Two rather contentious reports on public sector pensions were published recently—one by the Canadian Taxpayers Federation (CTF) and one by the Canadian Federation of Independent…
Canadians are often told they need to save more for retirement and to start saving sooner. Life expectancy is increasing and investment returns are low,…
The Canadian Taxpayers Federation (CTF) released new data today showing the gap between the pension benefits of government employees and those in the private sector…
Probably the most significant change in the DC landscape over the past five years is the realization that, instead of solely focusing on educating DC…
In the post-financial crisis world, perhaps plan sponsors can forgive DC plan members for wanting to hide their savings under the mattress. Slow GDP growth,…
While nearly half of Canadians have a tax-free savings account (TFSA), many are not taking advantage of the unique benefits the account offers for saving,…
Employers in the troubled eurozone need to take preventative action to help protect the investments of their pension plan members, according to a new release…
With pension liabilities rising to record levels, many individuals are facing hard choices as a result. Should they delay retirement or lower their retirement standard…
Marc Poupart, divisional vice-president, pension and retirement programs, with Hudson's Bay Company (HBC), discusses his company's extensive DC retiree base.
Pooled registered pension plans (PRPPs) will be attractive to employers that wish to shed the risks associated with the fiduciary obligations for employers that offer…
The federal government has prepublished regulatory proposals to address provisions of the Pooled Registered Pension Plans Act (Bill C-25), says Ted Menzies, Minister of State…
After years of waiting for its DC plan members to turn into amateur investment managers, Marc Poupart, divisional vice-president, pension and retirement programs, with Hudson’s…
Benefits Canada’s sixth annual Survey of CAP Members held some surprising results, especially around newer communication channels such as social media and mobile apps.
Auto features in retirement plans can get employers to their group retirement plan goals faster while better preparing their employees for retirement, says new U.S.…
People don’t consciously control a lot of their behaviour. For plan sponsors, this is frustrating, because getting employees engaged in benefits and retirement plans is…
The CBC/Radio-Canada Pension plan has led the way with its LDI strategy, but public sector plans have also faced some tough critics and even tougher…
Over the past 73 years, the Co-operative Superannuation Society Pension Plan (CSS plan) (No. 60 on Benefits Canada’s 2012 Top 100 Pension Funds Report) has…
Great-West Life has launched a new website, at vrsp-greatwestlife.com, to help Quebec businesses set up their company’s voluntary retirement savings plans (VRSPs), once legislation has…
Research by Aon Hewitt has found that workers may finally be making progress in closing the gap between the amount of money they need in…
Governments around the globe will need to gradually increase their retirement ages in order to keep their pension systems sustainable, according to a new report…
It’s an age-old problem…how do you get capital accumulation plan (CAP) members engaged in retirement planning and encourage them to take responsibility for their own…
From social media to mobile apps, there are many emerging communication channels for CAP sponsors. But if you build it, will your plan members come?
The good news is that CAP members generally appreciate the role they play in attaining adequate retirement income. The bad news? Most just aren’t there…
Many CAP members aren’t confident that they understand their retirement plans and basic investment concepts. What role can targeted communications strategies play in improving their…
Getting employees into the plan and saving early is an ongoing challenge for CAP sponsors. What are the barriers, and how can employers overcome them?