Plan sponsors frequently struggle with their members’ involvement and the choices they make. In times of economic downturn, engagement becomes even more important. But what…
Year 2008 certainly has been a challenging one financially, and those capital accumulation plan (CAP) members who had not realized what it meant to them…
Key considerations for CA P sponsors to help their employees transition to retirement. It is amazing how quickly life can sneak up on you. One…
As various media have reported in the past weeks, liquidity is at the core of the worldwide financial crisis. The crisis was initially rooted in…
Capital accumulation plan providers have witnessed some serious storms this year. Now, they are focused on helping members stay afloat by educating them in preparation…
Mutual fund manufacturers are always in search of sticky assets. Lately they have been hard to find, as record volatility unleashes substantial reductions. That doesn’t…
With the markets plummeting and the economy slowing, everyone is concerned with costs. Maybe this is a good time to take a look at the…
In the recent, financially challenging weeks, it seems like everyone has become an expert at communicating with capital accumulation plan (CAP) members. As a plan…
As we continue through these challenging financial times, I get asked some pretty interesting questions. Many of these questions relate to the decline of the…
The dramatic sell-off in stock markets around the globe has been very bad news for participants in capital accumulation plans (CAPs). This is a critically…
As the defined contribution (DC) plan becomes the central savings vehicle around the world, one industry expert says plan sponsors need to choose the right…
Choosing the perfect default fund for a defined contribution plan isn’t easy, but a roundtable discussion at the DC Investment Forum in Toronto provided a…
According to Stephen Lingard, vice-president and portfolio manager of Franklin Templeton Managed Investment Solutions, there are three things that plan sponsors need to consider before…
The DC Investment Forum, hosted by Benefits Canada and held in Toronto, was an educational event that brought together plan sponsors, providers, consultants and academics…
While many investors are worried that their RRSPs will be affected by the market downturn, a new survey shows that most investors aren’t panicked enough…
CAP sponsors and retiring plan members face the downside of economic and market cycles—but there is hope. Imagine that you are about to retire under…
About a year ago, as financial markets were down—or so we thought at the time—I was writing on the importance of proactively communicating with and…
Plan sponsors and money managers fielding panicked calls by plan members should be investing in continuous education efforts to keep their clients focused on long-term…
While the new tax-free savings account (TFSA) was well-received by the financial industry, the majority of Canadians have no idea what it is, according to…
Fragmentation of pension regulations, inconsistent governance procedures and uncertainty regarding legal risk exposures are causing problems for more than two-thirds of Canadian plan sponsors, according…
As more U.S. workers transition to retirement over the next five years, the value of assets they roll over from group retirement plans into advisor-sold…
One Step at a Time September 01, 2008 | Brooke Smith DC plan sponsors are encouraging members to look at the bigger picture when saving…
With much talk about Canadians having to save for retirement, or Canadians not saving enough for retirement, the tax-free savings account (TFSA)—a new vehicle that…
The retirement industry has been slow to embrace the opportunities of the internet, until now. A new website has brought retirement planning and administration fully…
There is always much debate about whether being part of a defined benefit (DB) or defined contribution (DC) pension plan is better. People who wish…