Plan sponsors may think they have enough worry just getting employees to save for retirement, but, based on results of this year’s CAP Member Survey,…
Despite the best efforts of capital accumulation plan (CAP) sponsors to provide education and tools, most members will never become financial experts. But what does…
I don’t believe many pension administrators routinely read the Canada Revenue Agency’s quarterly publication, Excise and GST/HST News. Notification of edition No. 93 hit my…
The overwhelming majority of DC savers in the United Kingdom are uncertain how they intend to use their pension savings.
Desjardins Insurance is trying to make retirement planning more fun.
The number of active registered pension plan members has increased by 12% to 6.2 million over a 10-year period, according to the Office of the…
The percentage of American workers who participate in an employment-based retirement plan increased in 2013 for the first time since 2010—both among all workers and…
Small business owners believe that there are advantages to offering benefits to their employees.
Nova Scotians will soon have a new option to save for their retirement.
Only 47% of working age Canadians (those 25 years of age and older) have a workplace retirement savings plan.
For middle-class workers in the United States, the workplace is a critical source of financial security.
With about 400,000 Canadians expected to retire each year over the next 17 years, sponsors of DC pension plans should be considering their role in…
Sponsors of DC pension plans may well wonder if they are doing enough to avoid potential risks if the plan doesn’t provide the expected retirement…
Converting large public sector DB plans to DC arrangements is not a financial panacea; instead, it would create higher costs, inefficiencies and increased risks for…
It’s critical for individuals to have an idea of how much retirement income will be generated by their current savings strategy, says Janice Holman, a…
Employers agree that retention and attraction of quality employees is one of their biggest goals in the HR department. Popular belief tells us that a…
National Bank has obtained approval to offer voluntary retirement savings plans to all employers, employees, individuals and professional associations in Quebec.
If you’re having trouble getting your plan members to understand and appreciate their pension benefits, ask yourself this: Do you celebrate your pension plan? Do…
Every year, Benefits Canada, with the support of sponsors, conducts a CAP Member Survey to gauge the views and attitudes of plan members toward their…
Employees participating in a gamified online program have increased contributions to their workplace savings plan or opened a new product, according to Sun Life Financial.
Companies with employees in Ontario, particularly companies that sponsor or administer employee benefits plans, will be affected by the passage of Bill 21, the Employment…
Last Friday, the federal government released the next round of proposed amendments to the Pension Benefits Standards Regulations, which will change or enact new provisions…
Retiring employees might get a handshake, a gold watch or even a goodbye party. But for DC plan members...is it enough?
The Royal Trust Company, a wholly owned subsidiary of RBC, is now licensed to offer voluntary retirement savings plans to employers in Quebec.
The retirement plan landscape is stabilizing as fewer U.S. companies last year moved from DB plans to offering only a DC plan to new salaried…