Latest columns in Benefits Canada Experts

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Benefits Canada Experts

Jason Malone

Expert panel: How plan sponsors can help make retirement, pensions more equitable

Diversity, equity and inclusion is top of mind for many plan sponsors these days. And, while issues around retirement and pensions likely aren't the key focus…

  • July 13, 2021 July 13, 2021
  • 09:00

Are target-benefit pension plans the answer to a secure, sustainable retirement?

More Canadian employers should consider target-benefit pension plans for their employees these days. The model is gaining steam. In mid-December, 2020, the Quebec legislator signed into…

  • March 16, 2021 April 23, 2021
  • 09:00
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Benefits Canada Experts

Janet Rabovsky

Institutional investors taking closer look at Bitcoin, gold amid inflation fears

Almost 16 months since the global coronavirus pandemic was first declared, there's now yet another thing for institutional investors to worry about — the possibility…

  • June 29, 2021 July 8, 2021
  • 09:00

Is value investing still relevant in a volatile market?

Back in December 2018, I wrote an article asking whether it was a good time for pension plan sponsors to revisit value investing. At that time, public…

  • October 6, 2020 December 6, 2020
  • 08:45

What are the implications for pension funds coming out of coronavirus crisis?

Last August, I wrote about whether central banks were creating a financial bubble with their coordinated easing programs intended to spur economic growth and/or lift inflation.…

  • May 5, 2020 November 12, 2020
  • 08:30

Is ‘offence the best defence’ for investors in current economic environment?

The investment industry has been talking a lot about our position in the economic cycle and our proximity to a recession. In fact, I wrote about it…

  • January 21, 2020 November 12, 2020
  • 08:30
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Benefits Canada Experts

Tom Milne

Use words, imagery for inclusive employee communications

Words and imagery have the power to connect, evoke emotion and elicit a reaction. They also have the power to be inclusive, or exclusive, and…

  • June 22, 2021 July 7, 2021
  • 09:00

How to communicate the value of a benefits plan to employees

It's often said perception is reality and that's definitely true when it comes to benefits plans. If employees can't easily perceive the value in their…

  • March 9, 2021 March 22, 2021
  • 09:00

Connect to employees through the clutter with short, digital communications

How long is your attention span? Be honest and think back to the last time you received an email about your employee benefits and didn’t…

  • September 1, 2020 November 12, 2020
  • 08:45
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Benefits Canada Experts

Bob Carter

Investing in iCBT offerings can pay off for employers

As many employees struggle with mental-health issues during these tumultuous times, internet-based cognitive behavioural therapy is one tool that may help them bounce back. Employers…

  • June 15, 2021 June 23, 2021
  • 09:00

Taking the long view on effectively dealing with LTD claims

On average, one in three Canadians will be disabled for 90 days or more at least once before they reach age 65, according to the…

  • October 13, 2020 February 4, 2021
  • 08:45

The value-added proposition of group benefits MGAs and TPAs

Plan sponsors are faced with competing offers by insurance carriers, group managing general agents and third-party administrators, as each group promotes their own unique, yet…

  • February 26, 2019 September 13, 2019
  • 09:00

A look at the benefits of hybrid health plans

While the move to more defined contribution-style health benefits plans provides greater clarity and flexibility to plan sponsors, it would be natural to wonder whether or…

  • September 4, 2018 September 13, 2019
  • 08:30
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Benefits Canada Experts

Gavin Benjamin

Could pandemic-related mortality rates impact DB pension plans?

Over the past several months, much attention has been paid to the coronavirus pandemic's impact on financial markets and, subsequently, defined benefit pension plans' financial conditions…

  • June 8, 2021 June 23, 2021
  • 09:00

How commuted-value calculation changes will impact lump-sum DB pension payments

In January 2020, the Canadian Institute of Actuaries released final changes to the actuarial standards of practice for calculating commuted values, with the changes scheduled…

  • October 27, 2020 February 4, 2021
  • 08:45

Market corrections and the retirement savings withdrawal dilemma

A retiree whose retirement savings are primarily in a registered savings plan, such as a life income fund or registered retirement income fund, already faces…

  • May 19, 2020 November 30, 2020
  • 08:30

Decumulation options, OCIO among pension trends for 2020

The holiday season is a time to reflect on the events of 2019 and how they may affect trends in the year to come. I…

  • December 30, 2019 November 30, 2020
  • 07:00