Home Pensions Capital accumulation plans

Latest news in Capital accumulation plans

Top 5 HR, benefits, pension and investment stories of the week

An article on how British Columbia’s amended definition of provision for adverse deviation will impact the province’s target-benefit pension plans was the most-read story on…

New pension plan design offers U.S. public workers retirement benefits, regardless of length of service

A new retirement plan design could allow more public employees in the U.S. to accrue retirement benefits regardless of their length of service, according to…

  • By: Staff
  • January 25, 2023 January 25, 2023
  • 09:00

Domtar, Unifor agreements include pension, benefits gains

The union representing 450 employees at Domtar Corp. in Dryden, Ont. has ratified three collective agreements that include benefits and pension gains. The agreements include…

New U.S. pension law strengthening retirement savings for workers

A new U.S. law that aims to strengthen retirement support for workers holds valuable lessons for Canada’s retirement system, says one pension consultant. The Secure…


Top 5 HR, benefits, pension and investment stories of the week

An article on the the latest investments by Canadian institutional investment organizations was the most-read story on BenefitsCanada.com over the last week. Here are the five…

  • By: Staff
  • January 6, 2023 January 6, 2023
  • 09:00

My Take: Tackling decumulation today will lead to retirement-ready workers tomorrow

For some Canadians, the term pension may still conjure images of a secure stash of money guaranteed to ensure a comfortable lifestyle in retirement. I…


Use of custom TDFs increasing among U.S. DC pension plans: report

U.S. defined contribution pension plan sponsors are increasingly offering custom target-date funds, according to a new report by the Defined Contribution Institutional Investment Association. The…

  • By: Staff
  • January 3, 2023 January 3, 2023
  • 09:00

2022 CAP Suppliers Report: What’s on CAP sponsors’ wish lists for the coming year?

With the coronavirus pandemic and rising inflation causing economic uncertainty, capital accumulation plan sponsors are looking for new ways to help their members feel secure…

  • By: Sadie Janes
  • December 16, 2022 December 15, 2022
  • 08:57

2022 Healthy Outcomes Conference: Employers target timely, topical education in financial well-being strategies

Financial education and well-being initiatives are in the spotlight as employees face the stress of multiple financial headwinds — from inflation reaching a 40-year high…

Canadians’ pension wealth increased to $4.9 trillion in 2021: report

Canadians’ total pension wealth increased by 7.9 per cent in 2021 to reach nearly $4.9 trillion by the end of year, according to a new…

  • By: Staff
  • December 15, 2022 December 14, 2022
  • 09:00

Workplace pension plans rarely providing adequate retirement income for U.S. public employees: report

Workplace pension plans alone aren’t providing adequate retirement income for U.S. government employees, according to a new report by the National Institute on Retirement Security…

  • By: Staff
  • December 13, 2022 December 12, 2022
  • 09:00

Jazz Aviation, Unifor agreement includes pension enhancements, bereavement leave

The union representing about 1,100 Jazz Aviation employees has ratified a five-year collective agreement that includes pension enhancements and bereavement leave. The agreement includes an…

DC plan members nearing retirement need employers’ help to achieve financial security: report

Defined contribution pension plan members nearing retirement may need their employers’ help to achieve financial security during an era of low interest rates and increased…

  • By: Staff
  • December 7, 2022 December 6, 2022
  • 09:00

USW, American Airlines agreement includes pension, benefits gains

The union representing roughly 300 employees at American Airlines in Toronto and Montreal has ratified a new two-year agreement that includes pension and benefits improvements.…

  • By: Staff
  • December 6, 2022 December 6, 2022
  • 09:00

OECD report urging policy-makers to consider role of employers in supporting pension growth

Since employers play a key role in supporting pension growth, policy-makers should consider their involvement when implementing pension reforms, according to a new report by…

  • By: Staff
  • December 2, 2022 December 1, 2022
  • 09:00
Copyright_Romolo Tavani_123RF

ACPM calling on feds, CAP sponsors to increase focus on decumulation

The Association of Canadian Pension Management is calling on the federal government and capital accumulation plan sponsors to support members’ financial wellness by focusing on…

  • By: Staff
  • November 30, 2022 November 30, 2022
  • 15:00

Saskatchewan amending pension legislation to include more decumulation options, solvency reserve funds

The Saskatchewan government is introducing amendments to its pension legislation that provide additional flexibility for plan sponsors and introduce new decumulation options for members of…

  • By: Staff
  • November 28, 2022 November 28, 2022
  • 15:00

Report finds gender, race gaps persist in U.S. workplace retirement plan participation

Two-fifths (40 per cent) of all U.S. private sector employees don’t have an employer-sponsored retirement plan and non-white workers have the least access to these…

  • By: Staff
  • November 25, 2022 November 24, 2022
  • 09:00

41% of U.S. women expect to retire at age 70, older or not at all: survey

Two-fifths (41 per cent) of U.S. women say they expect to retire at age 70 or older or don’t plan to retire at all, according…

  • By: Staff
  • November 24, 2022 November 23, 2022
  • 09:00

Employer’s prior conduct prohibits pension plan amendments, despite collective agreement terms: Ontario court

A recent Ontario Divisional Court ruling serves as a caution that employers’ prior conduct may prohibit them from amending pension plans even when the collective…

Is the concept of financial independence and early retirement truly feasible?

The FIRE concept — financial independence and retiring early — is gaining traction among younger workers, but as appealing as early retirement may be, it isn’t…

  • By: Sadie Janes
  • November 18, 2022 November 18, 2022
  • 09:01

A look at the landscape for automatic features in Canadian pension plans

Matching employer contributions in capital accumulation plans are as close to free money as employees can legally get. “You’re not changing your risk — because…

How InBenefits is aiming to prove the potential of target-benefit pensions

Alain Malaket has a nuanced perspective on risk — one informed by his experiences as a third-party administrator, pension regulator, consultant, pension plan director and…


Expert panel: How employers can support employee wellness ahead of a looming recession

Every day, it seems the news includes a story or two about the economy and whether or not a recession is coming. At the same…

  • By: Kim Siddall
  • November 16, 2022 November 15, 2022
  • 09:00

Report finds CAP member outcomes rising due to high annuity rates

Capital accumulation plan member outcomes saw modest increases in the third quarter, due to high annuity rates that shielded members from modest investment market declines,…

  • By: Staff
  • November 15, 2022 November 15, 2022
  • 09:00