CAP – Benefits Canada.com https://www.benefitscanada.com Canada's most influential pension and benefits publication for decision-makers Fri, 03 May 2024 21:03:19 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 Equitable Bank recognized for comprehensive financial wellness program https://www.benefitscanada.com/benefits/health-wellness/equitable-bank-recognized-for-comprehensive-financial-wellness-program/ Fri, 28 Oct 2022 13:00:15 +0000 https://www.benefitscanada.com/?p=129116 Equitable Bank’s comprehensive financial literacy seminars led to a win in the Financial wellness category at Benefits Canada’s 2022 Workplace Benefits Awards on Oct. 18. During the coronavirus pandemic, the bank had to pivot quickly to continue providing quality financial wellness education to employees, says Jasmine Kong, the organization’s human resources generalist. Equitable Bank partnered with some of […]

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]]> Top 5 HR, pension and benefits stories of the week https://www.benefitscanada.com/news/bencan/top-5-hr-pension-and-benefits-stories-of-the-week-18/ Fri, 11 Feb 2022 14:05:36 +0000 https://www.benefitscanada.com/?p=116419 Diversity, equity and inclusion are top of mind during Black History Month, so it’s no surprise two of the top five stories over the past week on BenefitsCanada.com relate to efforts by organizations to address a range of DEI issues in February and beyond. Here are the five most popular news stories of the week: 1. How HOOPP is […]

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]]> Why decumulation is a challenge for CAPs           https://www.benefitscanada.com/news/cir-news-news/expert-panel-why-decumulation-is-a-challenge-for-caps/ Tue, 06 Apr 2021 16:00:24 +0000 https://www.benefitscanada.com/?p=96234 While decumulation is a critical aspect of retirement, in my opinion, it doesn’t attract enough attention. Decumulation is the process of drawing down a capital accumulation plan’s pension assets to generate income, which many employees who are part of a CAP may not fully understand. CAP and defined benefit accounts have similar objectives: accumulation of […]

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]]> A look at private equity investing in DC plans https://www.benefitscanada.com/canadian-investment-review/alts/a-look-at-private-equity-investing-in-dc-plans/ https://www.benefitscanada.com/canadian-investment-review/alts/a-look-at-private-equity-investing-in-dc-plans/#respond Wed, 12 Aug 2020 05:48:12 +0000 https://cumulus.benefitscanada.com/uncategorized/a-look-at-private-equity-investing-in-dc-plans/ Much debate remains about whether private equity is an appropriate option for members of capital accumulation plans. Canada’s neighbours to the south have been examining the potential legal pitfalls of these allocations. A recent information letter from the U.S. department of labor set forth a framework plan sponsors can use to consider the prudence of […]

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]]> https://www.benefitscanada.com/canadian-investment-review/alts/a-look-at-private-equity-investing-in-dc-plans/feed/ 0 Now is the time to fix capital accumulation plans https://www.benefitscanada.com/pensions/cap/now-is-the-time-to-fix-capital-accumulation-plans/ https://www.benefitscanada.com/pensions/cap/now-is-the-time-to-fix-capital-accumulation-plans/#respond Thu, 02 Jul 2020 04:17:22 +0000 https://cumulus.benefitscanada.com/uncategorized/now-is-the-time-to-fix-capital-accumulation-plans/ The collapse in the equity markets has damaged capital accumulation plan retirement accounts. Governments need to level the playing field between defined benefit plans and CAPs, which include defined contribution plans, registered retirement savings plans and pooled registered pension plans, to assist capital accumulation plan members in rebuilding their retirement accounts. If investments are not […]

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]]> https://www.benefitscanada.com/pensions/cap/now-is-the-time-to-fix-capital-accumulation-plans/feed/ 0 Managing a capital accumulation plan through COVID-19 https://www.benefitscanada.com/canadian-investment-review/dc-investments/managing-a-capital-accumulation-plan-through-covid-19/ https://www.benefitscanada.com/canadian-investment-review/dc-investments/managing-a-capital-accumulation-plan-through-covid-19/#respond Wed, 18 Mar 2020 07:16:48 +0000 https://cumulus.benefitscanada.com/uncategorized/managing-a-capital-accumulation-plan-through-covid-19/ In this time of global pandemic, the coronavirus is shaking up everything, with high market volatility and changing work arrangements. Everyone is worried — not only for their immediate futures, but also for the long term. “It’s pretty hard to watch the market go through the volatility that we’ve seen over the last couple weeks,” […]

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]]> https://www.benefitscanada.com/canadian-investment-review/dc-investments/managing-a-capital-accumulation-plan-through-covid-19/feed/ 0 Understanding CAP management fees https://www.benefitscanada.com/news/understanding-cap-management-fees/ https://www.benefitscanada.com/news/understanding-cap-management-fees/#respond Mon, 29 Oct 2018 03:30:14 +0000 https://cumulus.benefitscanada.com/uncategorized/understanding-cap-management-fees/ Why fee reviews are an important step for plan sponsors

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]]> https://www.benefitscanada.com/news/understanding-cap-management-fees/feed/ 0 Are You Ready for CAP Decumulation? https://www.benefitscanada.com/expertpanel_/are-you-ready-for-cap-decumulation/ https://www.benefitscanada.com/expertpanel_/are-you-ready-for-cap-decumulation/#respond Wed, 20 Jan 2016 11:58:51 +0000 https://cumulus.benefitscanada.com/uncategorized/are-you-ready-for-cap-decumulation/ Plan sponsors need to prepare - and know their obligations to members.

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]]> https://www.benefitscanada.com/expertpanel_/are-you-ready-for-cap-decumulation/feed/ 0 GICs: Risky Business for CAPs https://www.benefitscanada.com/expertpanel_/gics-risky-business-for-caps/ https://www.benefitscanada.com/expertpanel_/gics-risky-business-for-caps/#respond Sat, 31 Aug 2013 12:04:44 +0000 https://cumulus.benefitscanada.com/uncategorized/gics-risky-business-for-caps/ Plan sponsors often offer them without understanding the issues and risks.

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