Pensions Capital accumulation plans Page 72

Latest news in Capital accumulation plans

Caisse pension fund looks to borrow more

  The Caisse de dépôt et placement du Québec is looking to sell more bonds after completing an $8 billion borrowing program in June, CEO…

Top 50 DC Plans Report shows some things never change

In Herman Hesse’s epic novel Siddhartha, the eponymous protagonist has a revelation one day regarding the river he has grown up beside: “…today he saw…

  • By: Jody White
  • September 24, 2010 September 13, 2019
  • 00:00

Building education into your strategy wins on all levels

The windup of registered pension plans is complicated. Whether a partial or full windup is declared, the plan’s administrator and actuary work with the organization…

Keeping CAPs out of the courts

Over the past 20 years, capital accumulation plans (CAPs), such as defined contribution pension plans and group RRSPs, have continued to grow in popularity. Employers…

Economy showing promise, but expect lower returns

Economy showing promise, but expect lower returns

  There’s plenty of reason to be optimistic, but the reality is that defined contribution (DC) pension plans are in for a few tough years,…

Automatic diversification through lifecycle funds

  Diversification is the best reason to include lifecycle funds in DC plans, said Peter Walsh, an institutional portfolio manager with Pyramis Global Advisors, at…

Major U.S. pension plans scoring big with hedge funds

A sample of eight large U.S. public pension funds shows that managers are making savvy decisions when it comes to investing in hedge funds. These…

Millions need help consolidating assets

  As a financial planner and actuary, William Jack has seen the future. Depending on how the boomers manage and spend what they’ve accumulated the…

  • By: Brenda Craig
  • September 15, 2010 September 13, 2019
  • 00:00

Do you know your Monet from your money?

It may be stating the obvious, but people who work in the pension industry tend to have an affinity for things financial, at least one…

401(k) participants have thrived since recession: Vanguard

There are times when a hands-off approach to investing is the correct one, and the past two years seem to be a case in point,…

  • By: Jody White
  • July 26, 2010 September 13, 2019
  • 00:00

Auto features paying dividends: report

Defined contribution (DC) plan members who utilized automatic features such as rebalancing and deferral increase during the recent market downturns realized average account balance increases…

  • By: Jody White
  • July 9, 2010 September 13, 2019
  • 00:00

Plan purpose and shared responsibility

Given the chance to peer into the future, employers from the mid-20th century likely wouldn’t recognize the employer benefits programs they pioneered. After the post…

DC plans hobbled by poor communication

  Defined contribution (DC) plan sponsors in the U.K. might agree that better communication with plan members is integral to the plan’s success, but most…

  • By: Jody White
  • June 22, 2010 September 13, 2019
  • 00:00

Revisit DC defaults: OECD

The Organisation for Economic Co-operation and Development (OECD) is warning that defined contribution (DC) plan members are at risk of fluctuations in retirement income unless…

  • By: Jody White
  • June 8, 2010 September 13, 2019
  • 00:00

Rethinking DC

Defined contribution (DC) pension plans are shaping up to be the dominant form of retirement savings around the world, but the model’s vulnerability to episodes…

  • By: Jody White
  • May 21, 2010 September 13, 2019
  • 00:00

Bad form: flawed forms put members at risk

They aren’t sexy and you won’t find them on the program at the next big pension conference, but the option forms you provide plan members…

No CAPs on legal risk

While stories in the U.S. about plan members suing their employers are almost everyday news, the same cannot be said of north of the 49th…

2010 DC Plan Summit report

2010 DC Plan Summit report May 07, 2010 | Various authors Our 11th annual DC Plan Summit, Looking Back To Look Forward, offered plan sponsors…

Show them the money

Why don’t more employees take advantage of employer-matched retirement savings programs? According to Sun Life research, one in five employees who have access to an…

Hands on

Hands on May 01, 2010 | Brooke Smith Most consultants and money managers would say that the best default fund for a defined contribution (DC)…

The coming of guaranteed benefits for CAPs

Year 2008 was bad enough if you were a capital accumulation plan (CAP) member saving towards retirement. If you were already retired and living off…

Strengthening Canada’s retirement income system: creativity, collaboration and cost effective solutions required

The current discussion of pension reform has a certain historic echo. Similar to the debate around Medicare in the 1960s, the future of Canada’s retirement…

Top 10 resolutions for DC plan sponsors

Mercer provided its top 10 Resolutions for defined contribution (DC) plan sponsors on April 6 at its webinar The 2009 rebound was good news for…

The DC effect

The shift from defined benefit (DB) pension plans to defined contribution (DC) plans by plan sponsors around the world presents a range of challenges for…

  • By: Jody White
  • March 17, 2010 September 13, 2019
  • 00:00

The long road to results

Pension plan sponsors and other investors with long time horizons often rely on high allocations to equities to help them achieve their long-term return objectives.…