Pensions Capital accumulation plans

Latest news in Capital accumulation plans

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U.S. employers report rising confidence in employee retirement readiness: survey

A third of U.S. plan sponsors say they’re very or extremely confident in their participants’ ability to retire at their target age, up from just…

Coverage of the 2026 DC Plan Summit

Now, more than ever, defined contribution pension plan sponsors have their work cut out for them. The 2026 DC Plan Summit, which was hosted at…

2026 DC Plan Summit: What’s next for pension plan member advice in the evolution of human, digital and AI?

Workplace financial advice has evolved significantly over the past 15 years, moving from in-plan investment advice to more broad financial planning, said Marc-Antoine Morin, assistant…

2026 DC Plan Summit: Reimagining workplace retirement and financial resilience for gen Z

As generation Z’s behaviours, motivators and stressors evolve in real time, a joint research project from Canada Life and Deloitte Canada is aiming to help…

2026 DC Plan Summit: Tackling key retirement risks to achieve better outcomes with DC plans

Canadians’ outlook on retirement has dropped over the last decade, with 82 per cent having a positive attitude 10 years ago compared to 71 per…

2026 DC Plan Summit: Unveiling member perceptions, motivations in workplace savings plans

While more than half (52 per cent) of workplace savings plan members count on the plan as their main source of retirement income, both men…

2026 DC Plan Summit: A practical communications blueprint for a record-keeper transition

During a recent transition between record keepers, KPMG in Canada focused on keeping communications with employees human and simple, including what to say, when to…

2026 DC Plan Summit: Canadian insights on financial stress, retirement and investment preferences

Understanding retirement savers’ views, concerns and points of stress related to their financial lives allows the industry to build investment solutions and craft communications strategies…

2026 DC Plan Summit: What’s helping and hindering DC plan members’ investment decisions?

On balance, Canadians believe they’re meeting their ambitions, including investment- and financial-related goals, said Michael Keaveney, client portfolio manager in total investment solutions at CIBC Asset…

2026 DC Plan Summit: Panel: Generational divide, plan intricacies complicating member communications strategies

A workforce that’s sprawled across the country is pushing Simon Cabral (pictured centre), former director of global defined contribution plans at Scotiabank, to employ a…

2026 DC Plan Summit: Designing decision supports that drive appreciation, informed action for DC plan members

For defined contribution plan members, the ultimate positive DC experience is understanding the plan provisions, knowing what decisions to make, feeling confident about making well-informed…

2026 DC Plan Summit: How the evolution of default funds is threatening retirement security

The equity risk in target-date funds has been increasing substantially over the last decade, creating a ‘silent risk shift,’ according to Jafer Naqvi, managing director…

2026 DC Plan Summit: How the PEPP is adding flexibility with alternatives, decumulation option

By slotting alternative assets into portfolio offerings, Saskatchewan’s Public Employees Pension Plan is incorporating an element of the defined benefit pension plan model, according to…

2026 DC Plan Summit: CAPSA’s updated guideline prompts CPP Investments to hone accountability, global governance

The Canadian Association of Pension Supervisory Authorities’ updated capital accumulation plan guideline led CPP Investments to sharpen accountability and governance risk globally, according to Marina…

Top 5 HR, benefits, pension and investment stories of the week

An article on an Ontario judges’ association’s lawsuit against their pension plan sponsor was the most-read article on BenefitsCanada.com this past week. Here are the…

  • By: Staff
  • April 10, 2026 April 9, 2026
  • 09:00
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Quebec seeks to increase VRSP uptake through minimum contribution rates, new investment options

In its 2026 budget, the Quebec government said it intends to enhance the appeal of voluntary retirement savings plans amid low uptake of the savings…

  • By: Staff
  • April 6, 2026 April 6, 2026
  • 15:00

AI gaining foothold with younger savings plan members, email remains preferred communications tool: survey

More than half (56 per cent) of plan members say email is the most effective way to communicate with them about their savings plans, according…

Coverage of the 2026 Employee Savings Summit

In its sophomore year under the Employee Savings Survey banner, Benefits Canada’s annual check in with plan members about their financial priorities and the condition of…

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Survey finds Canadians estimate they need an average of $976,835 to retire

Canadian plan members reported a significant drop in the amount they believe they need to retire — from roughly $1.4 million in 2023, 2024 and…

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Fewer plan members describing financial situation as better, worse than last year: survey

While the percentage of plan members who describe their personal financial situation as significantly or somewhat better than last year decreased from 42 per cent…

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Rising life expectancy increasing liabilities, service costs for pension plan sponsors: CIA

Methodology improvements are pushing the life expectancy of Canadian retirees and surviving spouses by roughly one year to age 65 as of Jan. 1, 2024,…

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Women lag men in use of workplace retirement savings plans: report

On average, women retire with 27 per cent less savings than men, according to a new report from Sun Life Financial Inc.  The report, based…

  • By: Staff
  • March 26, 2026 March 25, 2026
  • 09:00

Unifor, Community Living agreements include transition to CAAT DBplus pension plan, benefits gains

The union representing nearly 125 workers at Community Living Dryden-Sioux Lookout in Ontario have ratified new three-year collective agreements that include pension and benefits gains.…

  • By: Staff
  • March 25, 2026 March 24, 2026
  • 09:00
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Indigenous women face persistent barriers to workplace retirement, benefits plans: expert

Indigenous women in Canada continue to face structural barriers to workplace retirement plans and benefits programs, driven by employment instability, eligibility rules and traditional benefits…