Why the ORPP is a good move
The time is right to shore up our retirement system, and the Ontario Retirement Pension Plan (ORPP) is a step in the right direction.
- By: Hugh O’Reilly
- August 1, 2015 September 13, 2019
- 07:00
Latest news in Capital accumulation plans
Voluntary CPP expansion wouldn’t change the way Canadians save
In May, the Conservative government said it will look into allowing Canadians to voluntarily put more of their earnings into the Canada Pension Plan. Announced…
- By: Yaldaz Sadakova
- August 1, 2015 September 13, 2019
- 07:00
Low interest rates drive down income replacement levels
Capital accumulation plan (CAP) sponsors and members continue to wrestle with the concept of “adequate” retirement income.
- By: Staff
- July 20, 2015 September 13, 2019
- 12:17
Federal government aims to streamline PRPP oversight
The federal government has launched a public comment period for an agreement intended to streamline the oversight of pooled registered pension plans (PRPPs).
- By: Staff
- July 16, 2015 September 13, 2019
- 12:28
Video: Can auto features work in Canadian DC plans?
The main deterrent for some employers is the increased costs that would result. Another reason is, employers prefer not to force enrollment on employees who…
- By: Jacqueline Louie
- July 10, 2015 September 13, 2019
- 10:59
Video: The transition to retirement from DC
To successfully transition a member to retirement from a DC plan requires four pillars: people, platform, product and price. Any transition should make people a…
- By: Jacqueline Louie
- July 2, 2015 September 13, 2019
- 12:19
Video: 5 risks in retirement
On the road to retirement, members must overcome five major risks: market, timing, inflation, shortfall and longevity. Plan sponsors need to be aware of these…
- By: Jacqueline Louie
- June 30, 2015 September 13, 2019
- 00:01
Video: The benefits of offering a decumulation program
While most DC plan sponsors view retirement as the end of their relationship with their employees, some plan sponsors are taking an alternate approach by…
- By: Jacqueline Louie
- June 29, 2015 September 13, 2019
- 11:49
Video: Decumulation products and solutions
There are two impediments to moving forward with decumulation. One is structural: plan sponsors are reluctant to take on additional fiduciary responsibility. In 2014, the…
- By: Jacqueline Louie
- June 26, 2015 September 13, 2019
- 11:06
Video: DC plans need global fixed income
A global multi-sector fixed income strategy can offer a wide range of opportunities beyond the domestic market, said Terry Moore, portfolio specialist, global multi-sector and…
- By: Jacqueline Louie
- June 25, 2015 September 13, 2019
- 11:23
Why employers should focus on investment literacy
Setting up a DC plan can be relatively easy; getting your employees to enrol and make smart investing decisions is much harder.
- By: Craig Sebastiano
- June 25, 2015 September 13, 2019
- 07:00
Video: Why global equities matter in DC plans
Canada has the fourth largest equity market in the world but accounts for just 4% of world equity markets, as measured by market capitalization within…
- By: Jacqueline Louie
- June 24, 2015 September 13, 2019
- 13:27
2015 DC Plan Summit videos
The 2015 DC Plan Summit provided a dynamic forum for senior DC decision-makers to prepare for the next phase of DC plan evolution: decumulation. These…
- By: Staff
- June 24, 2015 September 13, 2019
- 07:00
Video: Low-volatility equity strategies for DC plans
Investing in stocks has historically provided the potential growth investors need when accumulating assets as they prepare for retirement. In times of market volatility, however,…
- By: Jacqueline Louie
- June 23, 2015 September 13, 2019
- 11:22
Video: Bring financial wellness to the workplace
Canadian plan sponsors aren’t yet ready to offer financial wellness programs and don’t believe there’s a need for them. They also don’t want to be…
- By: Jacqueline Louie
- June 22, 2015 September 13, 2019
- 11:50
Video: Financial advice for employees?
Most plan sponsors agree on the importance of providing some form of qualified advice to plan members, which reflects a shift in risk appetite. Sponsors…
- By: Jacqueline Louie
- June 19, 2015 September 13, 2019
- 12:04
Canadians miss out on billions of free retirement money
Canadians are missing out on billions of dollars of potential retirement savings every year by not taking full advantage of matching contributions by their employers…
- By: Canadian Press
- June 18, 2015 September 13, 2019
- 11:59
Video: Nudge DC members in the right direction
When DC plan sponsors use behavioural economics, it can create better outcomes for DC plan members.
- By: Jacqueline Louie
- June 18, 2015 September 13, 2019
- 11:44
Employers improving DC plan participation rates
The main challenges of retirement savings—plan participation, contribution rates, and portfolio diversification—are being met head-on by sponsors through their plan and investment menu design decisions,…
- By: Staff
- June 10, 2015 September 13, 2019
- 11:40
Editorial: The DC industry should refocus its efforts
Earlier this year, Benefits Canada hosted its annual DC Plan Summit. As part of the agenda, Ole Settergren from the Swedish Pension Agency talked about…
- By: Alyssa Hodder
- June 1, 2015 September 13, 2019
- 13:41
Few workers are actively managing their portfolios
While 401(k) plan balances and participation are at record-highs, a survey from Aon Hewitt reveals that few American workers are actively managing their portfolios.
- By: Staff
- May 29, 2015 September 13, 2019
- 10:57
Why your plan members need investment advice
Less than half of workers report they and/or their spouse have ever tried to calculate how much money they will need to have saved so…
- By: Alyssa Hodder
- May 27, 2015 September 13, 2019
- 12:23
Ontario passes PRPP legislation
Ontario has passed the Pooled Registered Pension Plans (PRPP) Act, 2015.
- By: Staff
- May 27, 2015 September 13, 2019
- 09:44
Mind the gap: Highlights of Benefits Canada’s retiree/pre-retiree research
Today’s retirees are in a good place, but pre-retirees aren’t getting the help they need
- By: Sonya Felix
- May 25, 2015 September 13, 2019
- 07:00
A new way to explain decumulation
To explain decumulation to clients, ask them to picture a house, says consultant Don Ezra.
- By: Staff
- May 22, 2015 September 13, 2019
- 07:00