Latest news in Capital accumulation plans

Planting the seed for pension reform

Planting the seed for pension reform

Saskatchewan is known as Canada’s breadbasket, for its ability to consistently produce quality grain. But given that many in the industry have begun paying attention…

  • By: Neil Faba
  • December 16, 2011 September 13, 2019
  • 08:46
Great-West Life launches rate-of-return app

Great-West Life launches rate-of-return app

Great-West Life has launched a new online tool for its group retirement and savings plan members. The “Personal rate of return” widget helps members to…

  • By: Staff
  • December 15, 2011 September 13, 2019
  • 10:58
Retirement workshops put employees in control

Retirement workshops put employees in control

Until April 2011, Chris Town, 56, didn’t think a lot about retirement. He and his wife, Susan, 61, felt they had their financial house in…

The changing direction of annuities

The changing direction of annuities

Following our third market meltdown in the past decade, the fashion maxim “everything old is new again” may apply to annuities as well.

Retirement income adequacy still a problem for pension plan members

Retirement income adequacy still a problem for pension plan members

Educating members and encouraging them to save for retirement has long been a challenge for pension plan sponsors...but the consequences of not doing so could…

Hit the mark with target date funds

A well-structured DC plan helps members to build savings during their working (accumulation) years and generate sufficient income for their retirement (de-accumulation) years. For plan…

Under-35 workers pose challenge for DC plans

Under-35 workers pose challenge for DC plans

Employees under age 35 are likely to be more dependent on DC plans for their retirement savings than previous generations—but less attention is being paid…

  • By: Staff
  • November 15, 2011 September 13, 2019
  • 10:30

Simple and effective – Plan for life™, the new face of retirement planning.

Sponsored by: In September, The Standard Life Assurance Company of Canada launched a revamped Plan for lifeTM program, a communication  offering that makes it easy…

The price of certainty in pension plans

The price of certainty in pension plans

Everyone knows why organizations around the world have been closing down their DB pension plans in recent years: in a Sophie’s Choice of sorts, they…

Video: Engaging DC members at all stages

Plan sponsors need to take a holistic view to their members’ retirement savings and understand that at different stages in employees’ lives, they face different…

  • By: Tammy Burns
  • November 7, 2011 September 13, 2019
  • 13:08

Video: Are DC members apathetic or just confused?

Watch this video There’s a perception that DC plan members don’t feel responsible for managing risk, says Marcus Turner, senior investment consultant with Towers Watson…

  • By: Tammy Burns
  • November 4, 2011 September 13, 2019
  • 08:35
Most U.S. employers have restored 401(k) matching: Towers Watson

Most U.S. employers have restored 401(k) matching: Towers Watson

The vast majority of U.S. employers that suspended their 401(k) plan matching contributions during the recent economic downturn have since restored them, according to research…

  • By: Staff
  • November 3, 2011 September 13, 2019
  • 08:00

Video: Is your DC plan delivering?

Watch this video With DC plans, there’s no guarantee that members will end up with a sufficient retirement income at the end, warns Michelle Loder,…

  • By: Tammy Burns
  • November 2, 2011 September 13, 2019
  • 12:33
Tax rules hinder Canadians’ savings: C.D. Howe

Tax rules hinder Canadians’ savings: C.D. Howe

Federal tax rules are preventing many Canadians—especially those in the private sector—from saving enough for retirement, according to a report released by the C.D. Howe…

  • By: Staff
  • October 28, 2011 September 13, 2019
  • 08:29
Pension freedom further away

Pension freedom further away

Towers Watson has released its first DC Retirement Age Index—and the results don’t look good. While falling equity markets and declining interest rates have presented…

  • By: Staff
  • October 26, 2011 September 13, 2019
  • 13:04

Video: Does a target date fund make sense?

Watch this video If your DC plan members are after simplicity, a target date fund may seem like a good choice. After all, the member…

  • By: Staff
  • October 13, 2011 September 13, 2019
  • 11:46
CAP member advice: The elephant in the room

CAP member advice: The elephant in the room

In a capital accumulation plan (CAP), there will be two types of members: those who are engaged and understand enough basic investment concepts to do…

Hybrid pension plans: Way of the future or just a myth?

Hybrid pension plans: Way of the future or just a myth?

Air Canada and the union representing its flight attendants recently agreed to a new hybrid pension plan for new hires. It consists of a slimmed…

401(k) participants benefit from advisor help

401(k) participants benefit from advisor help

401(k) participants who use employer-provided investment assistance outperform those who do not take advantage of help tools, according to a report from Aon Hewitt. The…

  • By: Staff
  • September 28, 2011 September 13, 2019
  • 10:38
Top 50 DC Plans Report: A road map for the future

Top 50 DC Plans Report: A road map for the future

While plan sponsors across the country are retreating from DB arrangements that are costly to the bottom line in good times—and even more so in…

  • By: Neil Faba
  • September 26, 2011 September 13, 2019
  • 10:30
MEPPs: The next piece of the pension pie?

MEPPs: The next piece of the pension pie?

Currently, only four out of every 10 Canadians are covered by a pension plan other than CPP or QPP. Employers often don’t like DB plans…

Simplicity and variety key to DC communication

Simplicity and variety key to DC communication

What’s the best way to communicate with your DC plan members? It’s a question many plan sponsors struggle with as they try to educate and…

  • By: Tammy Burns
  • September 23, 2011 September 13, 2019
  • 11:25
Pension investing using ETFs

Pension investing using ETFs

Originally from our sister publication, Advisor.ca. In the now-iconic scene set in Katz’s Delicatessen in New York City, a woman of some years mischievously asks…

  • By: Mark Yamada
  • September 14, 2011 September 13, 2019
  • 14:44

Video: Use choice to tailor your DC plan

Watch this video Want to tailor your DC plan to members? Then put their investment options directly in front of them and force them to…

  • By: Staff
  • September 14, 2011 September 13, 2019
  • 07:50
Emerging legal issues for DC plans

Emerging legal issues for DC plans

Employers may have many reasons for wanting to exit the world of DB plans, but shifting from DB to DC will not necessarily reduce the…

  • By: Paul Litner
  • September 12, 2011 September 13, 2019
  • 07:20