Getting the Message Across
As we continue through these challenging financial times, I get asked some pretty interesting questions. Many of these questions relate to the decline of the…
- By: Peter Arnold
- November 19, 2008 September 13, 2019
- 00:00
As we continue through these challenging financial times, I get asked some pretty interesting questions. Many of these questions relate to the decline of the…
The dramatic sell-off in stock markets around the globe has been very bad news for participants in capital accumulation plans (CAPs). This is a critically…
As the defined contribution (DC) plan becomes the central savings vehicle around the world, one industry expert says plan sponsors need to choose the right…
Choosing the perfect default fund for a defined contribution plan isn’t easy, but a roundtable discussion at the DC Investment Forum in Toronto provided a…
According to Stephen Lingard, vice-president and portfolio manager of Franklin Templeton Managed Investment Solutions, there are three things that plan sponsors need to consider before…
The DC Investment Forum, hosted by Benefits Canada and held in Toronto, was an educational event that brought together plan sponsors, providers, consultants and academics…
While many investors are worried that their RRSPs will be affected by the market downturn, a new survey shows that most investors aren’t panicked enough…
CAP sponsors and retiring plan members face the downside of economic and market cycles—but there is hope. Imagine that you are about to retire under…
About a year ago, as financial markets were down—or so we thought at the time—I was writing on the importance of proactively communicating with and…
Plan sponsors and money managers fielding panicked calls by plan members should be investing in continuous education efforts to keep their clients focused on long-term…
While the new tax-free savings account (TFSA) was well-received by the financial industry, the majority of Canadians have no idea what it is, according to…
Fragmentation of pension regulations, inconsistent governance procedures and uncertainty regarding legal risk exposures are causing problems for more than two-thirds of Canadian plan sponsors, according…
As more U.S. workers transition to retirement over the next five years, the value of assets they roll over from group retirement plans into advisor-sold…
One Step at a Time September 01, 2008 | Brooke Smith DC plan sponsors are encouraging members to look at the bigger picture when saving…
With much talk about Canadians having to save for retirement, or Canadians not saving enough for retirement, the tax-free savings account (TFSA)—a new vehicle that…
The retirement industry has been slow to embrace the opportunities of the internet, until now. A new website has brought retirement planning and administration fully…
There is always much debate about whether being part of a defined benefit (DB) or defined contribution (DC) pension plan is better. People who wish…
Designing an effective program is not easy. Experience shows that employee engagement in defined contribution (DC) plans is often low and leads to low participation…
The average plan member is by no means a financial expert, and the choices offered by many service providers can leave some members bewildered and…
In its last budget, the federal government introduced the tax-free savings account (TFSA), a completely new tax-sheltered investment vehicle. Although presented more in the context…
The tax-free savings account (TFSA) is expected to be a hit when it comes into effect in 2009, but it seems individual Canadians won’t be…
Faced with the age-old problem of plan member disengagement and the heightened risk of employee litigation, plan sponsors are starting to turn to target date…
Glide path philosophy has become a big issue in the U.S., confirms Janet Rabovsky, practice leader, investment consulting, with Watson Wyatt Worldwide. While each target…
For those who believe that investment contributions during the working years constitute the bulk of retirement income, think again. New research suggests that up to…
The explosion of defined contribution (DC) plan litigation in the United States is likely to continue, but Canada should not expect a similar trend anytime…