De-risking opportunities: Timing matters
Many employers would like to reduce the risk in their DB plan so that the level of pension risk meets the company’s overall risk management…
- September 4, 2013 September 13, 2019
- 10:52
Latest news in Gavin Benjamin
Is a minimum pension funding strategy always optimal?
Today, most Canadian single employer DB pension plans have large solvency deficits, and there continues to be significant focus on the large minimum contributions required…
- June 20, 2013 September 13, 2019
- 09:44
The silver lining of pension disharmony
A unique aspect of Canada’s private pension system is that the responsibility for regulatory oversight falls primarily within the provincial domain, with the federal government…
- March 5, 2013 September 13, 2019
- 10:05
Barriers to pension plan de-risking
Historically, Canadian pension accounting standards were viewed as one of the barriers encountered by employers wishing to reduce pension risk. These barriers included the ability…
- January 15, 2013 September 13, 2019
- 09:30
The time has come for SRAs
Most Canadian DB pension plans have significant solvency deficits. Unless we experience a turnaround in financial market conditions over the next few years (i.e., equities…
- September 7, 2012 September 13, 2019
- 07:00
Should letters of credit be part of your pension funding policy?
Contribution requirements for many DB pension plans are being driven by the plans’ solvency position. The financial crisis of 2008 and early 2009, along with…
- June 26, 2012 September 13, 2019
- 13:49
Preparing for Ontario’s grow-in rules
One of the more significant changes contained in the reform of Ontario’s pension system is the elimination, effective July 1, 2012, of partial windups. This…
- May 24, 2012 September 13, 2019
- 12:20
Helping employees to understand longevity risk
Successful retirement planning includes an assessment of many risks, including how much annual retirement income will be needed, whether an individual will be able to…
- April 26, 2012 September 13, 2019
- 14:13