Latest news in Capital accumulation plans

Current trends in DC plan governance

Current trends in DC plan governance

Governance remains a crucial issue in the management of a DC plan. Two speakers at the 2012 DC Plan Summit, held in Mont Tremblant, Que.,…

The growing role of social media

The growing role of social media

It’s becoming increasingly clear that social media and technology are offering new ways for DC plan sponsors to connect with their members in a more…

DIY investors dive into research

DIY investors dive into research

Canada’s do-it-yourself crowd is investing considerable time and effort in research to make educated investment decisions, according to a BMO InvestorLine survey.

DC issues that won’t go away

DC issues that won’t go away

When it comes to DC investment issues, plan sponsors need to think about their members first. That was the message Marcus Turner of Towers Watson…

Video: Planning and coaching for DC members

In 2007, Teck Resources Ltd. undertook an extensive communication campaign to determine what its employees needed when it came to better understanding and participating in…

  • By: Staff
  • March 26, 2012 September 13, 2019
  • 11:25
Helping employees plan their retirement path

Helping employees plan their retirement path

Amassing adequate retirement savings is a challenge for individuals trying to plan for retirement.

Employers encouraging retirement savings: Survey

Employers encouraging retirement savings: Survey

Canadian employers are listening to their employees' concerns about achieving retirement income adequacy and are finding new and better ways to encourage retirement savings, according…

  • By: Staff
  • March 21, 2012 September 13, 2019
  • 14:58

Video: Retirement planning and the individual

Helping DC plan members with their retirement planning is difficult but also necessary, says Idan Shlesinger, managing partner, CAP services, with Morneau Shepell Ltd.

  • By: Staff
  • March 21, 2012 September 13, 2019
  • 08:25
Risks and solutions for mid-size plans

Risks and solutions for mid-size plans

Although the risks and challenges are often the same, no matter the size of the plan, the solutions are ultimately different, says Steve Eadie, a…

Pension management for mid-size plans

Pension management for mid-size plans

For many mid-size plan sponsors, finding ways to keep employees engaged in retirement saving during the years when retirement is not top of mind is…

Video: Speak to DC members’ emotions

Planning for retirement brings with it many complex emotions—anxiety, fear, uncertainty—and addressing these emotions is one way DC plan sponsors can help employees better prepare…

  • By: Staff
  • March 15, 2012 September 13, 2019
  • 11:13
TDFs taking off in U.S.

TDFs taking off in U.S.

It appears CAP investors are keen for target date funds (TDFs). According to Vanguard’s Target-Date Fund Adoption in 2011 report, nearly one in four 401(k)…

  • By: Staff
  • March 13, 2012 September 13, 2019
  • 14:01
Retirement planning: How do we reap what we’ve sown?

Retirement planning: How do we reap what we’ve sown?

With a standard planning tool, we can plug in RRSP savings of a million dollars and an assumed investment return of 5% a year and…

  • By: Robin Pond
  • March 9, 2012 September 13, 2019
  • 14:06
Volatility and the individual investor

Volatility and the individual investor

What does the “new world order” mean for individual investors? Colin Ripsman, vice-president with Phillips, Hager & North, delved into that question at the firm’s…

Pension worries driving plan changes

Pension worries driving plan changes

Canadian pension plan sponsors are preparing for sustained pension turmoil by making changes to plan design and investment strategies, according to results from Towers Watson’s…

  • By: Neil Faba
  • March 2, 2012 September 13, 2019
  • 12:22
Pension worries on rise for both DB and DC

Pension worries on rise for both DB and DC

There’s a growing pessimism settling over the Canadian pension landscape, according to a recent survey by Towers Watson.

  • By: Staff
  • March 2, 2012 September 13, 2019
  • 08:00
Risk aversion putting retirement at risk

Risk aversion putting retirement at risk

Canadians are renowned for their conservative approach to their finances, but a recent survey from CIBC suggests our collective risk aversion might be putting our…

  • By: Steven Lamb
  • February 24, 2012 September 13, 2019
  • 12:48

TDFs keep investors on target

DC plan members who use target date funds as part of their investment strategy feel more secure about reaching their retirement goals, according to a…

  • By: Staff
  • February 23, 2012 September 13, 2019
  • 10:58
How to switch from DB to DC

How to switch from DB to DC

Within Canada and around the world, the conversion of DB plans to DC plans has been accelerating as plan sponsors look to reduce their pension…

Video: DC—What’s in it for me?

If you want to successfully connect with your DC plan members when explaining changes to the plan, you need to bring everything back to one…

  • By: Staff
  • January 27, 2012 September 13, 2019
  • 13:31
U.S. employers doubtful of employees’ savings

U.S. employers doubtful of employees’ savings

With the economy in a state of perpetual uncertainty, employers are becoming increasingly worried about their employees’ ability to save for retirement, according to a…

  • By: Staff
  • January 25, 2012 September 13, 2019
  • 13:39
Driving behavioural change in DC plans

Driving behavioural change in DC plans

Sponsors of DC and other capital accumulation plans have long struggled to persuade their employees to take full advantage of corporate savings programs and play…

Niagara Casinos and Sun Life create a sure bet

Niagara Casinos and Sun Life create a sure bet

After Colleen Falco, director of HR services with Niagara Casinos, assumed responsibility for the company’s benefits initiatives in early 2010, she noticed significant gaps in…

  • By: Neil Faba
  • January 18, 2012 September 13, 2019
  • 08:30
Balance TDFs with the 80/10/5 rule

Balance TDFs with the 80/10/5 rule

With the erosion of assets in many retirement portfolios in recent years, plan sponsors are starting to wonder if members might never be able to…

  • By: Peter Walsh
  • January 16, 2012 September 13, 2019
  • 09:55
Forest City educates with technology

Forest City educates with technology

Forest City Fire Protection & Security was the recipient of the Communications Award (<1,000 employees) for Benefits Canada’s 2011 Pension & Investment Awards. As a…

  • By: Neil Faba
  • January 10, 2012 September 13, 2019
  • 14:21