1 The RDSP has its own abilities and disabilities
HR Managers should do their homework on the new Registered Disability Savings Plan (RDSP) before discussing RRSPs and TFSAs with disabled employees. Otherwise they may be providing ill advice.
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2 The elephant in the room: managing disability
The prognostications of how long this economic downturn will last are as varied as the number of economists who have dared to venture a guess, but popular opinion suggests that it is going to get worse before it gets better. The Canadian economy from coast to coast has been battening down the hatches—planning for the worse and hoping for the best.
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3 Return to work in progress
Employers today are facing tough business decisions relating to their benefits plans driven by the difficult economic environment. In particular, they may need to consider the potential impact of the economic downturn on the costs related to their disability benefits plans, as well as the value of those plans when financial resources are tight.
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4 Short-term strategies
When it comes to dealing with short-term disability, employers may have more options available than they think.
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5 Disability income security programs require harmonization
Canadian income security benefit programs are fragmented and disorganized and have resulted in disparate delivery of benefits to workers with disabilities, according to a study.
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