How to improve DC pension communications
Get creative with DC communications by focusing on member behaviour.
- By: Susan Deller and Janice Holman
- January 5, 2015 September 13, 2019
- 07:00
Latest news in Capital accumulation plans
Q&A: The DC plan landscape
DC plan assets are continuing to grow as more Canadian companies are shifting away from DB plans. Shawn Cohen, a director of relationship management for…
- By: Craig Sebastiano
- January 2, 2015 September 13, 2019
- 12:16
Best of pensions in 2014
This year was an interesting one for the pension industry. After enhancing the Canada Pension Plan was put on hold in late 2013, Ontario went…
- By: Staff
- December 30, 2014 September 13, 2019
- 10:04
New plan members rely on balanced, target-date funds
The evolution of 401(k) plan designs has resulted in a significant increase in the use of balanced funds, including target-date funds, by recently hired 401(k)…
- By: Staff
- December 29, 2014 September 13, 2019
- 15:37
Pension holiday wish list
As policy-makers across the country implement pension reform and address priorities, we wanted to highlight a few of the recent reforms impacting private sector registered…
- By: Jana Steele and Ian McSweeney
- December 24, 2014 September 13, 2019
- 10:12
De-risking DC plans
Discussions about pension plan de-risking tend to focus on minimizing—or at least managing—financial risk for DB pension plan sponsors. Across the spectrum of pension risk…
- By: Nigel Branker and Idan Shlesinger
- December 23, 2014 September 13, 2019
- 10:21
CLHIA pans Ontario’s stance on DC plans
The Canadian life and health insurance industry is extremely disappointed with the suggestion in the Ontario government's consultation paper on the Ontario Retirement Pension Plan…
- By: Staff
- December 22, 2014 September 13, 2019
- 14:31
Plan sponsors: What’s on your wish list?
The holidays are a magical time. For many of us, they offer a period of reflection, renewal and planning for the coming year. It’s a…
- By: Susan Deller
- December 22, 2014 September 13, 2019
- 14:31
Avoiding DC class actions
Earlier this summer, Fidelity Investments settled two lawsuits brought by employees over the company’s own 401(k) plan. The suits alleged the firm offered employees its…
- By: Colin Ripsman
- December 18, 2014 August 26, 2021
- 11:17
Pension wealth grows
Pension wealth advanced to $2.85 trillion at the end of 2013, up 11.4% from 2012, says Statistics Canada.
- By: Staff
- December 16, 2014 September 13, 2019
- 11:24
Reflections on decumulation
Decumulation is a trending topic in the pension and broader financial services industries. A Google search on decumulation (and variants) and retirement filtered on Canadian…
- By: Greg Hurst
- December 12, 2014 September 13, 2019
- 11:15
Firms worrying about employees’ retirement readiness
A majority of Canadian employers with DC plans say retirement readiness has become a major issue for their employees and for their organizations.
- By: Staff
- December 12, 2014 September 13, 2019
- 10:48
Employers’ decumulation duties remain unclear
The responsibilities of Canadian DC sponsors during the deculumation phase remain unclear, but they can still help members in a number of ways, experts argue.
- By: Yaldaz Sadakova
- December 11, 2014 September 13, 2019
- 15:53
Pension funds’ market value continues rising
Statistics Canada says the market value of Canadian employer-sponsored pension funds rose for the fourth consecutive quarter, totalling $1.4 trillion at the end of the…
- By: Staff
- December 11, 2014 September 13, 2019
- 11:49
Most employers contributing to DC plans
A study of 401(k) plans conducted by BrightScope and the Investment Company Institute (ICI) shows that employers are actively participating in their plans. It also…
- By: Staff
- December 9, 2014 September 13, 2019
- 10:54
How to help plan members with decumulation
Employees nearing retirement have a big decision to make: what to do with their workplace savings. Do they have an efficient drawdown strategy? Plan sponsors…
- By: Lori Landry
- December 8, 2014 September 13, 2019
- 11:20
DB more cost-efficient than DC
A report finds that U.S. DB pension plans are a far more cost-efficient means of providing retirement income as compared to individual DC accounts.
- By: Staff
- December 5, 2014 September 13, 2019
- 09:31
Replacement income levels fall
Despite strong stock market returns over the past year, replacement income levels generated by capital accumulation plans haven't increased.
- By: Staff
- December 4, 2014 September 13, 2019
- 11:32
DC communication: Decumulation dilemma
What DC plan member education can learn from behavioural economics
- By: John Por
- December 1, 2014 September 13, 2019
- 07:00
Conference coverage: Watch and learn
Lessons for DC plan sponsors on ensuring retirement readiness
- By: Vikram Barhat
- December 1, 2014 September 13, 2019
- 07:00
5 pension trends to watch
Major trends are reshaping Canada’s pension industry—from greater employer interest in sharing or off-loading pension risk to increased on de-risking.
- By: Yaldaz Sadakova
- November 21, 2014 September 13, 2019
- 11:49
Companies worry about employees’ retirement readiness
The majority of large and mid-size U.S. employers that sponsor DC plans say retirement readiness has become a major issue for their employees.
- By: Staff
- November 20, 2014 September 13, 2019
- 09:52
Pension column: Greater simplicity for DC plans
Encouraging plan members to set aside money for their future—and to invest those savings in a thoughtful way to grow them over time—is the great…
- By: Nadia Darwish
- November 20, 2014 September 13, 2019
- 07:00
Younger workers turn down free retirement money
While participation in employer-provided 401(k) plans is strong among younger American workers, many workers in their 20s and 30s are not saving enough to take…
- By: Staff
- November 18, 2014 September 13, 2019
- 09:57
Why don’t more small businesses have a group retirement plan?
Most business owners and HR champions of independent Canadian businesses know the benefits of offering a group retirement plan to their employees. Many studies have…
- November 17, 2014 September 13, 2019
- 11:27