Latest news in Capital accumulation plans

Responsible investment options could improve participation, contribution rates

Responsible investment options could improve participation, contribution rates

Plan participants in the United States believe their retirement plans should offer responsible investment options and having these options would favourably affect their attitudes toward…

  • By: Staff
  • September 28, 2015 September 13, 2019
  • 11:10
Aegon to buy Mercer’s U.S. DC recordkeeping business

Aegon to buy Mercer’s U.S. DC recordkeeping business

Aegon, through an affiliate of its Transamerica unit, has reached an agreement to acquire Mercer's American DC administration book of business for an undisclosed amount.

  • By: Staff
  • September 25, 2015 September 13, 2019
  • 10:48
Shift to DC hasn’t reduced retirement savings

Shift to DC hasn’t reduced retirement savings

Many commentators assert that people are saving less for retirement as a result of the shift from DB to DC plans.

  • By: Staff
  • September 24, 2015 September 13, 2019
  • 12:24
How employers can help employees in retirement

How employers can help employees in retirement

Retirement is on employers’ minds. Employers are revisiting how they view their retirement programs and how they view their role when active employees become retirees,…

  • By: Brooke Smith
  • September 16, 2015 September 13, 2019
  • 16:07
Women face gender pension gap

Women face gender pension gap

In both developed and developing economies, the risk of poverty in old age falls disproportionately on women, the Financial Times reports.

  • By: Staff
  • September 9, 2015 September 13, 2019
  • 12:27
Canadian pension funds’ market value rises

Canadian pension funds’ market value rises

The market value of Canadian employer-sponsored pension funds totalled $1.6 trillion at the end of the first quarter, up 6.9% from the fourth quarter of…

  • By: Staff
  • September 9, 2015 September 13, 2019
  • 11:13
Top global pension fund assets exceed US$15 trillion

Top global pension fund assets exceed US$15 trillion

Total assets of the world's largest 300 pension funds grew by more than 3% in 2014 (compared to around 6% in 2013) to reach a…

  • By: Staff
  • September 8, 2015 September 13, 2019
  • 11:14
Some DC plan members panicked

Some DC plan members panicked

DC plan members in the United States did some panic selling in the past two weeks, trading out of stocks and into bonds, research shows.

  • By: Staff
  • September 1, 2015 September 13, 2019
  • 11:44

Automatic savings improves retirement confidence

Pre-retirees in the United States report a high level of confidence when their savings are on auto-pilot, a survey finds.

  • By: Staff
  • August 31, 2015 September 13, 2019
  • 11:51
The other mandatory provincial retirement savings plan

The other mandatory provincial retirement savings plan

Over the next several years, workers without access to a workplace pension plan will be required to participate in a new savings vehicle but it's…

  • By: Staff
  • August 17, 2015 September 13, 2019
  • 11:20
ORPP: Good in theory, bad in practice

ORPP: Good in theory, bad in practice

Over the years, a growing chorus of voices has been pleading with the provinces to lighten up on the overburden of pension regulation and give…

  • By: Joe Nunes
  • August 13, 2015 September 13, 2019
  • 07:00
New tools, approaches improves DC plan participation

New tools, approaches improves DC plan participation

Enhanced offerings to make it easier for employees to save for retirement, combined with the growing U.S. economy, have stimulated employee contribution rates and account…

  • By: Staff
  • August 12, 2015 September 13, 2019
  • 12:00
Microsoft expands parental leave, improves 401(k) plan

Microsoft expands parental leave, improves 401(k) plan

A day after Netflix announced it would extend parental leave for its American employees, Microsoft is following suit.

  • By: Staff
  • August 6, 2015 September 13, 2019
  • 10:46
Why the ORPP is a good move

Why the ORPP is a good move

The time is right to shore up our retirement system, and the Ontario Retirement Pension Plan (ORPP) is a step in the right direction.

Voluntary CPP expansion wouldn’t change the way Canadians save

Voluntary CPP expansion wouldn’t change the way Canadians save

In May, the Conservative government said it will look into allowing Canadians to voluntarily put more of their earnings into the Canada Pension Plan. Announced…

Low interest rates drive down income replacement levels

Low interest rates drive down income replacement levels

Capital accumulation plan (CAP) sponsors and members continue to wrestle with the concept of “adequate” retirement income.

  • By: Staff
  • July 20, 2015 September 13, 2019
  • 12:17
Federal government aims to streamline PRPP oversight

Federal government aims to streamline PRPP oversight

The federal government has launched a public comment period for an agreement intended to streamline the oversight of pooled registered pension plans (PRPPs).

  • By: Staff
  • July 16, 2015 September 13, 2019
  • 12:28
Video: Can auto features work in Canadian DC plans?

Video: Can auto features work in Canadian DC plans?

The main deterrent for some employers is the increased costs that would result. Another reason is, employers prefer not to force enrollment on employees who…

Video: The transition to retirement from DC

Video: The transition to retirement from DC

To successfully transition a member to retirement from a DC plan requires four pillars: people, platform, product and price. Any transition should make people a…

Video: 5 risks in retirement

Video: 5 risks in retirement

On the road to retirement, members must overcome five major risks: market, timing, inflation, shortfall and longevity. Plan sponsors need to be aware of these…

Video: The benefits of offering a decumulation program

While most DC plan sponsors view retirement as the end of their relationship with their employees, some plan sponsors are taking an alternate approach by…

Video: Decumulation products and solutions

Video: Decumulation products and solutions

There are two impediments to moving forward with decumulation. One is structural: plan sponsors are reluctant to take on additional fiduciary responsibility. In 2014, the…

Video: DC plans need global fixed income

Video: DC plans need global fixed income

A global multi-sector fixed income strategy can offer a wide range of opportunities beyond the domestic market, said Terry Moore, portfolio specialist, global multi-sector and…

Why employers should focus on investment literacy

Why employers should focus on investment literacy

Setting up a DC plan can be relatively easy; getting your employees to enrol and make smart investing decisions is much harder.

Video: Why global equities matter in DC plans

Video: Why global equities matter in DC plans

Canada has the fourth largest equity market in the world but accounts for just 4% of world equity markets, as measured by market capitalization within…