March 2008

Benefits Canada News

Should we worry about saving enough for retirement or are the Chicken Littles of the world making us paranoid? Dr. Sherry Cooper, executive vice-president and…

Could a recovery be on the horizon for DB plans? In 1897, after a reporter was sent to investigate rumours that Mark Twain had died,…

  We’ve seen a number of big deals recently within the money management industry—most notably, the $1.4-billion acquisition of Phillips, Hager & North (PH&N) by…

Several small plan sponsors from across Canada participated in a virtual roundtable to talk about their concerns and challenges in providing their employees with benefits…

Portfolio managers can use over-the-counter structured products to achieve investment mandates, but managers should ensure they have the necessary expertise to deal in this market.…

Disability management

As disability management becomes more complex, plan sponsors should consider a global approach to preventing absence and returning ill or injured employees to the workplace…

Health benefits

Sponsors of small group plans continue to face the same challenges: cost, competition and capability. Small plan sponsors want to offer the same kinds of…

Covering lifestyle drugs as part of a healthy workplace strategy may also help attract and retain employees. Employers looking to reduce, or at least contain,…

Alternative investments

Derivatives often get a bad reputation for being overly risky, but they can be an excellent investment mechanism for pension funds when properly managed. This…

Capital accumulation plans

Most DC plan members aren’t jumping at the opportunity to get financial or investment advice—even if their employers absorb the costs. You’ve probably heard the…

Plan sponsors should focus on managing members’ expectations, not just on benefits adequacy. Whether liability driven investing (LDI) is a new idea or an old…

Governance/legislation

After months of digging through research and mining public opinion, the Ontario Expert Commission on Pensions offers some hope for the future of defined benefit…