Latest news in Capital accumulation plans

Towers Watson releases life expectancy app

Towers Watson releases life expectancy app

Here’s a new use for your smartphone, even if it is a tad uncomfortable to think about. Towers Watson’s U.K. office has released a new…

Where I was when: Launch of the CAP guidelines

According to Jean-Daniel Côté, vice-president, capital accumulation plans and retirement, with ACT Conseillers Inc., the main concerns of many capital accumulation plan (CAP) sponsors used…

  • By: Neil Faba
  • May 22, 2012 September 13, 2019
  • 12:28
Retirement adequacy tough regardless of design

Retirement adequacy tough regardless of design

The DB versus DC debate has been boiling away for many years. Hopefully you will find the following adds a few new thoughts to this…

Target income replacement ratios too low, says U.S. paper

Target income replacement ratios too low, says U.S. paper

It’s no secret than most people aren’t saving enough for retirement. But those who are able to save enough may come up short as well,…

Pension reform prospects

The reality that Canadians are not saving enough for retirement has sparked the idea of reforming the pension system. Speakers at the 2012 DC Plan…

Retirement planning and transition

Retirement planning and transition

Many plan members are eager and excited to retire, but they may not have a personal retirement plan. Three speakers at the 2012 DC Plan…

Update: Say goodbye to GMWB as you knew it

Update: Say goodbye to GMWB as you knew it

Earlier this week, Desjardins Financial Security announced it was suspending sales of “version 2” of its Helios GMWB product, effective April 27, 2012. DFS had…

  • By: Staff
  • May 3, 2012 September 13, 2019
  • 08:53
Helping employees to understand longevity risk

Helping employees to understand longevity risk

Successful retirement planning includes an assessment of many risks, including how much annual retirement income will be needed, whether an individual will be able to…

  • April 26, 2012 September 13, 2019
  • 14:13
Investment insights for DC plans

Investment insights for DC plans

More important today than ever before is having a retirement savings portfolio that’s balanced between capital preservation and capital accumulation. To help members achieve this,…

  • By: Leigh Doyle
  • April 26, 2012 September 13, 2019
  • 08:08
2012 Benefits & Pension Summit highlights

2012 Benefits & Pension Summit highlights

What role does an employer play in the health of its workforce? How can pension plan sponsors help members to make better investment decisions? Why…

Making financial literacy easier

Making financial literacy easier

Plan sponsors are failing their plan members when it comes to making them financially literate.

  • By: Leigh Doyle
  • April 25, 2012 September 13, 2019
  • 12:19
Current trends in DC plan governance

Current trends in DC plan governance

Governance remains a crucial issue in the management of a DC plan. Two speakers at the 2012 DC Plan Summit, held in Mont Tremblant, Que.,…

  • By: Leigh Doyle
  • April 23, 2012 September 13, 2019
  • 07:02
The growing role of social media

The growing role of social media

It’s becoming increasingly clear that social media and technology are offering new ways for DC plan sponsors to connect with their members in a more…

  • By: Leigh Doyle
  • April 17, 2012 September 13, 2019
  • 13:34
DIY investors dive into research

DIY investors dive into research

Canada’s do-it-yourself crowd is investing considerable time and effort in research to make educated investment decisions, according to a BMO InvestorLine survey.

DC issues that won’t go away

DC issues that won’t go away

When it comes to DC investment issues, plan sponsors need to think about their members first. That was the message Marcus Turner of Towers Watson…

Video: Planning and coaching for DC members

In 2007, Teck Resources Ltd. undertook an extensive communication campaign to determine what its employees needed when it came to better understanding and participating in…

  • By: Staff
  • March 26, 2012 September 13, 2019
  • 11:25
Helping employees plan their retirement path

Helping employees plan their retirement path

Amassing adequate retirement savings is a challenge for individuals trying to plan for retirement.

Employers encouraging retirement savings: Survey

Employers encouraging retirement savings: Survey

Canadian employers are listening to their employees' concerns about achieving retirement income adequacy and are finding new and better ways to encourage retirement savings, according…

  • By: Staff
  • March 21, 2012 September 13, 2019
  • 14:58

Video: Retirement planning and the individual

Helping DC plan members with their retirement planning is difficult but also necessary, says Idan Shlesinger, managing partner, CAP services, with Morneau Shepell Ltd.

  • By: Staff
  • March 21, 2012 September 13, 2019
  • 08:25
Risks and solutions for mid-size plans

Risks and solutions for mid-size plans

Although the risks and challenges are often the same, no matter the size of the plan, the solutions are ultimately different, says Steve Eadie, a…

Pension management for mid-size plans

Pension management for mid-size plans

For many mid-size plan sponsors, finding ways to keep employees engaged in retirement saving during the years when retirement is not top of mind is…

Video: Speak to DC members’ emotions

Planning for retirement brings with it many complex emotions—anxiety, fear, uncertainty—and addressing these emotions is one way DC plan sponsors can help employees better prepare…

  • By: Staff
  • March 15, 2012 September 13, 2019
  • 11:13
TDFs taking off in U.S.

TDFs taking off in U.S.

It appears CAP investors are keen for target date funds (TDFs). According to Vanguard’s Target-Date Fund Adoption in 2011 report, nearly one in four 401(k)…

  • By: Staff
  • March 13, 2012 September 13, 2019
  • 14:01
Retirement planning: How do we reap what we’ve sown?

Retirement planning: How do we reap what we’ve sown?

With a standard planning tool, we can plug in RRSP savings of a million dollars and an assumed investment return of 5% a year and…

  • By: Robin Pond
  • March 9, 2012 September 13, 2019
  • 14:06
Volatility and the individual investor

Volatility and the individual investor

What does the “new world order” mean for individual investors? Colin Ripsman, vice-president with Phillips, Hager & North, delved into that question at the firm’s…