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Rough Ride

A road map to investing in volatile markets. Gut-wrenching periods of market volatility are hardly new. In the world of investment management, they come with…

Pension Investing: The New Safe Haven

In the face of continued volatility, pension investors may seek shelter in emerging markets. Emerging markets equity was the star performer of 2007, despite the…

Capital accumulation plans

The Changing DC Landscape

Lessons from the U.S. U.S. defined contribution (DC) plans are transitioning from supplemental savings plans to the primary source of retirement income for many employees.…

Capital accumulation plans

Sunsuper: An Australian case study

Education and advice—some insights and learnings. Regulations for advice are framed around a holistic model, although many pension fund members seek advice on a limited…

  • By: Tony Lally
  • April 1, 2008 September 13, 2019
  • 00:00
Capital accumulation plans

Safe Harbours

Providing protection for Canada’s money purchase pension plans. Many employers would like to enhance their employees’ defined contribution (DC) retirement prospects, but may pull back…

Capital accumulation plans

Putting the Member First

Good governance and transitioning to retirement. Increasingly, plan sponsors are transitioning plan members into retirement. In fact, this is a growing responsibility. Statistics Canada states…

Capital accumulation plans

Overcoming Plan Member Inertia

Spaced repetition erodes resistance. I am not certain Sir Isaac Newton was thinking of capital accumulation plan (CAP) members when he came up with his…

Capital accumulation plans

Managing Longevity Risk

The case for lifecycle investing. Many Canadians are likely due for a jarring wake-up call come retirement. A closer look at the retirement equation and…

Capital accumulation plans

Lifecycle Investing in the DC Plan

The active versus passive debate. The passive versus active debate has raged for years in defined benefit (DB) circles, and now the growing influence of…

Capital accumulation plans

Investment Manager’s Perspective

Opportunities and pitfalls. The first part of the presentation focused on the observation that plan sponsors have a tendency to overestimate the importance of short-term…

  • By: Alan Daxner
  • April 1, 2008 September 13, 2019
  • 00:00
Capital accumulation plans

Dynamic DC Plan Design

How DC plan design can help ensure benefits adequacy for members. Much of the focus on enabling defined contribution (DC) plan members to save enough…

Capital accumulation plans

DC2018

A glimpse into the future of Canada’s defined contribution pension plans. Over the years, Hollywood has put forward many versions of what the future might…

Capital accumulation plans

Bridging the Great Divide

Helping Canadians see and shape their retirement reality. Despite the excellent work that’s been done to educate Canadian plan members about retirement and retirement planning,…

  • By: Barry Noble
  • April 1, 2008 September 13, 2019
  • 00:00

Editorial: To save for the short term or long term, that is the question

In times of increased economic uncertainty, the number of tough financial choices facing the average person seems to rise exponentially. Clashing priorities battle it out:…

Head to head: In the midst of a cost-of-living crisis, should employees contribute to a DC plan or an ESOP?

One employee touts the benefits of an ESOP, while an academic notes it depends on individual financial circumstances and plan design. Morgan Zirul, store manager,…

PepsiCo Canada enhances financial wellness strategy with personalized platform

PepsiCo Canada may be known for quenching thirst and satisfying snack cravings, but the organization’s leadership recently identified another kind of demand: clearer, more personalized…