Latest news in Capital accumulation plans

Pension plan membership levels increase

Pension plan membership levels increase

Membership in registered pension plans (RPPs) rose in 2012 as more employees were enrolled in DC or hybrid plans, according to Statistics Canada.

  • By: Staff
  • August 28, 2014 September 13, 2019
  • 11:16
Help your retiring DC members

Help your retiring DC members

A few years back, we held a session at the annual Avantages Montreal DC conference and asked the sponsor audience how likely they would get…

Morneau Shepell now offering VRSPs

Morneau Shepell now offering VRSPs

Morneau Shepell Asset & Risk Management, a wholly owned subsidiary of Morneau Shepell, has completed the final step required to offer a voluntary retirement savings…

  • By: Staff
  • August 21, 2014 September 13, 2019
  • 15:53
Simplified investment options can benefit plan sponsors, members

Simplified investment options can benefit plan sponsors, members

Constructing a simpler menu of investment choices can help plan sponsors' employees get more from their DC plan, according to a BMO white paper released…

  • By: Staff
  • August 21, 2014 September 13, 2019
  • 11:58
Standard Life to offer VRSPs for CFIB members

Standard Life to offer VRSPs for CFIB members

The Canadian Federation of Independent Business and Standard Life have signed an agreement to create a retirement savings solution designed for CFIB's members, including one…

  • By: Staff
  • August 21, 2014 September 13, 2019
  • 11:53
More employees participate in DC plans

More employees participate in DC plans

An increased number of American workers are participating in DC plans.

  • By: Staff
  • August 19, 2014 September 13, 2019
  • 16:22
Reform needed for retirement systems

Reform needed for retirement systems

Pension and retirement systems need to reformed rapidily at a global level to meet demographic challenges, according to a report from EY.

  • By: Staff
  • August 14, 2014 September 13, 2019
  • 11:27
Many DC plan members don’t increase contributions

Many DC plan members don’t increase contributions

More than one-third of Americans that contribute to an employer-sponsored retirement plan have never increased the percentage of their salary they contribute to their company's…

  • By: Staff
  • August 12, 2014 September 13, 2019
  • 13:31
Pension column: Focusing on decumulation

Pension column: Focusing on decumulation

An emerging focus on the payout phase could mean a greater fiduciary role for DC plan sponsors

The future of workplace pensions

The future of workplace pensions

Without question, workplace pension plans, particularly the traditional DB plan, serve many important purposes in modern society. Employer planning and retention considerations, employee retirement security…

Overcoming group retirement plan apathy

Overcoming group retirement plan apathy

One of the largest problems faced by group retirement plans is plan member apathy.

  • July 31, 2014 September 13, 2019
  • 10:48
DC plan members lack retirement confidence

DC plan members lack retirement confidence

Retirement confidence remains alarmingly low among DC plan participants polled in the United States, the United Kingdom and Ireland.

  • By: Staff
  • July 29, 2014 September 13, 2019
  • 10:13
Pension column: Six tips for improving your pension communications

Pension column: Six tips for improving your pension communications

Psst! Need to talk about pensions? Here’s how to get employees to listen.

Facebook’s 401(k) the least generous: Report

Facebook’s 401(k) the least generous: Report

Facebook has the least generous 401(k) plan among 250 of the biggest companies in the United States, according to a report.

  • By: Staff
  • July 23, 2014 September 13, 2019
  • 11:25
Women more likely to give up free retirement money

Women more likely to give up free retirement money

A survey by TIAA-CREF shows that 78% of Americans who contribute to an employer-sponsored retirement plan receive matching contributions from their employer, and 77% of…

  • By: Staff
  • July 22, 2014 September 13, 2019
  • 15:19
Great-West now offering VRSPs

Great-West now offering VRSPs

Great-West Life is now providing voluntary retirement savings plans for businesses in Quebec.

  • By: Staff
  • July 18, 2014 September 13, 2019
  • 10:43
DC plan members want automatic increases

DC plan members want automatic increases

Fifty-five percent of retirement plan participants favour automatic annual increases to their contributions.

  • By: Staff
  • July 17, 2014 September 13, 2019
  • 12:12
Sun Life, Manulife launch VRSPs

Sun Life, Manulife launch VRSPs

Voluntary retirement savings plans from Sun Life Financial and Manulife Financial are now available to employers.

  • By: Staff
  • July 17, 2014 September 13, 2019
  • 11:03
Desjardins, Industrial Alliance launch VRSPs

Desjardins, Industrial Alliance launch VRSPs

Industrial Alliance and Desjardins Insurance both announced on Tuesday that they are now offering voluntary retirement savings plans to employers.

  • By: Staff
  • July 16, 2014 September 13, 2019
  • 10:01
Should pension funds put the brakes on low-volatility strategies?

Should pension funds put the brakes on low-volatility strategies?

After last year’s strong market returns, should pension funds put the brakes on low-volatility strategies?

CAP members don’t understand retirement plan basics

Many Canadian investors need additional guidance to maximize the benefits in their capital accumulation plans, according to a survey.

  • By: Staff
  • July 9, 2014 September 13, 2019
  • 14:35
Why DC plan sponsors should care about decumulation

Why DC plan sponsors should care about decumulation

Rivers of ink have been spilled over how to help DC members to save more, invest better and gain more knowledge. We have applied behavioural…

Healthcare plan sponsors helping members prepare for retirement

Healthcare plan sponsors helping members prepare for retirement

A report finds that healthcare retirement plan sponsors in the United States are becoming more proactive in their efforts to help employees adequately prepare for…

  • By: Staff
  • July 8, 2014 September 13, 2019
  • 16:18
Employees like stock plans

Employees like stock plans

An increasing number of workers are considering the availability of a company stock plan when evaluating a new job opportunity, according to research conducted by…

  • By: Staff
  • July 4, 2014 September 13, 2019
  • 08:42
Engaging employees in financial literacy pays off

Engaging employees in financial literacy pays off

It’s been six years since the financial crisis caught the Canadian financial industry off-guard. During this period, countless surveys conducted by financial groups and independent…