings account (TFSA), many are not taking advantage of the unique benefits the account offers for saving,…

  • By: Staff
  • August 27, 2012 September 13, 2019
  • 12:03
Eurozone plan sponsors need to manage risk

Eurozone plan sponsors need to manage risk

Employers in the troubled eurozone need to take preventative action to help protect the investments of their pension plan members, according to a new release…

  • By: Staff
  • August 24, 2012 September 13, 2019
  • 13:17

Can society improve its pension situation?

With pension liabilities rising to record levels, many individuals are facing hard choices as a result. Should they delay retirement or lower their retirement standard…

  • August 23, 2012 September 13, 2019
  • 10:12
Q&A: How HBC connects with retirees

Q&A: How HBC connects with retirees

Marc Poupart, divisional vice-president, pension and retirement programs, with Hudson's Bay Company (HBC), discusses his company's extensive DC retiree base.

PRPP inducements: What they mean for employers

PRPP inducements: What they mean for employers

Pooled registered pension plans (PRPPs) will be attractive to employers that wish to shed the risks associated with the fiduciary obligations for employers that offer…

  • By: Greg Hurst
  • August 17, 2012 September 13, 2019
  • 10:58
PRPP regulatory proposals published

PRPP regulatory proposals published

The federal government has prepublished regulatory proposals to address provisions of the Pooled Registered Pension Plans Act (Bill C-25), says Ted Menzies, Minister of State…

  • By: Staff
  • August 13, 2012 September 13, 2019
  • 12:55
HBC intervenes in employee apathy

HBC intervenes in employee apathy

After years of waiting for its DC plan members to turn into amateur investment managers, Marc Poupart, divisional vice-president, pension and retirement programs, with Hudson’s…