While plan sponsors across the country are retreating from DB arrangements that are costly to the bottom line in good times—and even more so in…
Currently, only four out of every 10 Canadians are covered by a pension plan other than CPP or QPP. Employers often don’t like DB plans…
What’s the best way to communicate with your DC plan members? It’s a question many plan sponsors struggle with as they try to educate and…
Originally from our sister publication, Advisor.ca. In the now-iconic scene set in Katz’s Delicatessen in New York City, a woman of some years mischievously asks…
Watch this video Want to tailor your DC plan to members? Then put their investment options directly in front of them and force them to…
Employers may have many reasons for wanting to exit the world of DB plans, but shifting from DB to DC will not necessarily reduce the…
Watch this video If you want your pension communication plan to be successful, you need to target your message, says Marc Poupart, director of pension…
Canadian pension plans may have more members, but their numbers make up a smaller percentage of the overall labour force. And while the number of…
More than eight years have passed since the Joint Forum of Financial Market Regulators released its Guidelines for Capital Accumulation Plans (the “CAP Guidelines”) in…
Watch this video A recent trend in DC plans is to go on “auto-pilot,” says Alain Malaket, senior director of pensions and benefits with George…
Watch this video When it comes to DC, keep it as simple as you can, says Larry Ketchabaw, manager, pension and benefits for Unisource Canada.…
Watch this video Engaging members is one of the most difficult challenges for plan sponsors, says Michelle Peshko, senior advisor, pensions and investments for Xstrata.…
Watch this video Simplifying your plan for members comes down to educating and engaging them, says Alain Malaket, senior director of pensions and benefits for…
Originally from our sister publication, Advisor.ca. A little volatility can be a good thing if you’re an active manager. Q2 saw 68% of active managers…
Watch this video To simplify your DC plan for members, consider addressing the savings side rather than the investment side, says Marc Poupart, director of…
Watch this video For Michelle Peshko, senior advisor for pensions investments with Xstrata, money markets only make up a small piece of a plan member’s…
In 2007, the Canadian division of Bristol-Myers Squibb (BMS) underwent a significant change, revamping its business culture and employee benefits. It was an enormous task,…
The trend toward DC plans creates a host of new challenges: for plan sponsors, whose members look to them for investment information; for governments under…
The Institute for Research on Public Policy recently published a paper by economist Keith Horner entitled A New Pension Plan for Canadians: Assessing the Options,…
Which factors do you consider when educating your members on their DC plans? Take our poll! A DC pension plan is a wonderful thing: with…
Watch this video At Unisource Canada, the DC plan is made up of two parts: a basic component and an optional component, and it’s a…
My previous article, Finding the target (date fund), introduced target date funds (TDFs)—also known as lifecycle or age-based funds—and provided background for why they are…
Watch this video Since the announcement of pooled registered pension plans (PRPPs) by the Federal government, plan sponsors and industry experts have been supportive of…
The shift from DB to DC plans has done nothing to address Canada’s retirement funding crisis, aside from insulating plan sponsors from the risks of…
In December 2010, the Task Force on Financial Literacy produced its report, Canadians and Their Money: Building a brighter financial future. Not surprisingly, some of…