Latest news in Capital accumulation plans

My Take: Do more to help your employees save

My Take: Do more to help your employees save

I’ve been saving for retirement in an RRSP since I began working, but my past employers haven’t done a great job of communicating the benefits…

Want to help employees save for retirement?

Want to help employees save for retirement?

Want your employees to save more for retirement? Help them get out of debt.

Why don’t plan members take free money?

Why don’t plan members take free money?

While a majority of plan members participate in their voluntary group retirement plans, a large minority of them are forfeiting the employer contribution altogether.

  • February 25, 2015 September 13, 2019
  • 11:07
Replacement income levels keep falling

Replacement income levels keep falling

Replacement income levels generated by capital accumulation plans fell further in the fourth quarter of 2014, according to Eckler’s Capital Accumulation Plan Income Tracker.

  • By: Staff
  • February 24, 2015 September 13, 2019
  • 11:30
What Canada can learn from U.K. auto-enrollment

What Canada can learn from U.K. auto-enrollment

When U.K.-based Sainsbury's had to modify its pension, positioning the changes properly to 161,000 employees was critical.

HRPA members prefer CPP expansion over ORPP

HRPA members prefer CPP expansion over ORPP

A slight majority of HR professionals aren't in favour of the proposed Ontario Retirement Pension Plan, finds a Human Resources Professionals Association survey.

  • By: Staff
  • February 13, 2015 September 13, 2019
  • 10:50
Do employees want auto features?

Do employees want auto features?

Canadian DC plan sponsors need a boost to drive employees’ retirement savings

  • By: Jeff Aarssen
  • February 13, 2015 September 13, 2019
  • 07:00
Will employers scrap DC plans because of the ORPP?

Will employers scrap DC plans because of the ORPP?

Sixty-six percent of Ontario companies may consider eliminating their existing DC or group registered retirement savings plan if the Ontario Retirement Pension Plan is introduced,…

  • By: Staff
  • February 12, 2015 September 13, 2019
  • 11:41
DC assets predicted to overtake DB assets

DC assets predicted to overtake DB assets

Global DC pension assets have grown to 47% of all pensions assets in 2014 from 38% in 2004 and are expected to overtake DB assets…

  • By: Staff
  • February 10, 2015 September 13, 2019
  • 12:19
Pension trends: Is phased retirement an option for your employees?

Pension trends: Is phased retirement an option for your employees?

As more retirees remain on the job, companies should consider phased retirement arrangements

Most companies improving auto features

Most companies improving auto features

To improve the long-term financial outlook for workers, a survey finds that the majority of U.S. companies now offer automatic features in their 401(k) plans…

  • By: Staff
  • January 23, 2015 September 13, 2019
  • 10:21
How well does auto-enrollment work?

How well does auto-enrollment work?

Automatic enrollment can have a powerful influence on participant saving and investment behaviour, finds a Vanguard study.

  • By: Staff
  • January 20, 2015 September 13, 2019
  • 11:22
Canadians without a pension aren’t saving more

Canadians without a pension aren’t saving more

Families without registered pension plans (RPPs) aren't fully compensating for their lack of RPP coverage through increased savings in other assets, says Statistics Canada.

  • By: Staff
  • January 16, 2015 September 13, 2019
  • 09:56
More employers trying to improve workers’ financial outcomes

More employers trying to improve workers’ financial outcomes

An increasing number of companies are broadening the types of financial and retirement planning tools and resources they provide to workers.

  • By: Staff
  • January 15, 2015 September 13, 2019
  • 12:37
Standard Life, CFIB launch PrimaPension

Standard Life, CFIB launch PrimaPension

Standard Life and the Canadian Federation of Independent Business are offering a new retirement savings solution called PrimaPension, which is designed to meet the requirements…

  • By: Staff
  • January 15, 2015 September 13, 2019
  • 11:58
Majority are meeting their CAP objectives

Majority are meeting their CAP objectives

Ninety-seven per cent of DC plan sponsors and 90% of RRSP sponsors say their plans are meeting their original capital accumulation plan (CAP) objectives, reveals…

  • By: Staff
  • January 12, 2015 September 13, 2019
  • 10:51
Illinois creates private sector retirement savings plan

Illinois creates private sector retirement savings plan

Legislation to create a retirement plan for private sector employees in Illinois has been signed into law.

  • By: Staff
  • January 7, 2015 September 13, 2019
  • 10:38
How to improve DC pension communications

How to improve DC pension communications

Get creative with DC communications by focusing on member behaviour.

Q&A: The DC plan landscape

Q&A: The DC plan landscape

DC plan assets are continuing to grow as more Canadian companies are shifting away from DB plans. Shawn Cohen, a director of relationship management for…

Best of pensions in 2014

This year was an interesting one for the pension industry. After enhancing the Canada Pension Plan was put on hold in late 2013, Ontario went…

  • By: Staff
  • December 30, 2014 September 13, 2019
  • 10:04
New plan members rely on balanced, target-date funds

New plan members rely on balanced, target-date funds

The evolution of 401(k) plan designs has resulted in a significant increase in the use of balanced funds, including target-date funds, by recently hired 401(k)…

  • By: Staff
  • December 29, 2014 September 13, 2019
  • 15:37
Pension holiday wish list

Pension holiday wish list

As policy-makers across the country implement pension reform and address priorities, we wanted to highlight a few of the recent reforms impacting private sector registered…

De-risking DC plans

De-risking DC plans

Discussions about pension plan de-risking tend to focus on minimizing—or at least managing—financial risk for DB pension plan sponsors. Across the spectrum of pension risk…

CLHIA pans Ontario’s stance on DC plans

CLHIA pans Ontario’s stance on DC plans

The Canadian life and health insurance industry is extremely disappointed with the suggestion in the Ontario government's consultation paper on the Ontario Retirement Pension Plan…

  • By: Staff
  • December 22, 2014 September 13, 2019
  • 14:31
Plan sponsors: What’s on your wish list?

Plan sponsors: What’s on your wish list?

The holidays are a magical time. For many of us, they offer a period of reflection, renewal and planning for the coming year. It’s a…

  • By: Susan Deller
  • December 22, 2014 September 13, 2019
  • 14:31