When choosing an employee and family assistance program (EFAP) provider, employers often start by considering several factors, including services offered, available resources, organizational fit and…
A whole new regulatory environment is taking shape for banks and near-bank financial institutions. The new liquidity and risk management rules, which came into force…
Stress is a necessary and important part of life, but prolonged periods of high stress levels can lead to distress—a risk factor for all forms…
he psychological health and safety (PH&S) of employees deserves the same level of attention as their physical well-being. The new National Standard of Canada for…
In considering who in a corporation might be ideally positioned to champion the cause of workplace diversity, most people would think of a CEO or…
Industry Insight What political/legal developments will be most influential to Canada’s pension and benefits landscape in 2013? Mike Sullivan, president, Cubic Health: “In July 2012,…
The target benefit plan (TBP) is a new pension model gaining both attention and momentum in Canada for its potential to provide plan members with…
Fewer disability claims and a speedy return-to-work schedule for employees who are getting help with mental health issues—employers want these to be a reality. But…
At the start of every year, editors typically offer a forecast of great things to come. But a pared-down outlook in fewer than 300 words,…
When the federal government introduced legislation to create pooled registered pension plans (PRPPs) in November 2011, it proudly boasted that PRPPs would provide Canadians with…
Stocks and bonds are the traditional investment choices for many institutional investors. But with equity markets now moving toward their previous peaks and fixed income…
Insurance carriers and pharmacy benefit managers (PBMs) have long observed that plan sponsors rarely request many of the products developed to help contain drug plan…
The removal of the foreign property rule (FPR) in 2005 was big news among tax-deferred retirement plans. No longer were these plans shackled to the…
In times of increased economic uncertainty, the number of tough financial choices facing the average person seems to rise exponentially. Clashing priorities battle it out:…
One employee touts the benefits of an ESOP, while an academic notes it depends on individual financial circumstances and plan design. Morgan Zirul, store manager,…
PepsiCo Canada may be known for quenching thirst and satisfying snack cravings, but the organization’s leadership recently identified another kind of demand: clearer, more personalized…