There’s plenty of reason to be optimistic, but the reality is that defined contribution (DC) pension plans are in for a few tough years,…
Diversification is the best reason to include lifecycle funds in DC plans, said Peter Walsh, an institutional portfolio manager with Pyramis Global Advisors, at…
A sample of eight large U.S. public pension funds shows that managers are making savvy decisions when it comes to investing in hedge funds. These…
As a financial planner and actuary, William Jack has seen the future. Depending on how the boomers manage and spend what they’ve accumulated the…
It may be stating the obvious, but people who work in the pension industry tend to have an affinity for things financial, at least one…
There are times when a hands-off approach to investing is the correct one, and the past two years seem to be a case in point,…
Defined contribution (DC) plan members who utilized automatic features such as rebalancing and deferral increase during the recent market downturns realized average account balance increases…
Given the chance to peer into the future, employers from the mid-20th century likely wouldn’t recognize the employer benefits programs they pioneered. After the post…
Defined contribution (DC) plan sponsors in the U.K. might agree that better communication with plan members is integral to the plan’s success, but most…
The Organisation for Economic Co-operation and Development (OECD) is warning that defined contribution (DC) plan members are at risk of fluctuations in retirement income unless…
Defined contribution (DC) pension plans are shaping up to be the dominant form of retirement savings around the world, but the model’s vulnerability to episodes…
They aren’t sexy and you won’t find them on the program at the next big pension conference, but the option forms you provide plan members…
While stories in the U.S. about plan members suing their employers are almost everyday news, the same cannot be said of north of the 49th…
2010 DC Plan Summit report May 07, 2010 | Various authors Our 11th annual DC Plan Summit, Looking Back To Look Forward, offered plan sponsors…
Why don’t more employees take advantage of employer-matched retirement savings programs? According to Sun Life research, one in five employees who have access to an…
Hands on May 01, 2010 | Brooke Smith Most consultants and money managers would say that the best default fund for a defined contribution (DC)…
Year 2008 was bad enough if you were a capital accumulation plan (CAP) member saving towards retirement. If you were already retired and living off…
The current discussion of pension reform has a certain historic echo. Similar to the debate around Medicare in the 1960s, the future of Canada’s retirement…
Mercer provided its top 10 Resolutions for defined contribution (DC) plan sponsors on April 6 at its webinar The 2009 rebound was good news for…
The shift from defined benefit (DB) pension plans to defined contribution (DC) plans by plan sponsors around the world presents a range of challenges for…
Pension plan sponsors and other investors with long time horizons often rely on high allocations to equities to help them achieve their long-term return objectives.…
As unlikely as it may have seemed just a few years ago, over the past 18 months, retirement financial preparedness has become headline news in…
Retirement funding is a complex machine, with several moving parts. For many Canadians employer pensions and government benefits will make up the core of their…
Despite exhaustive media coverage of the origins and consequences of the global financial crisis, Canadians—along with citizens of many nations—are still largely in the dark…
The market turmoil over the last year and a half has created significant interest in the sufficiency of retirement plans—specifically, in the defined contribution (DC)…