Target Date Funds Roundtable

Target date funds, or TDFs, have seen a massive increase in the defined contribution industry in the past year. A recent survey of DC plans found that 41% of plan sponsors offered TDFs versus 34% the year before. It’s no surprise really. Many investors still remember the significant losses they incurred in the 2008 market downturn. They’re still highly sensitive to risk. The ongoing low-interest rate market means plan members will likely not get the high single-digit or even double-digit returns they are used to for much of the last decade. A solution that invests and rebalances on members’ behalf sounds more appealing than ever before. Read how TDFs are evolving to meet members’ needs so they can realize their retirement goals.