No Limits
With no foreign investment cap, the world is a big oyster for defined contribution(DC)plan members. This year’s Top 50 Defined Contribution Pension Plans Report looks…
- By: Caroline Cakebread
- September 1, 2005 September 13, 2019
- 00:00
Latest news in Capital accumulation plans
The advice dilemma
A large dilemma seems to be confronting plan sponsors of group RRSPs, defined contribution pension plans and other capital accumulation plans(CAPs). The issue is deciding…
- By: Kam Kwong
- May 1, 2005 September 13, 2019
- 00:00
A New Focus
The selection of funds usually focuses on returns rather than risk/return measures. Investments should be chosen for their effectiveness on a portfolio basis. “The essence…
- April 1, 2005 September 13, 2019
- 00:00
Paring Down
Can an asset/liability framework meet the needs of DC plan members? It’s certainly worth the effort. A look back reveals a remarkable but anomalous 25-year…
- By: Gia Steffensen
- April 1, 2005 September 13, 2019
- 00:00
Early Signs
With one third of DC plan members in default investment options, retirement will tell the tale. But it’s not too late to change. For most…
- By: Kevin Martino
- April 1, 2005 September 13, 2019
- 00:00
Great Expectations
Members need help to bridge the gap between their perception of retirement and reality. They need planning tools, financial planners and retirement income estimates. For…
- By: Mike Collins
- April 1, 2005 September 13, 2019
- 00:00
Risky Business
Have the CAP guidelines changed the risk plan sponsors bear when it comes to member education? A new study examines this question. To manage risk,…
- By: Lori Bak
- April 1, 2005 September 13, 2019
- 00:00
Internal Checks
The Joint Forum’s Guidelines for Capital Accumulation Plans have created the need for a reassessment of internal governance practices. Some housekeeping is in order. In…
- By: Colin Ripsman
- April 1, 2005 September 13, 2019
- 00:00
Casting Safety Nets
There will always be those DC plan members who fall into default options and negatively impact their retirement. DC structures need to be altered? Ever…
- By: Damon Williams
- April 1, 2005 September 13, 2019
- 00:00
What happens when a court finds the guidelines for CAPs are only minimum standards?
What happens when a court finds the Joint Forum’s Guidelines for CAPs are only minimum standards? Of the guidance now available to sponsors of defined…
- By: Douglas Rienzo and Josée Dumoulin
- April 1, 2005 September 13, 2019
- 00:00
Minding the Gap
Plan sponsors need to calculate the gap between member expectations and the actual CAP pay-out. The answer will determine their level of risk. The world…
- By: Roger Renaud
- April 1, 2005 September 13, 2019
- 00:00
The Risk Makeover
Compliance with the Capital Accumulation Plan(CAP)Guidelines kicks in at the end of this year. As a result, now is the perfect time for a risk…
- By: Joan Johannson
- April 1, 2005 September 13, 2019
- 00:00
Thirsty Horses
The industry can provide better investment options for disengaged plan members. That change begins with the default options in your plans. The Joint Forum’s Capital…
- By: Dave McLellan
- April 1, 2005 September 13, 2019
- 00:00
Changing Gears
Plan sponsors need to take a break from debating education vs advice. They should instead focus on proper plan design and member communication in reducing…
- By: Bill Kyle
- April 1, 2005 September 13, 2019
- 00:00
DC Risks 101
The CAP guidelines do not address education. But education crafted around the pre-packaged portfolios offered to members can be especially useful. It is well documented…
- By: Richard Deaves
- April 1, 2005 September 13, 2019
- 00:00
The fine print
© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the February 2005 edition of BENEFITS CANADA magazine. The Joint Forum’s Guidelines for…
- By: Bill Sipes
- February 1, 2005 September 13, 2019
- 00:00