Given the chance to peer into the future, employers from the mid-20th century likely wouldn’t recognize the employer benefits programs they pioneered. After the post…
Defined contribution (DC) plan sponsors in the U.K. might agree that better communication with plan members is integral to the plan’s success, but most…
The Organisation for Economic Co-operation and Development (OECD) is warning that defined contribution (DC) plan members are at risk of fluctuations in retirement income unless…
Defined contribution (DC) pension plans are shaping up to be the dominant form of retirement savings around the world, but the model’s vulnerability to episodes…
They aren’t sexy and you won’t find them on the program at the next big pension conference, but the option forms you provide plan members…
While stories in the U.S. about plan members suing their employers are almost everyday news, the same cannot be said of north of the 49th…
2010 DC Plan Summit report May 07, 2010 | Various authors Our 11th annual DC Plan Summit, Looking Back To Look Forward, offered plan sponsors…
Why don’t more employees take advantage of employer-matched retirement savings programs? According to Sun Life research, one in five employees who have access to an…
Hands on May 01, 2010 | Brooke Smith Most consultants and money managers would say that the best default fund for a defined contribution (DC)…
Year 2008 was bad enough if you were a capital accumulation plan (CAP) member saving towards retirement. If you were already retired and living off…
The current discussion of pension reform has a certain historic echo. Similar to the debate around Medicare in the 1960s, the future of Canada’s retirement…
Mercer provided its top 10 Resolutions for defined contribution (DC) plan sponsors on April 6 at its webinar The 2009 rebound was good news for…
The shift from defined benefit (DB) pension plans to defined contribution (DC) plans by plan sponsors around the world presents a range of challenges for…
As unlikely as it may have seemed just a few years ago, over the past 18 months, retirement financial preparedness has become headline news in…
Pension plan sponsors and other investors with long time horizons often rely on high allocations to equities to help them achieve their long-term return objectives.…
Retirement funding is a complex machine, with several moving parts. For many Canadians employer pensions and government benefits will make up the core of their…
Despite exhaustive media coverage of the origins and consequences of the global financial crisis, Canadians—along with citizens of many nations—are still largely in the dark…
The market turmoil over the last year and a half has created significant interest in the sufficiency of retirement plans—specifically, in the defined contribution (DC)…
1. The politics of (DC) pensions Greg Hurst rolls out the road map to a DC pension for all Canadians. Read more 2. Who’s offering…
Canada’s federal and provincial finance ministers will gather at a summit meeting today in Whitehorse to discuss, among other things, the state of the nation’s…
It affects many organizations, but is seldom viewed as a major issue—and rarely mentioned in the context of pensions and benefits. The reality is, however,…
It’s been another tumultuous year for the capital accumulation plan (CAP) industry: pending harmonized sales tax, government reform on pensions and, lest we forget, market…
As plan sponsors with defined benefit (DB) pension plans still struggle with funding issues, some may be considering a switch to a defined contribution (DC)…
Benefits Canada has released the results from its annual Survey of Capital Accumulation Plan Members and there were some surprises this year—both good and bad.…
The lack of any asset allocation structure by Canadian regulators for default investment options in defined contribution (DC) plans leaves plan sponsors exposed to many…