Latest columns in Benefits Canada Experts

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Benefits Canada Experts

Kim Siddall

Five lessons for employers to apply to the pandemic’s second wave

Five lessons for employers to apply to the pandemic’s second wave

As coronavirus cases rise across the country and some return-to-work plans become return-to-home plans, many employers are wondering how to help their employees adapt once again…

  • November 3, 2020 February 5, 2021
  • 08:45

Five workplace changes that should stay post-coronavirus

The coronavirus pandemic has been disruptive for all and sadly, devastating and difficult for many. In the pandemic’s early days, we saw a great deal…

  • June 16, 2020 February 5, 2021
  • 08:45

Four ways to start the benefits year off on a good foot

The beginning of a new year is a great time for employers to reflect on their benefits plans and take steps to get in ahead of potential challenges.…

  • December 17, 2019 November 12, 2020
  • 08:30

How to tie workplace philanthropy into employee engagement, wellness

Most organizations support charities in their communities through a variety of means — donations supporting specific initiatives, sponsorships, by purchasing tables for events or donating…

  • July 23, 2019 November 12, 2020
  • 08:00
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Benefits Canada Experts

Gavin Benjamin

How commuted-value calculation changes will impact lump-sum DB pension payments

How commuted-value calculation changes will impact lump-sum DB pension payments

In January 2020, the Canadian Institute of Actuaries released final changes to the actuarial standards of practice for calculating commuted values, with the changes scheduled…

  • October 27, 2020 February 4, 2021
  • 08:45

Market corrections and the retirement savings withdrawal dilemma

A retiree whose retirement savings are primarily in a registered savings plan, such as a life income fund or registered retirement income fund, already faces…

  • May 19, 2020 November 30, 2020
  • 08:30

Decumulation options, OCIO among pension trends for 2020

The holiday season is a time to reflect on the events of 2019 and how they may affect trends in the year to come. I…

  • December 30, 2019 November 30, 2020
  • 07:00

How will advanced life deferred annuities work in practice?

With the private sector's move from defined benefit to defined contribution pension plans and rising life expectancies, the issue of retirement decumulation is increasing in…

  • August 27, 2019 December 11, 2020
  • 08:00
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Benefits Canada Experts

Bob Carter

Taking the long view on effectively dealing with LTD claims

Taking the long view on effectively dealing with LTD claims

On average, one in three Canadians will be disabled for 90 days or more at least once before they reach age 65, according to the…

  • October 13, 2020 February 4, 2021
  • 08:45

The value-added proposition of group benefits MGAs and TPAs

Plan sponsors are faced with competing offers by insurance carriers, group managing general agents and third-party administrators, as each group promotes their own unique, yet…

  • February 26, 2019 September 13, 2019
  • 09:00

A look at the benefits of hybrid health plans

While the move to more defined contribution-style health benefits plans provides greater clarity and flexibility to plan sponsors, it would be natural to wonder whether or…

  • September 4, 2018 September 13, 2019
  • 08:30

Pharmacy benefits managers to play growing role in boosting outcomes, addressing costs

Health-care costs are projected to increase a whopping 130 per cent over the next eight years after a period of relatively flat growth, according to…

  • April 30, 2018 September 13, 2019
  • 14:22
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Benefits Canada Experts

Scott Anderson

Four trends in group retirement, investment programs

Four trends in group retirement, investment programs

The coronavirus pandemic is highlighting many trends in group retirement and investment programs, pushing the industry to be flexible and quick with some of the newer offerings.…

  • September 22, 2020 November 26, 2020
  • 08:45

Financial wellness more important than ever during coronavirus

During the coronavirus pandemic, employers and employees have seen major changes to their group retirement plans. For example, many employees who were able to continue working…

  • June 30, 2020 February 4, 2021
  • 08:30

How can plan sponsors help pension members during volatile times?

Once again, we're experiencing volatile markets. During these times, it's common to hear the following statements: It isn't time to panic. This has happened before. Make sure the…

  • March 10, 2020 November 30, 2020
  • 08:30

Why plan sponsors should be concerned about pension management fees

While group retirement compliance is a legal requirement in the U.S., Canadian plan sponsors only have a set of guidelines and best practices to follow.…

  • October 15, 2019 November 30, 2020
  • 08:30
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Benefits Canada Experts

Susan G. Seller

Navigating pension fiduciary duties during coronavirus pandemic

Navigating pension fiduciary duties during coronavirus pandemic

Employers that act as pension plan administrators have statutory fiduciary duties that are defined by the plan documents and by governing pension legislation. While those duties…

  • June 9, 2020 November 26, 2020
  • 08:30

Legal case highlights thorny issue of consent benefits under DB pension plans

An important case around an employer's ability to change its practice in granting consent benefits under a pension plan is winding its way through the courts. The…

  • December 10, 2019 November 30, 2020
  • 08:30

A look ahead at pension legislative changes for 2019

While 2018 ushered in a number of significant changes to Ontario's pension legislation, including a major revamping of the funding rules for defined benefit plans,…

  • December 28, 2018 September 13, 2019
  • 08:30

Draft CAPSA guidance offers limited help with missing plan members

The Canadian Association of Pension Supervisory Authorities has published draft guidance for plan administrators and third-party consultants to help them search for missing pension members.…

  • June 26, 2018 September 13, 2019
  • 08:00