The litany of ignoring global diversification warnings is familiar to any student of portfolio management. With Canada representing less than 5% of global equity markets,…
Discussions on benefits cost trends quickly turn to big-ticket items such as prescription drug and disability coverage, as these typically make up the largest portion…
Our industry is ripe for change. Take what’s been happening with drug reform. Alberta kicked off the action in April by introducing the Alberta Pharmaceutical…
Canadian pension plans have become more global on the equity side over the past decade, but many haven’t crossed the border beyond domestic fixed income…
Not surprisingly, the topic of drug plan reform trumped the Solutions in Drug Plan Management held on June 3, 2010, at the Delta Meadowvale Resort…
With reforms in the pension industry and prescription drug and pharmacy regulations making headlines this spring, the timing couldn’t have been more perfect for the…
It has been more than 20 years since the last significant rewrite of pension legislation in Canada. Now, following a transparent process involving expert commissions,…
It is the nature of optimists to look on the bright side—to search for the good amidst the bad. If there’s a silver lining in…
Mike Sullivan – President, Cubic Health Inc. In 2003, Sullivan co-founded Cubic Health, an analytics, benefits plan intelligence and drug plan management company that assists…
Most organizations have come to understand the value of investing in workplace wellness. Intuitively, integrated health and productivity programs make sense. But with the continuing…
Steady state: securities lending post-Lehman June 25, 2010 | Scot Blythe Securities lending has come through a rough two years globally. Surprisingly—or perhaps unsurprisingly, given…
Since Jan. 1, 2008, the Income Tax Act (ITA) has allowed the payment of a pension to a plan member who continues to accrue pension…
Since I stepped into the editor’s role at Benefits Canada in April, I have been immersed in many compelling discussions, ranging from pension reform to…
In times of increased economic uncertainty, the number of tough financial choices facing the average person seems to rise exponentially. Clashing priorities battle it out:…
One employee touts the benefits of an ESOP, while an academic notes it depends on individual financial circumstances and plan design. Morgan Zirul, store manager,…
PepsiCo Canada may be known for quenching thirst and satisfying snack cravings, but the organization’s leadership recently identified another kind of demand: clearer, more personalized…