HR Managers should do their homework on the new Registered Disability Savings Plan (RDSP) before discussing RRSPs and TFSAs with disabled employees. Otherwise they may…
Employers today are facing tough business decisions relating to their benefits plans driven by the difficult economic environment. In particular, they may need to consider…
When it comes to dealing with short-term disability, employers may have more options available than they think. A company’s goal is to generate revenues that…
Canadian income security benefit programs are fragmented and disorganized and have resulted in disparate delivery of benefits to workers with disabilities, according to a study.…
The design of most long-term disability plans can best be described as “too little too late,” leaving employees in an unfortunate but predictable situation. Group…
Following on the heels of its recent decisions in McGill University Health Centre and Honda Canada Inc. v. Keays, the Supreme Court of Canada has…
The recent Supreme Court of Canada decision in Keays v. Honda Canada appears to be the continuation of a shift toward a more moderate judicial…
As disability management becomes more complex, plan sponsors should consider a global approach to preventing absence and returning ill or injured employees to the workplace…
Honda Canada was before the Supreme Court last week in an effort to have an Ontario Court’s landmark ruling of discrimination against a former employee…
Delving deeper into disability management issues can help employers reduce costs and employees overcome barriers that may prevent their return to work. Most employers understand…
When managing disability in the workplace, employers should know both the legal considerations and their rights. Disability management is an increasingly complex process. When faced…
Manulife Financial has been contracted by Canada Post to implement its absence solution product for their national disability management program. It represents the largest sale…
It’s important for insurers and plan sponsors to address the possibility of mental distress before curtailing any type of benefits from a plan member. In…
Fifteen to 20 years ago, the approach to managing disability claims was a little like an assembly line. Employers handed over a claim to insurers…
Disability absence costs due to injury or illness could cost companies with 1,000 workers more than $3 million a year, according to a survey by…
If an employee needs to take time off for chemotherapy sessions, an employer is usually obliging. But what happens if an employee is diagnosed with…
The recent elimination of mandatory retirement in Ontario has prompted some (but not all) organizations with Ontario-based employees to consider the benefits they will extend…
Pension plans will continue investing in alternative assets and governments will slowly shift some of the financial burden of healthcare to employers, according to a…
Employers can’t have a one size fits all approach for treating employees with a disability, said Connie Reeve, a partner with Blake, Cassels & Graydon…
It’s not surprising for Sylvain Carrier to hear that one of his plan members is in Mexico with her spine bent so severely that the…
Most short-term disability (STD) and long-term disability (LTD) benefits cease to provide coverage when the employee’s employment relationship is terminated or ended for any reason.…
At $16 billion a year, disability is a frightening reality for employers. And disability management providers want to meet their needs. Most Canadians grumble about…