As with any new investment, there are always risks that have to be carefully weighted before proceeding. The recent failure of cryptocurrency exchange QuadrigaCX (QX)…
Plan sponsors are faced with competing offers by insurance carriers, group managing general agents and third-party administrators, as each group promotes their own unique, yet…
Many of the changes that were introduced to Ontario’s Employment Standards Act in January 2018 were short-lived, as the province’s new government elected in June…
Over the last few years we have seen numerous First Nations’ settlements with the government. The amounts of these settlements are typically large and can,…
I recently flew to Los Angeles to visit my sister, and right before the standard safety video, the onboard screens showed an appealing commercial for a…
No risk, no reward. Like many things in life, investing inertia and fear are common, but they come with a cost. In the investment world,…
Something interesting happened this month as we examined the 2018 experience of two different plan sponsors in two separate geographies with different demographics. The only similarity between…
Since plan administrators and sponsors aren’t generally pension or group retirement specialists, they depend on information from consultants and record keepers to determine the choices they’re…
With the start of a new year, organizations have new goals and budgets to meet. Many organizations take the new year as an opportunity to…
A new year typically brings a renewed focus on health and wellness both at the personal level, via goals or resolutions, and at the corporate…
For most of my 25 years in the benefits industry, the pace of change has been more evolutionary than revolutionary. However, the past few years have seen…
While 2018 ushered in a number of significant changes to Ontario’s pension legislation, including a major revamping of the funding rules for defined benefit plans,…
Looking ahead to the new year, 2019 is shaping up to be another challenging one for institutional investors looking for strategies to generate sufficient returns to meet their…