Legal risks for CAP sponsors
In large part, the current move by many plan sponsors to a DC pension plan has been fuelled by a desire to escape the inherent…
- By: Paul Litner and James Fera
- October 4, 2012 September 13, 2019
- 07:42
In large part, the current move by many plan sponsors to a DC pension plan has been fuelled by a desire to escape the inherent…
The Office of the Superintendent of Financial Institutions (OSFI) has good news for plan sponsors and insurers today. It has announced that buy-in annuities issued…
Solvency funding for DB pension plans is up slightly, mainly due to strong equity returns in the third quarter, according to a new survey from…
With funding risk in a DB pension plan borne by the employer, DB plan sponsors have little need or incentive to engage members—beyond annual statements—until…
A low-risk approach to DC plan investing could help keep some young employees enrolled in the company pension plan, especially while markets are volatile.
A common concern among DB plan sponsors these days is the sustainability of their pension plan. This question typically translates into whether or not the…
The National Football League Referee Association (NFLRA) is at odds with the league over salary, retirement benefits and other logistical issues.
B plans across the country have faced significant issues in recent years, including low interest rates, changing demographics (such as longer life expectancy and an…
New survey results suggest employees are starting to recognize the value of an employer-sponsored pension plan, with more workers saying they’d sacrifice a portion of…
The benefits and pension industry isn’t one of major change. While there are small, incremental changes to products, delivery and best practices, this industry isn’t…
Canadian employers are skeptical of their employees’ understanding of their company-sponsored capital accumulation plan (CAP) and/or supplementary retirement plans (SERP), a new study from Buck…
Every day, almost 1,200 people turn 65 in Canada. That means that more than 400,000 Canadians, on average, will reach retirement age every year between…
The federal government has created the pooled registered pension plan (PRPP) in the hopes that provinces would each adopt a bill creating a similar product…
A story on how Organon Canada is supporting women employees at every stage of their career was the most-read story on BenefitsCanada.com. Here are the top…
In its 2024 budget on Tuesday, the federal government announced a new working group dedicated to encouraging increased domestic investments by Canadian institutional investors. Former…
Simply put, a glide path is a calculation designed to support an employee’s desired retirement timeline through investments in a target-date fund. When an employee…
In its 2024-25 annual plan, the Financial Services Regulatory Authority of Ontario is focusing on assessing and mitigating systemic and high-priority risks in the province’s…
A renewed call for increased domestic investments by Canadian pension plans isn’t surprising amid an ongoing discussion around the role of investment organizations in supporting the…
In its 2024 budget on Tuesday, the Ontario government reiterated its support for a provincial infrastructure bank to leverage public sector pension investments. The bank,…
Clear and flexible regulations that reflect the nature and diversity of target-benefit plans would allow these plans to thrive, according to a new report from…
The Ontario Pension Board is working closely with employers to receive updated salary information from public sector workers that may have been impacted by the…
The University Pension Plan is launching a new web portal to prioritize plan member engagement throughout the year. “Transparency is an important value to our…
As Ontario prepares to introduce pay transparency legislation, it’s important for employers to consider how much information they want to share in job postings, says…
Desjardins Insurance is marking Financial Literacy Month with a series of budgeting workshops for employees and an interactive game to help improve financial literacy. The…
Many plan members are experiencing risk factors related to poor mental, physical and financial well-being, but often don’t know they can turn to their benefits…