behavioural finance – Benefits Canada.com https://www.benefitscanada.com Canada's most influential pension and benefits publication for decision-makers Fri, 26 Apr 2024 20:02:31 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 A look at the landscape for automatic features in Canadian pension plans https://www.benefitscanada.com/archives_/benefits-canada-archive/a-look-at-the-landscape-for-automatic-features-in-canadian-pension-plans/ Fri, 18 Nov 2022 13:55:12 +0000 https://www.benefitscanada.com/?p=129512 Matching employer contributions in capital accumulation plans are as close to free money as employees can legally get. “You’re not changing your risk — because the money goes to the same fund it would otherwise — and you’re getting two-times the return,” says Eric Monteiro, senior vice-president of group retirement services at Sun Life Financial […]

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]]> Coverage of the 2022 DC Investment Forum https://www.benefitscanada.com/canadian-investment-review/dc-investments/coverage-of-the-2022-dc-investment-forum/ Mon, 17 Oct 2022 12:00:47 +0000 https://www.benefitscanada.com/?p=127986 For the first time in three years, Canadian defined contribution pension plan sponsors, investment professionals and industry thought leaders gathered in person for Benefits Canada’s 2022 DC Investment Forum. On Sept. 23 at the Ritz-Carlton Toronto, the full educational day covered topics such as behavioural finance, target-date funds, sustainable investing, real estate and fixed income, […]

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]]> 2022 DCIF: Using behavioural finance concepts to improve DC plan participation, contribution rates https://www.benefitscanada.com/pensions/pension-communication/2022-dcif-using-behavioural-finance-concepts-to-improve-dc-plan-participation-contribution-rates/ Mon, 17 Oct 2022 11:59:01 +0000 https://www.benefitscanada.com/?p=127990 Alongside the steady decline of defined benefit pension coverage in Canada, defined contribution plans have seen a massive growth — “a secular shift of responsibility onto the individual when it comes to retirement security in Canada,” according to Preet Banerjee, a personal finance expert, during Benefits Canada’s 2022 DC Investment Forum in late September. He called […]

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]]> Head to head: What’s the best type of default fund for a DC plan? https://www.benefitscanada.com/archives_/benefits-canada-archive/head-to-head-whats-the-best-type-of-default-fund-for-a-dc-plan/ Thu, 14 Apr 2022 12:59:40 +0000 https://www.benefitscanada.com/?p=119203 As the default funds in defined contribution plans evolve, two experts weigh in on the merits of more customized options. Olivia S. Mitchell, professor and director of the Pension Research Council at the Wharton School at the University of Pennsylvania Although DC plan sponsors are legally responsible for selecting and overseeing the investment options offered […]

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]]> Effective wellness programs must take science-based approach to motivating employees https://www.benefitscanada.com/news/bencan/effective-wellness-programs-must-take-science-based-approach-to-motivating-employees/ https://www.benefitscanada.com/news/bencan/effective-wellness-programs-must-take-science-based-approach-to-motivating-employees/#respond Fri, 27 Mar 2020 05:30:45 +0000 https://cumulus.benefitscanada.com/uncategorized/effective-wellness-programs-must-take-science-based-approach-to-motivating-employees/ Employers that want to see their wellness programs pay dividends need to develop a strategy that’s rooted in behavioural science. “This idea of ticking a box on wellness is not working anymore,” said Cynthia Hastings-James, co-founder of BestLifeRewarded Innovations, during a webinar hosted by the Canadian Pension and Benefits Institute on Thursday. “It really needs […]

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]]> https://www.benefitscanada.com/news/bencan/effective-wellness-programs-must-take-science-based-approach-to-motivating-employees/feed/ 0 Most Canadians feel investment anxiety https://www.benefitscanada.com/news/bencan/most-canadians-feel-investment-anxiety/ https://www.benefitscanada.com/news/bencan/most-canadians-feel-investment-anxiety/#respond Tue, 11 Aug 2015 03:00:03 +0000 https://cumulus.benefitscanada.com/uncategorized/most-canadians-feel-investment-anxiety/ Nearly all Canadian investors (97%) feel anxiety when thinking about their investments, finds the BMO InvestorLine Psychology of Investing Study.

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]]> https://www.benefitscanada.com/news/bencan/most-canadians-feel-investment-anxiety/feed/ 0 Getting past emotional investing https://www.benefitscanada.com/canadian-investment-review/getting-past-emotional-investing/ https://www.benefitscanada.com/canadian-investment-review/getting-past-emotional-investing/#respond Fri, 15 Mar 2013 03:33:02 +0000 https://cumulus.benefitscanada.com/uncategorized/getting-past-emotional-investing/ Conventional finance theory says that humans are inherently rational beings who look to investing as a way to maximize their wealth and to ensure they can maintain a comfortable standard of living as they age. When it comes to money, so the theory goes, humans behave without emotion or bias.

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]]> https://www.benefitscanada.com/canadian-investment-review/getting-past-emotional-investing/feed/ 0 Double Then Nothing: Why Individual Stock Investments Disappoint https://www.benefitscanada.com/canadian-investment-review/research-markets/double-then-nothing-why-individual-stock-investments-disappoint/ https://www.benefitscanada.com/canadian-investment-review/research-markets/double-then-nothing-why-individual-stock-investments-disappoint/#respond Mon, 05 Dec 2011 03:19:31 +0000 https://cumulus.benefitscanada.com/uncategorized/double-then-nothing-why-individual-stock-investments-disappoint/ New working paper draws on behavioural finance.

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]]> https://www.benefitscanada.com/canadian-investment-review/research-markets/double-then-nothing-why-individual-stock-investments-disappoint/feed/ 0 Investment Tip: Doing Less https://www.benefitscanada.com/expertpanel_/ashby-monk/investment-tip-doing-less/ https://www.benefitscanada.com/expertpanel_/ashby-monk/investment-tip-doing-less/#respond Tue, 05 Apr 2011 07:16:00 +0000 https://cumulus.benefitscanada.com/uncategorized/investment-tip-doing-less/ When investment decision-making goes wrong.

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]]> https://www.benefitscanada.com/expertpanel_/ashby-monk/investment-tip-doing-less/feed/ 0 Why Individual Stock Investments Disappoint https://www.benefitscanada.com/uncategorized/why-individual-stock-investments-disappoint/ https://www.benefitscanada.com/uncategorized/why-individual-stock-investments-disappoint/#respond Tue, 01 Feb 2011 05:00:12 +0000 https://cumulus.benefitscanada.com/uncategorized/why-individual-stock-investments-disappoint/ Coverage of the 2010 Investment Innovation Conference.

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