Pensions Capital accumulation plans Page 75

Latest news in Capital accumulation plans

Who’s Offering Group TFSAs?

Since their introduction in January, Group tax-free savings accounts (TFSAs) have not enjoyed the uptake that some had expected. Is this a rejection of the…

Group TFSAs: A Tentative Start

While Tax-Free Savings Accounts (TFSAs) are a hit with individuals, their penetration has been modest with group benefit plans in the workplace. A few weeks…

Between a Rock and a Hard Place

Containing costs and increasing flexibility within group benefits and retirement savings programs are issues that small businesses face year after year. And, in light of…

Whose Job is it Anyway?

Sometimes we all just need a little advice—especially when it comes to our investments. On the topic of investment advice for capital accumulation plan (CAP)…

Engaging DC Plan Members

Plan sponsors frequently struggle with their members’ involvement and the choices they make. In times of economic downturn, engagement becomes even more important. But what…

Communicating to CAP plan members in turbulent times: Not so easy!

Year 2008 certainly has been a challenging one financially, and those capital accumulation plan (CAP) members who had not realized what it meant to them…

Retirement Reality Check

Key considerations for CA P sponsors to help their employees transition to retirement. It is amazing how quickly life can sneak up on you. One…

Moratorium on withdrawals highlights need for deeper due diligence

As various media have reported in the past weeks, liquidity is at the core of the worldwide financial crisis. The crisis was initially rooted in…

  • By: Greg Hurst
  • January 8, 2009 September 13, 2019
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Treading Water

Capital accumulation plan providers have witnessed some serious storms this year. Now, they are focused on helping members stay afloat by educating them in preparation…

Autopiloting Assets

Mutual fund manufacturers are always in search of sticky assets. Lately they have been hard to find, as record volatility unleashes substantial reductions. That doesn’t…

  • By: Scot Blythe
  • December 5, 2008 September 13, 2019
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The Stark Reality of DC Plans

With the markets plummeting and the economy slowing, everyone is concerned with costs. Maybe this is a good time to take a look at the…

Communicating to plan members in turbulent times

In the recent, financially challenging weeks, it seems like everyone has become an expert at communicating with capital accumulation plan (CAP) members. As a plan…

Getting the Message Across

As we continue through these challenging financial times, I get asked some pretty interesting questions. Many of these questions relate to the decline of the…

  • By: Peter Arnold
  • November 19, 2008 September 13, 2019
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Managing your CAP during the current crisis

The dramatic sell-off in stock markets around the globe has been very bad news for participants in capital accumulation plans (CAPs). This is a critically…

The Role of TDFs in a DC Portfolio

As the defined contribution (DC) plan becomes the central savings vehicle around the world, one industry expert says plan sponsors need to choose the right…

The Right Choice

Choosing the perfect default fund for a defined contribution plan isn’t easy, but a roundtable discussion at the DC Investment Forum in Toronto provided a…

Factors to Consider When Choosing a TDF

According to Stephen Lingard, vice-president and portfolio manager of Franklin Templeton Managed Investment Solutions, there are three things that plan sponsors need to consider before…

Disturbing Behaviour

The DC Investment Forum, hosted by Benefits Canada and held in Toronto, was an educational event that brought together plan sponsors, providers, consultants and academics…

Cautious Investors Still Contributing to RRSPs

While many investors are worried that their RRSPs will be affected by the market downturn, a new survey shows that most investors aren’t panicked enough…

Dreaming Big

CAP sponsors and retiring plan members face the downside of economic and market cycles—but there is hope. Imagine that you are about to retire under…

Rational investment decision-making for CAP sponsors

About a year ago, as financial markets were down—or so we thought at the time—I was writing on the importance of proactively communicating with and…

Education the Best Weapon Against Volatility

Plan sponsors and money managers fielding panicked calls by plan members should be investing in continuous education efforts to keep their clients focused on long-term…

  • By: Jody White
  • September 15, 2008 September 13, 2019
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Group TFSA Communication Strategies

While the new tax-free savings account (TFSA) was well-received by the financial industry, the majority of Canadians have no idea what it is, according to…

  • By: Jody White
  • September 11, 2008 September 13, 2019
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Pension Regulation an Obstacle

Fragmentation of pension regulations, inconsistent governance procedures and uncertainty regarding legal risk exposures are causing problems for more than two-thirds of Canadian plan sponsors, according…

  • By: Jody White
  • September 4, 2008 September 13, 2019
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U.S. Rollover Assets to Double by 2013: Study

As more U.S. workers transition to retirement over the next five years, the value of assets they roll over from group retirement plans into advisor-sold…

  • By: Mark Noble
  • September 4, 2008 September 13, 2019
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