The federal government has prepublished regulatory proposals to address provisions of the Pooled Registered Pension Plans Act (Bill C-25), says Ted Menzies, Minister of State…
After years of waiting for its DC plan members to turn into amateur investment managers, Marc Poupart, divisional vice-president, pension and retirement programs, with Hudson’s…
Benefits Canada’s sixth annual Survey of CAP Members held some surprising results, especially around newer communication channels such as social media and mobile apps.
Auto features in retirement plans can get employers to their group retirement plan goals faster while better preparing their employees for retirement, says new U.S.…
People don’t consciously control a lot of their behaviour. For plan sponsors, this is frustrating, because getting employees engaged in benefits and retirement plans is…
The CBC/Radio-Canada Pension plan has led the way with its LDI strategy, but public sector plans have also faced some tough critics and even tougher…
Over the past 73 years, the Co-operative Superannuation Society Pension Plan (CSS plan) (No. 60 on Benefits Canada’s 2012 Top 100 Pension Funds Report) has…
Great-West Life has launched a new website, at vrsp-greatwestlife.com, to help Quebec businesses set up their company’s voluntary retirement savings plans (VRSPs), once legislation has…
Research by Aon Hewitt has found that workers may finally be making progress in closing the gap between the amount of money they need in…
Governments around the globe will need to gradually increase their retirement ages in order to keep their pension systems sustainable, according to a new report…
It’s an age-old problem…how do you get capital accumulation plan (CAP) members engaged in retirement planning and encourage them to take responsibility for their own…
From social media to mobile apps, there are many emerging communication channels for CAP sponsors. But if you build it, will your plan members come?
The good news is that CAP members generally appreciate the role they play in attaining adequate retirement income. The bad news? Most just aren’t there…
Many CAP members aren’t confident that they understand their retirement plans and basic investment concepts. What role can targeted communications strategies play in improving their…
Getting employees into the plan and saving early is an ongoing challenge for CAP sponsors. What are the barriers, and how can employers overcome them?
Here’s a new use for your smartphone, even if it is a tad uncomfortable to think about. Towers Watson’s U.K. office has released a new…
According to Jean-Daniel Côté, vice-president, capital accumulation plans and retirement, with ACT Conseillers Inc., the main concerns of many capital accumulation plan (CAP) sponsors used…
The DB versus DC debate has been boiling away for many years. Hopefully you will find the following adds a few new thoughts to this…
It’s no secret than most people aren’t saving enough for retirement. But those who are able to save enough may come up short as well,…
The reality that Canadians are not saving enough for retirement has sparked the idea of reforming the pension system. Speakers at the 2012 DC Plan…
Many plan members are eager and excited to retire, but they may not have a personal retirement plan. Three speakers at the 2012 DC Plan…
Earlier this week, Desjardins Financial Security announced it was suspending sales of “version 2” of its Helios GMWB product, effective April 27, 2012. DFS had…
Successful retirement planning includes an assessment of many risks, including how much annual retirement income will be needed, whether an individual will be able to…
More important today than ever before is having a retirement savings portfolio that’s balanced between capital preservation and capital accumulation. To help members achieve this,…
What role does an employer play in the health of its workforce? How can pension plan sponsors help members to make better investment decisions? Why…