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Keyword: CAP

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Diversity, equity and inclusion are top of mind during Black History Month, so it’s no surprise two of the top five stories over the past week on BenefitsCanada.com relate to efforts by organizations to address a range of DEI issues in February and beyond. Here are the five most popular news stories of the week: 1. How HOOPP is […]

  • By: Staff
  • February 11, 2022 February 11, 2022
  • 09:05

While decumulation is a critical aspect of retirement, in my opinion, it doesn’t attract enough attention. Decumulation is the process of drawing down a capital accumulation plan’s pension assets to generate income, which many employees who are part of a CAP may not fully understand. CAP and defined benefit accounts have similar objectives: accumulation of […]

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Much debate remains about whether private equity is an appropriate option for members of capital accumulation plans. Canada’s neighbours to the south have been examining the potential legal pitfalls of these allocations. A recent information letter from the U.S. department of labor set forth a framework plan sponsors can use to consider the prudence of […]

  • By: Staff
  • August 12, 2020 December 6, 2020
  • 09:48
Webinar: 2020 CAP Member Survey: Retirement savings, financial well-being in the era of coronavirus

The collapse in the equity markets has damaged capital accumulation plan retirement accounts. Governments need to level the playing field between defined benefit plans and CAPs, which include defined contribution plans, registered retirement savings plans and pooled registered pension plans, to assist capital accumulation plan members in rebuilding their retirement accounts. If investments are not […]

  • July 2, 2020 December 6, 2020
  • 08:17
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In this time of global pandemic, the coronavirus is shaking up everything, with high market volatility and changing work arrangements. Everyone is worried — not only for their immediate futures, but also for the long term. “It’s pretty hard to watch the market go through the volatility that we’ve seen over the last couple weeks,” […]

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Why fee reviews are an important step for plan sponsors

  • October 29, 2018 January 13, 2021
  • 07:30
Are You Ready for CAP Decumulation?

Plan sponsors need to prepare - and know their obligations to members.

  • January 20, 2016 September 13, 2019
  • 15:58
GICs: Risky Business for CAPs

Plan sponsors often offer them without understanding the issues and risks.

  • August 31, 2013 September 13, 2019
  • 16:04