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It’s about time

© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the April 2005 edition of BENEFITS CANADA magazine.   Thanks to the Feds’ decision…

Investment Q&A: The FPR forfeiture

© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the April 2005 edition of BENEFITS CANADA magazine.   Foreign content limits may have…

  • By: James Lewis
  • April 1, 2005 September 13, 2019
  • 00:00

FPR Special Report: Good news

© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the April 2005 edition of BENEFITS CANADA magazine.   BENEFITS CANADA’s special report on…

Capital accumulation plans

A New Focus

The selection of funds usually focuses on returns rather than risk/return measures. Investments should be chosen for their effectiveness on a portfolio basis. “The essence…

  • April 1, 2005 September 13, 2019
  • 00:00
Capital accumulation plans

Paring Down

Can an asset/liability framework meet the needs of DC plan members? It’s certainly worth the effort. A look back reveals a remarkable but anomalous 25-year…

Capital accumulation plans

Early Signs

With one third of DC plan members in default investment options, retirement will tell the tale. But it’s not too late to change. For most…

Capital accumulation plans

Great Expectations

Members need help to bridge the gap between their perception of retirement and reality. They need planning tools, financial planners and retirement income estimates. For…

Capital accumulation plans

Risky Business

Have the CAP guidelines changed the risk plan sponsors bear when it comes to member education? A new study examines this question. To manage risk,…

  • By: Lori Bak
  • April 1, 2005 September 13, 2019
  • 00:00
Capital accumulation plans

Internal Checks

The Joint Forum’s Guidelines for Capital Accumulation Plans have created the need for a reassessment of internal governance practices. Some housekeeping is in order. In…

Capital accumulation plans

Casting Safety Nets

There will always be those DC plan members who fall into default options and negatively impact their retirement. DC structures need to be altered? Ever…

Capital accumulation plans

What happens when a court finds the guidelines for CAPs are only minimum standards?

What happens when a court finds the Joint Forum’s Guidelines for CAPs are only minimum standards? Of the guidance now available to sponsors of defined…

Capital accumulation plans

Minding the Gap

Plan sponsors need to calculate the gap between member expectations and the actual CAP pay-out. The answer will determine their level of risk. The world…

Capital accumulation plans

The Risk Makeover

Compliance with the Capital Accumulation Plan(CAP)Guidelines kicks in at the end of this year. As a result, now is the perfect time for a risk…

Editorial: To save for the short term or long term, that is the question

In times of increased economic uncertainty, the number of tough financial choices facing the average person seems to rise exponentially. Clashing priorities battle it out:…

Head to head: In the midst of a cost-of-living crisis, should employees contribute to a DC plan or an ESOP?

One employee touts the benefits of an ESOP, while an academic notes it depends on individual financial circumstances and plan design. Morgan Zirul, store manager,…

PepsiCo Canada enhances financial wellness strategy with personalized platform

PepsiCo Canada may be known for quenching thirst and satisfying snack cravings, but the organization’s leadership recently identified another kind of demand: clearer, more personalized…