The future of target-date funds
Target-date funds are continually evolving, but how will they change moving forward?
- By: Jonathan Jacob and Zaheed Jiwani
- November 11, 2014 September 13, 2019
- 07:00
Latest news in Capital accumulation plans
Fewer plans on OSFI’s watch list
The Office of the Superintendent of Financial Institutions has a smaller number of federally regulated pension plans on its watch list.
- By: Staff
- November 10, 2014 September 13, 2019
- 11:35
OSFI to conduct pension industry survey
The Office of the Superintendent of Financial Institutions plans to conduct a pension industry survey later this month, according to its InfoPensions newsletter.
- By: Staff
- November 5, 2014 September 13, 2019
- 09:32
2014 CAP Member Survey: Financial preparedness for retirement
Employers that provide capital accumulation plans (CAPs) to help employees save for retirement may want to double check on their plan members’ perceptions of retirement…
- November 1, 2014 September 13, 2019
- 07:05
2014 CAP Member Survey: Plan risks and the employer’s role
CAP sponsors may be encouraged to see that member satisfaction levels remain high, both with their plans (88%) and with the performance of the plans’…
- November 1, 2014 September 13, 2019
- 07:04
2014 CAP Member Survey: Engaged versus unengaged employees
The 2014 CAP Member Survey highlights—once again—that employee engagement remains a challenge for plan sponsors. And, with plan sponsors included in the survey this year,…
- November 1, 2014 September 13, 2019
- 07:03
2014 CAP Member Survey: Retirement transition and decumulation
Plan sponsors may think they have enough worry just getting employees to save for retirement, but, based on results of this year’s CAP Member Survey,…
- November 1, 2014 September 13, 2019
- 07:02
Breakdown: The great divide
Despite the best efforts of capital accumulation plan (CAP) sponsors to provide education and tools, most members will never become financial experts. But what does…
- By: Yaldaz Sadakova
- November 1, 2014 September 13, 2019
- 07:00
The GST/HST kiss of death for PRPPs?
I don’t believe many pension administrators routinely read the Canada Revenue Agency’s quarterly publication, Excise and GST/HST News. Notification of edition No. 93 hit my…
- By: Greg Hurst
- October 31, 2014 September 13, 2019
- 10:11
DC plan members unsure what to do with savings at retirement
The overwhelming majority of DC savers in the United Kingdom are uncertain how they intend to use their pension savings.
- By: Staff
- October 31, 2014 September 13, 2019
- 09:34
Using augmented reality to improve retirement planning
Desjardins Insurance is trying to make retirement planning more fun.
- By: Staff
- October 30, 2014 September 13, 2019
- 10:46
Pension plan membership levels increase
The number of active registered pension plan members has increased by 12% to 6.2 million over a 10-year period, according to the Office of the…
- By: Staff
- October 29, 2014 September 13, 2019
- 11:29
Retirement plan participation ticks up
The percentage of American workers who participate in an employment-based retirement plan increased in 2013 for the first time since 2010—both among all workers and…
- By: Staff
- October 28, 2014 September 13, 2019
- 09:11
Small businesses see the benefits of benefits
Small business owners believe that there are advantages to offering benefits to their employees.
- By: Staff
- October 15, 2014 September 13, 2019
- 14:39
Nova Scotia introduces PRPP legislation
Nova Scotians will soon have a new option to save for their retirement.
- By: Staff
- October 15, 2014 September 13, 2019
- 12:34
Majority of Canadians don’t have a workplace retirement plan
Only 47% of working age Canadians (those 25 years of age and older) have a workplace retirement savings plan.
- By: Staff
- October 15, 2014 September 13, 2019
- 11:29
Employees depend on workplace benefits
For middle-class workers in the United States, the workplace is a critical source of financial security.
- By: Staff
- October 15, 2014 September 13, 2019
- 10:23
Decumulation strategies
With about 400,000 Canadians expected to retire each year over the next 17 years, sponsors of DC pension plans should be considering their role in…
- By: Sonya Felix
- October 10, 2014 September 13, 2019
- 14:56
Plan governance and de-risking DC
Sponsors of DC pension plans may well wonder if they are doing enough to avoid potential risks if the plan doesn’t provide the expected retirement…
- By: Sonya Felix
- October 10, 2014 September 13, 2019
- 13:06
Shift to DC leads to higher costs: Report
Converting large public sector DB plans to DC arrangements is not a financial panacea; instead, it would create higher costs, inefficiencies and increased risks for…
- By: Staff
- October 8, 2014 September 13, 2019
- 11:51
Saving for retirement requires a strategy
It’s critical for individuals to have an idea of how much retirement income will be generated by their current savings strategy, says Janice Holman, a…
- By: Staff
- October 8, 2014 September 13, 2019
- 11:25
Do retirement plans really attract and retain employees?
Employers agree that retention and attraction of quality employees is one of their biggest goals in the HR department. Popular belief tells us that a…
- October 6, 2014 September 13, 2019
- 11:54
National Bank offering VRSPs
National Bank has obtained approval to offer voluntary retirement savings plans to all employers, employees, individuals and professional associations in Quebec.
- By: Staff
- October 3, 2014 September 13, 2019
- 10:44
Your pension plan is a big deal—so promote it!
If you’re having trouble getting your plan members to understand and appreciate their pension benefits, ask yourself this: Do you celebrate your pension plan? Do…
- By: Susan Deller
- October 3, 2014 September 13, 2019
- 07:00
Editorial: Breaking point
Every year, Benefits Canada, with the support of sponsors, conducts a CAP Member Survey to gauge the views and attitudes of plan members toward their…
- By: Alyssa Hodder
- October 1, 2014 September 13, 2019
- 07:00