Latest news in Capital accumulation plans

Workers want pensions

Workers want pensions

Employee thoughts on pension plans may surprise business owners.

  • By: Staff
  • May 23, 2014 September 13, 2019
  • 08:26
DC retirement income levels decline

DC retirement income levels decline

Replacement income levels generated by capital accumulation plans declined to 63% in the first quarter of 2014, according to Eckler’s Capital Accumulation Plan Income Tracker.

  • By: Staff
  • May 21, 2014 September 13, 2019
  • 12:19
Video: The optimal investment lineup for DC plans

Video: The optimal investment lineup for DC plans

During Benefits Canada's annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • May 21, 2014 September 13, 2019
  • 06:18
One in four hasn’t saved for retirement

One in four hasn’t saved for retirement

Saving enough for retirement is a concern for most, but what's more concerning may be how many aren't saving for retirement.

  • By: Staff
  • May 20, 2014 September 13, 2019
  • 15:20
Pension reform: Exploring new solutions

Pension reform: Exploring new solutions

Panellists at Benefits Canada’s Benefits & Pension Summit in Toronto agreed that Canadians need to save more for retirement, but they were unable to agree…

De-accumulation: What’s next?

De-accumulation: What’s next?

While the first group of baby boomers has already begun to leave the workforce, employers can help provide information to those workers who are preparing…

Panel: 2013 CAP Member Survey results

Panel: 2013 CAP Member Survey results

The vast majority of capital accumulation plan members don’t have a financial plan, yet many still say they are prepared for retirement.

Video: De-accumulation strategies

Video: De-accumulation strategies

During Benefits Canada's annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • May 13, 2014 September 13, 2019
  • 06:09
Oops, there goes my pension

Oops, there goes my pension

The decisions we ask employees to make at retirement are both complex and consequential. In many cases, there’s no going back. Whether you’re a DC…

Is anybody out there? How to reach DC plan members

Is anybody out there? How to reach DC plan members

It’s often difficult to reach out and influence DC plan member behaviour.

Who’s concerned about de-accumulation, anyway?

Who’s concerned about de-accumulation, anyway?

As it turns out, everyone. Managing asset de-accumulation risk in capital accumulation plans was the hot topic of a recent ACPM breakfast, with presentations from…

Mitigating DC investment risk

Mitigating DC investment risk

If DC plan sponsors want employees to become more engaged, they need to influence their behaviour.

Different approaches to TDFs

Different approaches to TDFs

Target-date funds (TDFs) have the potential to improve retirement incomes for DC plan members. But how do you decide on a TDF strategy?

Building an effective DC strategy

Building an effective DC strategy

How can you create a DC strategy that truly engages employees?

Retirement planning in a challenging world

Retirement planning in a challenging world

Moving from DB to DC may have helped absolve plan sponsors from massive pension burdens, but it’s not working out so well for their employees.

Coffee with…Larry Ketchabaw

Coffee with…Larry Ketchabaw

We go for coffee with Larry Ketchabaw, manager of pension and benefits with Unisource, Inc.

Diamonds are forever

Diamonds are forever

It’s been 10 years since the release of the CAP Guidelines. What’s changed, and what developments will we be celebrating 10 years from now?

Editorial: Trust issues

A lack of trust is your company’s biggest expense, said keynote speaker David Horsager, business strategist and best-selling author, who spoke at our recent Benefits…

Time to get serious about the payout phase

Time to get serious about the payout phase

Since the early 1990s, when pension plan sponsors began in earnest to convert their DB plans to DC, Canada has seen a sustained shift in…

Video: Time to add “smart” features to DC plans?

Video: Time to add “smart” features to DC plans?

During Benefits Canada's annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • April 29, 2014 September 13, 2019
  • 06:13

Ottawa calls for target benefit plans

The federal government has unveiled a proposal for target benefit plans, pension programs that share the risk between employers and employees.

Video: Risk management in DC plans

Video: Risk management in DC plans

During Benefits Canada’s annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • April 24, 2014 September 13, 2019
  • 06:04
Video: The importance of financial planning

Video: The importance of financial planning

During Benefits Canada’s annual DC Plan Summit, plan sponsors participated in interactive sessions. They split into small groups and were given questions to discuss. Based…

  • By: Staff
  • April 22, 2014 September 13, 2019
  • 06:00
Communicating with members is the hardest part

Communicating with members is the hardest part

Member communications are the most difficult part of pension and benefits administration. A pension or benefits plan administrator has to condense complex legal, actuarial, investment…

  • By: Mark Firman
  • April 20, 2014 September 13, 2019
  • 07:00
Industrial Alliance introduces VRSP website

Industrial Alliance introduces VRSP website

Industrial Alliance has introduced a new specialized website about the voluntary retirement savings plan.

  • By: Staff
  • April 16, 2014 September 13, 2019
  • 16:05