Halfway there
The crash of global financial markets in 2008 caused many employers to reassess their responsibility within group plans, according to many North American consultants and…
- By: Sean van Zyl
- November 1, 2009 September 13, 2019
- 00:00
The crash of global financial markets in 2008 caused many employers to reassess their responsibility within group plans, according to many North American consultants and…
Plan member comprehension of investment choices and poor investment returns are by far the greatest challenges faced by Canadian defined contribution (DC) plan sponsors, a…
Shortly after takeoff from Heathrow, the pilot’s voice crackles through the cabin. “Flying at an altitude of 35,000 feet, our time to New York City…
Employers that provide defined contribution (DC) pension plans to their staff are being urged to provide more guidance by one of the leading consultancies in…
The Office of the Superintendent of Financial Institutions (OSFI) has issued a draft guideline that sets out disclosure obligations for defined contribution (DC) pension plans.…
Target date funds (TDFs) bring many benefits to defined contribution (DC) plan sponsors and members. They are not perfect, however, as some realized during the…
The pension industry has had its share of headlines this year: General Motors, Bernard Madoff and Earl Jones, Canada’s own Ponzi king, come to mind.…
The defined contribution (DC) market in Canada has some growing up to do when compared with markets in the U.S. and the U.K. In fact,…
In examining the origins of the recent economic crisis, much of the finger pointing has been directed at the government. Many have criticized the absence…
New data from auditing firm Deloitte suggests U.S. employers have serious concerns about their employees’ comprehension of 401 (k) fund options and preparations for retirement.…
Defined contribution pension coverage for the masses has become a very hot political topic in recent months. It has occupied the minds of federal and…
Plant closures, facility shutdowns, bankruptcies and layoffs are all words that generate anxiety. Unfortunately, they are a reality for hundreds of Canadians each day. To…
Defined contribution (DC) plan members continue to flummox plan sponsors and trustees with their behaviour. When presented with a range of choices such as investment…
The U.K.’s Pensions Regulator is reaching out to trustees and employers in an effort to enable informed member choices at retirement and improve the quality…
That 8% return on your RRSP that you complained about a few years ago is probably looking pretty good right about now. Eighty-cents a litre?…
The past year has seen many new ideas foster around how to improve defined contribution (DC)-type retirement savings arrangements, many involving governments playing a much…
The past few years have seen considerable product development initiatives aimed at helping capital accumulation plan (CAP) sponsors choose appropriate investment vehicles to offer their…
Two colleagues have recently asked for my input on two CAP investment questions that I believe to be related. The first question involved an “investment…
Tough economic conditions tend to boost investor conservatism and capital accumulation plan (CAP) members are no different, assuming they bother to revisit their investment mix.…
DC plan members aren’t the savvy investors they think they are—and plan sponsors may suffer the consequences. Three myths continue to lurk in the defined…
These unprecedented times have many organizations looking at various ways to reduce their operating costs. Are there any potential savings related to DC (defined contribution)…
Further data on the growing incidence of 401(k) and defined contribution (DC) plan contribution reduction in the U.S. reveals that employers who choose this path…
An increasing number of companies are saving millions of dollars by suspending their employer 401(k) match in response to cost pressures, according to Hewitt Associates.…
A resurgence of demand for investment options featuring guarantees is arising from the recent wreckage of the retirement portfolios of members of capital accumulation plans.…
Engagement and adequacy: are they mutually exclusive? Defined contribution (DC) plan sponsors have generally operated on the assumption that engaging members is the ultimate goal.…