DC plans – Benefits Canada.com https://www.benefitscanada.com Canada's most influential pension and benefits publication for decision-makers Fri, 26 Apr 2024 20:02:31 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 Report finds retirees with DB pension plans draw down savings slower than those with DC plans https://www.benefitscanada.com/pensions/retirement/report-finds-retirees-with-db-pension-plans-draw-down-savings-slower-than-those-with-dc-plans/ Tue, 31 May 2022 13:00:20 +0000 https://www.benefitscanada.com/?p=122094 Retirees with defined benefit pension plans are less likely to draw down their savings to cover their spending than those with a defined contribution plan, according to a new report by the University of Michigan. It found while most employees born between 1920 and 1940 had access to a DB plan, this percentage dropped dramatically […]

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]]> Positive DC plan investment outlook, returns may fuel early retirements: report https://www.benefitscanada.com/news/bencan/positive-dc-plan-investment-outlook-returns-may-fuel-early-retirements-report/ Tue, 17 Aug 2021 13:00:29 +0000 https://www.benefitscanada.com/?p=105788 After the market rollercoaster ride of 2020, investors’ expectations have shifted considerably, and many are now looking for returns of 10.6 per cent above inflation from their investments in 2021, fuelling speculation that many employees may want to retire early, according to Eckler Ltd.’s latest capital accumulation plan income tracker. Indeed, the report noted rising […]

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]]> Fees and fiduciary risk https://www.benefitscanada.com/expertpanel_/fees-and-fiduciary-risk/ https://www.benefitscanada.com/expertpanel_/fees-and-fiduciary-risk/#respond Tue, 18 Sep 2018 07:36:05 +0000 https://cumulus.benefitscanada.com/uncategorized/fees-and-fiduciary-risk/ Sponsors need to understand their responsibilities to minimize potential litigation.

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]]> https://www.benefitscanada.com/expertpanel_/fees-and-fiduciary-risk/feed/ 0 The Trouble With Fee Disclosure in DC Plans https://www.benefitscanada.com/expertpanel_/the-trouble-with-fee-disclosure-in-dc-plans/ https://www.benefitscanada.com/expertpanel_/the-trouble-with-fee-disclosure-in-dc-plans/#respond Mon, 16 Apr 2018 12:34:03 +0000 https://cumulus.benefitscanada.com/uncategorized/the-trouble-with-fee-disclosure-in-dc-plans/ Plan members are in the dark when it comes to costs.

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]]> https://www.benefitscanada.com/expertpanel_/the-trouble-with-fee-disclosure-in-dc-plans/feed/ 0 U.S. Retirement Assets Surpass $25 Trillion Mark https://www.benefitscanada.com/canadian-investment-review/cir-news/u-s-retirement-assets-surpass-25-trillion-mark/ https://www.benefitscanada.com/canadian-investment-review/cir-news/u-s-retirement-assets-surpass-25-trillion-mark/#respond Mon, 27 Mar 2017 10:42:42 +0000 https://cumulus.benefitscanada.com/uncategorized/u-s-retirement-assets-surpass-25-trillion-mark/ New study also shows DC is the fastest growing segment

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]]> https://www.benefitscanada.com/canadian-investment-review/cir-news/u-s-retirement-assets-surpass-25-trillion-mark/feed/ 0 Are You Ready for CAP Decumulation? https://www.benefitscanada.com/expertpanel_/are-you-ready-for-cap-decumulation/ https://www.benefitscanada.com/expertpanel_/are-you-ready-for-cap-decumulation/#respond Wed, 20 Jan 2016 11:58:51 +0000 https://cumulus.benefitscanada.com/uncategorized/are-you-ready-for-cap-decumulation/ Plan sponsors need to prepare - and know their obligations to members.

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]]> https://www.benefitscanada.com/expertpanel_/are-you-ready-for-cap-decumulation/feed/ 0 Education Risk in CAP Plans https://www.benefitscanada.com/expertpanel_/education-risk-in-cap-plans/ https://www.benefitscanada.com/expertpanel_/education-risk-in-cap-plans/#respond Wed, 24 Jun 2015 04:21:00 +0000 https://cumulus.benefitscanada.com/uncategorized/education-risk-in-cap-plans/ Education requirements are a litigation risk. A KPI approach can help.

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]]> https://www.benefitscanada.com/expertpanel_/education-risk-in-cap-plans/feed/ 0 The Cost of PRPPs https://www.benefitscanada.com/expertpanel_/the-cost-of-prpps/ https://www.benefitscanada.com/expertpanel_/the-cost-of-prpps/#respond Wed, 16 Apr 2014 11:52:27 +0000 https://cumulus.benefitscanada.com/uncategorized/the-cost-of-prpps/ The PRPP Act and the trouble with fees.

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]]> https://www.benefitscanada.com/expertpanel_/the-cost-of-prpps/feed/ 0 Is Risk-Based Supervision Right for DC Plans? https://www.benefitscanada.com/expertpanel_/is-risk-based-supervision-right-for-dc-plans/ https://www.benefitscanada.com/expertpanel_/is-risk-based-supervision-right-for-dc-plans/#respond Tue, 15 Apr 2014 09:08:12 +0000 https://cumulus.benefitscanada.com/uncategorized/is-risk-based-supervision-right-for-dc-plans/ World Bank paper says it's time to think about DC risk in a different way.

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]]> https://www.benefitscanada.com/expertpanel_/is-risk-based-supervision-right-for-dc-plans/feed/ 0 DB Coverage Keeps Dropping https://www.benefitscanada.com/canadian-investment-review/cir-news/db-coverage-keeps-dropping/ https://www.benefitscanada.com/canadian-investment-review/cir-news/db-coverage-keeps-dropping/#respond Wed, 05 Feb 2014 11:46:32 +0000 https://cumulus.benefitscanada.com/uncategorized/db-coverage-keeps-dropping/ Shift to DC plans continues.

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