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Keyword: behavioural finance

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Matching employer contributions in capital accumulation plans are as close to free money as employees can legally get. “You’re not changing your risk — because the money goes to the same fund it would otherwise — and you’re getting two-times the return,” says Eric Monteiro, senior vice-president of group retirement services at Sun Life Financial […]

For the first time in three years, Canadian defined contribution pension plan sponsors, investment professionals and industry thought leaders gathered in person for Benefits Canada’s 2022 DC Investment Forum. On Sept. 23 at the Ritz-Carlton Toronto, the full educational day covered topics such as behavioural finance, target-date funds, sustainable investing, real estate and fixed income, […]

Alongside the steady decline of defined benefit pension coverage in Canada, defined contribution plans have seen a massive growth — “a secular shift of responsibility onto the individual when it comes to retirement security in Canada,” according to Preet Banerjee, a personal finance expert, during Benefits Canada’s 2022 DC Investment Forum in late September. He called […]

As the default funds in defined contribution plans evolve, two experts weigh in on the merits of more customized options. Olivia S. Mitchell, professor and director of the Pension Research Council at the Wharton School at the University of Pennsylvania Although DC plan sponsors are legally responsible for selecting and overseeing the investment options offered […]

Effective wellness programs must take science-based approach to motivating employees

Employers that want to see their wellness programs pay dividends need to develop a strategy that’s rooted in behavioural science. “This idea of ticking a box on wellness is not working anymore,” said Cynthia Hastings-James, co-founder of BestLifeRewarded Innovations, during a webinar hosted by the Canadian Pension and Benefits Institute on Thursday. “It really needs […]

Most Canadians feel investment anxiety

Nearly all Canadian investors (97%) feel anxiety when thinking about their investments, finds the BMO InvestorLine Psychology of Investing Study.

  • By: Staff
  • August 11, 2015 September 13, 2019
  • 07:00
Getting past emotional investing

Conventional finance theory says that humans are inherently rational beings who look to investing as a way to maximize their wealth and to ensure they can maintain a comfortable standard of living as they age. When it comes to money, so the theory goes, humans behave without emotion or bias.

  • By: Neil Faba
  • March 15, 2013 September 13, 2019
  • 07:33
Double Then Nothing: Why Individual Stock Investments Disappoint

New working paper draws on behavioural finance.

Investment Tip: Doing Less

When investment decision-making goes wrong.

  • April 5, 2011 September 13, 2019
  • 11:16
Why Individual Stock Investments Disappoint

Coverage of the 2010 Investment Innovation Conference.