DB more cost-efficient than DC
A report finds that U.S. DB pension plans are a far more cost-efficient means of providing retirement income as compared to individual DC accounts.
- By: Staff
- December 5, 2014 September 13, 2019
- 09:31
Latest news in Capital accumulation plans
Replacement income levels fall
Despite strong stock market returns over the past year, replacement income levels generated by capital accumulation plans haven't increased.
- By: Staff
- December 4, 2014 September 13, 2019
- 11:32
DC communication: Decumulation dilemma
What DC plan member education can learn from behavioural economics
- By: John Por
- December 1, 2014 September 13, 2019
- 07:00
Conference coverage: Watch and learn
Lessons for DC plan sponsors on ensuring retirement readiness
- By: Vikram Barhat
- December 1, 2014 September 13, 2019
- 07:00
5 pension trends to watch
Major trends are reshaping Canada’s pension industry—from greater employer interest in sharing or off-loading pension risk to increased on de-risking.
- By: Yaldaz Sadakova
- November 21, 2014 September 13, 2019
- 11:49
Companies worry about employees’ retirement readiness
The majority of large and mid-size U.S. employers that sponsor DC plans say retirement readiness has become a major issue for their employees.
- By: Staff
- November 20, 2014 September 13, 2019
- 09:52
Pension column: Greater simplicity for DC plans
Encouraging plan members to set aside money for their future—and to invest those savings in a thoughtful way to grow them over time—is the great…
- By: Nadia Darwish
- November 20, 2014 September 13, 2019
- 07:00
Younger workers turn down free retirement money
While participation in employer-provided 401(k) plans is strong among younger American workers, many workers in their 20s and 30s are not saving enough to take…
- By: Staff
- November 18, 2014 September 13, 2019
- 09:57
Why don’t more small businesses have a group retirement plan?
Most business owners and HR champions of independent Canadian businesses know the benefits of offering a group retirement plan to their employees. Many studies have…
- November 17, 2014 September 13, 2019
- 11:27
Nudge your plan members to make smarter choices
Academic research in behavioural economics and psychology is changing how we understand our pension and benefit plan members’ decision-making process, and how we communicate with…
- By: Susan Deller
- November 12, 2014 September 13, 2019
- 11:26
5 trends reshaping the pension industry
Pension funds are restructuring for a new investment climate.
- By: Staff
- November 12, 2014 September 13, 2019
- 09:00
The future of target-date funds
Target-date funds are continually evolving, but how will they change moving forward?
- By: Jonathan Jacob and Zaheed Jiwani
- November 11, 2014 September 13, 2019
- 07:00
Fewer plans on OSFI’s watch list
The Office of the Superintendent of Financial Institutions has a smaller number of federally regulated pension plans on its watch list.
- By: Staff
- November 10, 2014 September 13, 2019
- 11:35
OSFI to conduct pension industry survey
The Office of the Superintendent of Financial Institutions plans to conduct a pension industry survey later this month, according to its InfoPensions newsletter.
- By: Staff
- November 5, 2014 September 13, 2019
- 09:32
2014 CAP Member Survey: Financial preparedness for retirement
Employers that provide capital accumulation plans (CAPs) to help employees save for retirement may want to double check on their plan members’ perceptions of retirement…
- November 1, 2014 September 13, 2019
- 07:05
2014 CAP Member Survey: Plan risks and the employer’s role
CAP sponsors may be encouraged to see that member satisfaction levels remain high, both with their plans (88%) and with the performance of the plans’…
- November 1, 2014 September 13, 2019
- 07:04
2014 CAP Member Survey: Engaged versus unengaged employees
The 2014 CAP Member Survey highlights—once again—that employee engagement remains a challenge for plan sponsors. And, with plan sponsors included in the survey this year,…
- November 1, 2014 September 13, 2019
- 07:03
2014 CAP Member Survey: Retirement transition and decumulation
Plan sponsors may think they have enough worry just getting employees to save for retirement, but, based on results of this year’s CAP Member Survey,…
- November 1, 2014 September 13, 2019
- 07:02
Breakdown: The great divide
Despite the best efforts of capital accumulation plan (CAP) sponsors to provide education and tools, most members will never become financial experts. But what does…
- By: Yaldaz Sadakova
- November 1, 2014 September 13, 2019
- 07:00
The GST/HST kiss of death for PRPPs?
I don’t believe many pension administrators routinely read the Canada Revenue Agency’s quarterly publication, Excise and GST/HST News. Notification of edition No. 93 hit my…
- By: Greg Hurst
- October 31, 2014 September 13, 2019
- 10:11
DC plan members unsure what to do with savings at retirement
The overwhelming majority of DC savers in the United Kingdom are uncertain how they intend to use their pension savings.
- By: Staff
- October 31, 2014 September 13, 2019
- 09:34
Using augmented reality to improve retirement planning
Desjardins Insurance is trying to make retirement planning more fun.
- By: Staff
- October 30, 2014 September 13, 2019
- 10:46
Pension plan membership levels increase
The number of active registered pension plan members has increased by 12% to 6.2 million over a 10-year period, according to the Office of the…
- By: Staff
- October 29, 2014 September 13, 2019
- 11:29
Retirement plan participation ticks up
The percentage of American workers who participate in an employment-based retirement plan increased in 2013 for the first time since 2010—both among all workers and…
- By: Staff
- October 28, 2014 September 13, 2019
- 09:11
Small businesses see the benefits of benefits
Small business owners believe that there are advantages to offering benefits to their employees.
- By: Staff
- October 15, 2014 September 13, 2019
- 14:39