Advice
Is it an option? Some people think that advice is often given, rarely asked for and seldom used. When it comes to investment advice, group…
- By: William E. Kyle
- April 1, 2008 September 13, 2019
- 00:00
Is it an option? Some people think that advice is often given, rarely asked for and seldom used. When it comes to investment advice, group…
The retirement spending challenge. Roughly a generation ago, a number of economic and business trends began shifting retirement savings risk from institutions and employers to…
When do you want to retire? What level of income will you need? How do you feel toward investment risk? How do you select from…
Plan sponsors should focus on managing members’ expectations, not just on benefits adequacy. Whether liability driven investing (LDI) is a new idea or an old…
Most DC plan members aren’t jumping at the opportunity to get financial or investment advice—even if their employers absorb the costs. You’ve probably heard the…
Nearly 40% of Canadians have access to employer-matched savings programs, but one out of five of them aren’t participating in such programs, according to a…
Over the years, I have given hundreds of retirement planning seminars, for all types of employers—in multiple industries—with defined benefit (DB) and defined contribution (DC)…
A plan sponsor’s guide to help members navigate the DC wilderness when transitioning to retirement. Plan sponsors and recordkeepers often focus on helping defined contribution…
Buying an annuity can be a confusing endeavour for plan members. There are two basic types of annuities—term-certain annuities and life annuities—but there are also…
As pension-related litigation increases, employers who offer defined contribution (DC) plans and group RRSPs require safe harbours, or legal protection or the availability of these…
Recent research confirms that automatic enrollment for new hires can improve initial participation rates, but will they save enough for retirement? A study conducted by…
High personal debt is affecting employees’ ability to save for retirement, according to a study by Fidelity Investments. The study found that one-third of American…
This is the fifth and final article in a series that has revisited the design of hybrid pension plans—plans that deliver the better of a…
There’s been a significant increase in merger and acquisition activity in Canada over the past few years. What is the impact on pension and benefits…
Sun Life Financial has agreed to sell its 401(k)plan administration business in the United States to The Hartford Financial Services Group for an undisclosed amount.…
Industrial Alliance Insurance and Financial Services Inc. has launched a new financial planning tool for members of its group retirement savings plans. The Your Retirement…
The Standard Life Assurance Company of Canada has launched the Retirement checkup, a retirement projection tool designed to engage group plan members in taking action…
• Part two of a two-part series • In part one, Jean-Daniel took a look at lifecycle (a.k.a. “target date”) funds from the perspective of…
One size no longer fits all—in today’s CAP market, it’s all about tailoring solutions to meet specific plan sponsor and member needs. You’ve chosen the…
Some financial institutions are choosing to pass on their asset-backed commercial paper(ABCP)losses to their mutual, pooled and segregated fund investors while others have chosen to…
There are three options for structuring a pension plan conversion, according to a presentation in Toronto earlier this morning. At the Recent Developments in Pension…
Most employers offering retirement plans now do so through defined contribution(DC)or hybrid approaches, according to a report. Mercer’s Introduction to Benefit Plans Around the World:…
Employees are nearly unanimous in their support of being automatically enrolled in their companies’ defined contribution plans, according to a study. The Retirement Made Simpler…
A survey by the International Foundation of Employee Benefit Plans finds that 51.4% of Canadian organizations offer a defined contribution(DC)plan. The most popular DC plans…
This is the fourth article in a series that has revisited the design of hybrid pension plans—plans that deliver the better of a defined benefit(DB)promise…