Automatic enrollment accounts are gaining in popularity and may soon become the norm for defined contribution(DC)plans, according to a recent survey by the Employee Benefit…
There are unique challenges when it comes to pension plans in Canada and plan sponsors will face many more in the future, said participants at…
An increasing number of defined contribution(DC)plans are getting a socially responsible investment(SRI)option in their defined contribution plans at work, according to new Mercer Investing Consulting…
As the saying goes, if you stay around long enough, old ideas will return. While we can only hope this does not happen with disco…
Barclays Global Investors Canada has recently introduced its new lifecycle funds. “LifePath Portfolios are a good option for companies whose employees have limited investment experience…
Newfoundland and Labrador has introduced legislative changes that will protect assets held in capital accumulation plans from being seized by a plan holder’s creditors, says…
Having many options to choose from can be a good thing but for capital accumulation plan members, being able to choose from a wide variety…
We have all heard this in one form or another: you should progressively invest more conservatively as you approach retirement (my personal favourite is the…
A growing number of plan sponsors overseeing both DB and DC plans are establishing their own funds to consolidate the two investment structures. Out with…
Small business employees in the United States are at a disadvantage when it comes to retirement savings, according to a Transamerica survey. When compared to…
There is a lot to be said for defined contribution(DC)plans. From the plan sponsor’s perspective, they can alleviate concerns about cost volatility and funding deficits…
The Joint Forum plans to undertake a review of the Capital Accumulation Plan Guidelines released in 2004. The Financial Services Commission of Ontario—a member of…
The money management industry is changing fast. What will the new face of the industry look like? The money management industry is undergoing a massive…
Two days that changed the way plan sponsors think. DAY ONE Session A(9:00-9:30): Aiming for success The message and the methods: the power of targeted…
Sydney Ryan is carrying on her father’s legacy at the company he founded 42 years ago. This family-owned and -operated company, Telelink, has grown from…
One of the attributes we can all relate to when we think of our moms is the way they do multiple tasks. They are able…
IBM has announced a personal finance and education program for all of its U.S. employees as it switches to a defined contribution(DC)plan. The program will…
Colin Ripsman, who joined Mercer Investment Consulting in 1991, has left to join Fidelity. His last day at Mercer was on Friday. He was formerly…
In their hurry to convert defined benefit plans or to set up new defined contribution arrangements, plan sponsors spend surprisingly little time selecting the type…
The CAP industry in Canada is beginning to mature. But another growth spurt could be just around the corner. The 2005 Capital Accumulation Plan Report…
© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the December 2005 edition of BENEFITS CANADA magazine. Plan sponsors are looking for…
With no foreign investment cap, the world is a big oyster for defined contribution(DC)plan members. This year’s Top 50 Defined Contribution Pension Plans Report looks…
A large dilemma seems to be confronting plan sponsors of group RRSPs, defined contribution pension plans and other capital accumulation plans(CAPs). The issue is deciding…
The selection of funds usually focuses on returns rather than risk/return measures. Investments should be chosen for their effectiveness on a portfolio basis. “The essence…
Can an asset/liability framework meet the needs of DC plan members? It’s certainly worth the effort. A look back reveals a remarkable but anomalous 25-year…