Latest news in Capital accumulation plans

Benefit plan advice a huge opportunity

Canadians are not keeping up with the rapid pace of changes in their employer-sponsored retirement plans, as defined benefit(DB)plans are scrapped in favour of defined…

  • By: Mark Noble
  • July 25, 2007 September 13, 2019
  • 00:00

Project: Retirement income

So you’ve done your homework over the last couple of years and have your CAP Guidelines review, leading to the implementation of some plan monitoring…

Companies seek more consistency in global investments

Many multinational companies are re-examining global investment policies and risk management strategies related to their retirement plans, a survey has found. The Watson Wyatt survey…

UBS starts DC and retirement solutions group

UBS Global Asset Management has formed a defined contribution and retirement solutions group based out of Chicago. Last year’s Pension Protection Act opened the door…

Auto enrollment gaining ground in U.S.

Automatic enrollment accounts are gaining in popularity and may soon become the norm for defined contribution(DC)plans, according to a recent survey by the Employee Benefit…

Challenges remain for plan sponsors

There are unique challenges when it comes to pension plans in Canada and plan sponsors will face many more in the future, said participants at…

More DC plans support SRI

An increasing number of defined contribution(DC)plans are getting a socially responsible investment(SRI)option in their defined contribution plans at work, according to new Mercer Investing Consulting…

Can what was old become new again?

As the saying goes, if you stay around long enough, old ideas will return. While we can only hope this does not happen with disco…

Barclays launches lifecycle funds

Barclays Global Investors Canada has recently introduced its new lifecycle funds. “LifePath Portfolios are a good option for companies whose employees have limited investment experience…

Nfld. protects CAP assets from being seized

Newfoundland and Labrador has introduced legislative changes that will protect assets held in capital accumulation plans from being seized by a plan holder’s creditors, says…

More choice means more confusion

Having many options to choose from can be a good thing but for capital accumulation plan members, being able to choose from a wide variety…

The “progressively more conservative” investment fallacy

We have all heard this in one form or another: you should progressively invest more conservatively as you approach retirement (my personal favourite is the…

A fund of their own

A growing number of plan sponsors overseeing both DB and DC plans are establishing their own funds to consolidate the two investment structures. Out with…

Small business employees at a disadvantage over retirement savings

Small business employees in the United States are at a disadvantage when it comes to retirement savings, according to a Transamerica survey. When compared to…

Will defined contribution plans do the trick?

There is a lot to be said for defined contribution(DC)plans. From the plan sponsor’s perspective, they can alleviate concerns about cost volatility and funding deficits…

  • By: Ian Markham
  • April 11, 2007 September 13, 2019
  • 00:00

CAP Guidelines to be reviewed

The Joint Forum plans to undertake a review of the Capital Accumulation Plan Guidelines released in 2004. The Financial Services Commission of Ontario—a member of…

Manager makeover

The money management industry is changing fast. What will the new face of the industry look like? The money management industry is undergoing a massive…

DC Plan Summit 2007

Two days that changed the way plan sponsors think. DAY ONE Session A(9:00-9:30): Aiming for success The message and the methods: the power of targeted…

Small plans with big plans

Sydney Ryan is carrying on her father’s legacy at the company he founded 42 years ago. This family-owned and -operated company, Telelink, has grown from…

Have you called your MoM?

One of the attributes we can all relate to when we think of our moms is the way they do multiple tasks. They are able…

  • By: Joel Kranc
  • March 19, 2007 September 13, 2019
  • 00:00

IBM to educate employees on benefits

IBM has announced a personal finance and education program for all of its U.S. employees as it switches to a defined contribution(DC)plan. The program will…

Colin Ripsman leaves Mercer for Fidelity

Colin Ripsman, who joined Mercer Investment Consulting in 1991, has left to join Fidelity. His last day at Mercer was on Friday. He was formerly…

A CAP that fits

In their hurry to convert defined benefit plans or to set up new defined contribution arrangements, plan sponsors spend surprisingly little time selecting the type…

CAPs Grow Up

The CAP industry in Canada is beginning to mature. But another growth spurt could be just around the corner. The 2005 Capital Accumulation Plan Report…

  • By: Don Bisch
  • December 1, 2005 September 13, 2019
  • 00:00

2005 CAP Report: Seeing Beyond

© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the December 2005 edition of BENEFITS CANADA magazine.   Plan sponsors are looking for…