Pension reform prospects
The reality that Canadians are not saving enough for retirement has sparked the idea of reforming the pension system. Speakers at the 2012 DC Plan…
- By: Leigh Doyle
- May 9, 2012 September 13, 2019
- 12:24
Latest news in Capital accumulation plans
Retirement planning and transition
Many plan members are eager and excited to retire, but they may not have a personal retirement plan. Three speakers at the 2012 DC Plan…
- By: Leigh Doyle
- May 7, 2012 September 13, 2019
- 10:19
Update: Say goodbye to GMWB as you knew it
Earlier this week, Desjardins Financial Security announced it was suspending sales of “version 2” of its Helios GMWB product, effective April 27, 2012. DFS had…
- By: Staff
- May 3, 2012 September 13, 2019
- 08:53
Helping employees to understand longevity risk
Successful retirement planning includes an assessment of many risks, including how much annual retirement income will be needed, whether an individual will be able to…
- April 26, 2012 September 13, 2019
- 14:13
Investment insights for DC plans
More important today than ever before is having a retirement savings portfolio that’s balanced between capital preservation and capital accumulation. To help members achieve this,…
- By: Leigh Doyle
- April 26, 2012 September 13, 2019
- 08:08
2012 Benefits & Pension Summit highlights
What role does an employer play in the health of its workforce? How can pension plan sponsors help members to make better investment decisions? Why…
- By: Various authors
- April 25, 2012 September 13, 2019
- 13:19
Making financial literacy easier
Plan sponsors are failing their plan members when it comes to making them financially literate.
- By: Leigh Doyle
- April 25, 2012 September 13, 2019
- 12:19
Current trends in DC plan governance
Governance remains a crucial issue in the management of a DC plan. Two speakers at the 2012 DC Plan Summit, held in Mont Tremblant, Que.,…
- By: Leigh Doyle
- April 23, 2012 September 13, 2019
- 07:02
The growing role of social media
It’s becoming increasingly clear that social media and technology are offering new ways for DC plan sponsors to connect with their members in a more…
- By: Leigh Doyle
- April 17, 2012 September 13, 2019
- 13:34
DIY investors dive into research
Canada’s do-it-yourself crowd is investing considerable time and effort in research to make educated investment decisions, according to a BMO InvestorLine survey.
- By: Vikram Barhat
- April 17, 2012 September 13, 2019
- 09:32
DC issues that won’t go away
When it comes to DC investment issues, plan sponsors need to think about their members first. That was the message Marcus Turner of Towers Watson…
- By: Brooke Smith
- April 12, 2012 September 13, 2019
- 12:48
Video: Planning and coaching for DC members
In 2007, Teck Resources Ltd. undertook an extensive communication campaign to determine what its employees needed when it came to better understanding and participating in…
- By: Staff
- March 26, 2012 September 13, 2019
- 11:25
Helping employees plan their retirement path
Amassing adequate retirement savings is a challenge for individuals trying to plan for retirement.
- By: Idan Shlesinger
- March 22, 2012 September 13, 2019
- 13:38
Employers encouraging retirement savings: Survey
Canadian employers are listening to their employees' concerns about achieving retirement income adequacy and are finding new and better ways to encourage retirement savings, according…
- By: Staff
- March 21, 2012 September 13, 2019
- 14:58
Video: Retirement planning and the individual
Helping DC plan members with their retirement planning is difficult but also necessary, says Idan Shlesinger, managing partner, CAP services, with Morneau Shepell Ltd.
- By: Staff
- March 21, 2012 September 13, 2019
- 08:25
Risks and solutions for mid-size plans
Although the risks and challenges are often the same, no matter the size of the plan, the solutions are ultimately different, says Steve Eadie, a…
- By: Helen Burnett-Nichols
- March 20, 2012 September 13, 2019
- 12:50
Pension management for mid-size plans
For many mid-size plan sponsors, finding ways to keep employees engaged in retirement saving during the years when retirement is not top of mind is…
- By: Helen Burnett-Nichols
- March 16, 2012 September 13, 2019
- 14:05
Video: Speak to DC members’ emotions
Planning for retirement brings with it many complex emotions—anxiety, fear, uncertainty—and addressing these emotions is one way DC plan sponsors can help employees better prepare…
- By: Staff
- March 15, 2012 September 13, 2019
- 11:13
TDFs taking off in U.S.
It appears CAP investors are keen for target date funds (TDFs). According to Vanguard’s Target-Date Fund Adoption in 2011 report, nearly one in four 401(k)…
- By: Staff
- March 13, 2012 September 13, 2019
- 14:01
Retirement planning: How do we reap what we’ve sown?
With a standard planning tool, we can plug in RRSP savings of a million dollars and an assumed investment return of 5% a year and…
- By: Robin Pond
- March 9, 2012 September 13, 2019
- 14:06
Volatility and the individual investor
What does the “new world order” mean for individual investors? Colin Ripsman, vice-president with Phillips, Hager & North, delved into that question at the firm’s…
- By: Brooke Smith
- March 8, 2012 September 13, 2019
- 10:40
Pension worries driving plan changes
Canadian pension plan sponsors are preparing for sustained pension turmoil by making changes to plan design and investment strategies, according to results from Towers Watson’s…
- By: Neil Faba
- March 2, 2012 September 13, 2019
- 12:22
Pension worries on rise for both DB and DC
There’s a growing pessimism settling over the Canadian pension landscape, according to a recent survey by Towers Watson.
- By: Staff
- March 2, 2012 September 13, 2019
- 08:00
Risk aversion putting retirement at risk
Canadians are renowned for their conservative approach to their finances, but a recent survey from CIBC suggests our collective risk aversion might be putting our…
- By: Steven Lamb
- February 24, 2012 September 13, 2019
- 12:48
TDFs keep investors on target
DC plan members who use target date funds as part of their investment strategy feel more secure about reaching their retirement goals, according to a…
- By: Staff
- February 23, 2012 September 13, 2019
- 10:58