Federal tax rules are preventing many Canadians—especially those in the private sector—from saving enough for retirement, according to a report released by the C.D. Howe…
Towers Watson has released its first DC Retirement Age Index—and the results don’t look good. While falling equity markets and declining interest rates have presented…
Watch this video If your DC plan members are after simplicity, a target date fund may seem like a good choice. After all, the member…
In a capital accumulation plan (CAP), there will be two types of members: those who are engaged and understand enough basic investment concepts to do…
Air Canada and the union representing its flight attendants recently agreed to a new hybrid pension plan for new hires. It consists of a slimmed…
401(k) participants who use employer-provided investment assistance outperform those who do not take advantage of help tools, according to a report from Aon Hewitt. The…
While plan sponsors across the country are retreating from DB arrangements that are costly to the bottom line in good times—and even more so in…
Currently, only four out of every 10 Canadians are covered by a pension plan other than CPP or QPP. Employers often don’t like DB plans…
What’s the best way to communicate with your DC plan members? It’s a question many plan sponsors struggle with as they try to educate and…
Originally from our sister publication, Advisor.ca. In the now-iconic scene set in Katz’s Delicatessen in New York City, a woman of some years mischievously asks…
Watch this video Want to tailor your DC plan to members? Then put their investment options directly in front of them and force them to…
Employers may have many reasons for wanting to exit the world of DB plans, but shifting from DB to DC will not necessarily reduce the…
Watch this video If you want your pension communication plan to be successful, you need to target your message, says Marc Poupart, director of pension…
Canadian pension plans may have more members, but their numbers make up a smaller percentage of the overall labour force. And while the number of…
More than eight years have passed since the Joint Forum of Financial Market Regulators released its Guidelines for Capital Accumulation Plans (the “CAP Guidelines”) in…
Watch this video A recent trend in DC plans is to go on “auto-pilot,” says Alain Malaket, senior director of pensions and benefits with George…
Watch this video When it comes to DC, keep it as simple as you can, says Larry Ketchabaw, manager, pension and benefits for Unisource Canada.…
Watch this video Engaging members is one of the most difficult challenges for plan sponsors, says Michelle Peshko, senior advisor, pensions and investments for Xstrata.…
Watch this video Simplifying your plan for members comes down to educating and engaging them, says Alain Malaket, senior director of pensions and benefits for…
Originally from our sister publication, Advisor.ca. A little volatility can be a good thing if you’re an active manager. Q2 saw 68% of active managers…
Watch this video To simplify your DC plan for members, consider addressing the savings side rather than the investment side, says Marc Poupart, director of…
Watch this video For Michelle Peshko, senior advisor for pensions investments with Xstrata, money markets only make up a small piece of a plan member’s…
In 2007, the Canadian division of Bristol-Myers Squibb (BMS) underwent a significant change, revamping its business culture and employee benefits. It was an enormous task,…
The trend toward DC plans creates a host of new challenges: for plan sponsors, whose members look to them for investment information; for governments under…
The Institute for Research on Public Policy recently published a paper by economist Keith Horner entitled A New Pension Plan for Canadians: Assessing the Options,…