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Latest news in DC

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A fundamental problem with target-date funds

Target-date funds lead to defined contribution plan members taking more risk and becoming more diversified than they would be if left to their own devices.…

Helping members to and through retirement at the Saskatchewan Pension Plan

Helping members to and through retirement at the Saskatchewan Pension Plan

The Saskatchewan Pension Plan is improving investment choice for members in the accumulation phase and introducing new options to help them through decumulation as well.…

How are pension fund directors faring through coronavirus upheaval?

Despite drastic changes stemming from the coronavirus crisis, the majority (58 per cent) of pension fund directors said their fund’s transition to a remote boardroom…

  • By: Staff
  • June 10, 2020 December 6, 2020
  • 10:05
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Considerations for DC plan sponsors before suspending employer contributions

The Canada Revenue Agency is waiving the minimum one per cent employer contribution requirement for defined contribution pension plans for the rest of 2020. To…

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How to ease pension plan member anxiety if they can’t access their funds

Anxiety is running high for many Canadians who are feeling the immediate financial impact of the coronavirus pandemic due to job losses, reduced work hours…

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Will coronavirus push changes to the CAP landscape forward?

With the federal government easing the withdrawal requirements for registered retirement income funds in a bid to alleviate the harm to retirees’ portfolios caused by…

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Managing defined contribution pension plan fees (Part 2)

In a recent expert column, I broke down the different components of fees for defined contribution plans. And now, I will explore the key fee…

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Managing a capital accumulation plan through COVID-19

In this time of global pandemic, the coronavirus is shaking up everything, with high market volatility and changing work arrangements. Everyone is worried — not…

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How do third-party advisors impact DC pension plan performance?

In the world of defined contribution pensions, a plan’s investment menu is important because members’ choices are constrained by the funds that are available. And,…

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Fees, member communications top priorities for DC plans in 2020: survey

For the fourth consecutive year, reviewing fees is the most important step defined contribution plan sponsors are taking to improve their fiduciary positions, with fees…

  • By: Staff
  • January 10, 2020 December 13, 2020
  • 14:00

New tool to help those accumulating and decumulating retirement assets

A professor of finance at York University has developed a new tool to help people who are saving for retirement through multiple vehicles ensure that…

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Does VC have a place in DC pension portfolios?

Traditionally, defined contribution pension funds have not made significant use of venture capital, although over the long-term these assets have tended to perform well. A…

  • By: Staff
  • October 15, 2019 January 5, 2021
  • 09:17
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DC members mixing TDFs with other assets to their potential detriment: report

While target-date funds are intended to be used as a singular option in capital accumulation plans, many defined contribution plan members use them in conjunction…

  • By: Staff
  • September 10, 2019 January 6, 2021
  • 09:46
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Building better target-date fund glide paths

While many glide paths are based on age, is there a case for adjusting these based on account balance fluctuations or on a plan member’s…

Head to head: Is there a place for OCIOs in DC pension plans?

Head to head: Is there a place for OCIOs in DC pension plans?

An outsourced chief investment officer provides external expertise that can ease the minds of plan sponsors overwhelmed by pension management decisions. While the services have…

  • By: Staff
  • May 10, 2019 March 6, 2021
  • 08:59

A look at the ‘big rock decisions’ for DC plan sponsors

When it comes to defined contribution pension plans, some “big rock” decisions for plan sponsors have the most impact on member outcomes, while other decisions…

Exploring the active nature of target-date funds

Exploring the active nature of target-date funds

Looks aren’t a solid basis on which to form a long-term relationship and neither is the surface-level appearance of a target-date fund. “In a perfect…

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Decumulation, cyber security among initiatives in latest CAPSA strategic plan

The Canadian Association of Pension Supervisory Authorities has outlined its priorities for April 2019 to March 2022 in its new strategic plan, which included initiatives…

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How default investment funds are becoming smarter

With the industry focused on retirement readiness and more defined contribution plan members on glide paths, it’s increasingly important for plan sponsors to choose default…

Coronavirus crisis accelerating virtual health care, focus on mental health

How default investment funds are becoming smarter

With the industry focused on retirement readiness and more defined contribution plan members on glide paths, it’s increasingly important for plan sponsors to choose default…

Custom target-date funds growing in U.S.: survey

Custom target-date funds growing in U.S.: survey

The U.S. customized target-date fund market grew to US$430 billion at the end of 2017, according to the Defined Contribution Institutional Investment Association. The DCIIA’s inaugural survey…

  • By: Staff
  • March 25, 2019 January 12, 2021
  • 08:45
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Learn about AI, blockchain at 2019 Benefits and Pension Summit

Artificial intelligence and blockchain are buzzwords in virtually every industry, but there are specific ways these technologies can make improvements in the pension world, according…

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Is ESG in DC plans all talk and no action?

While the pension industry is interested in environmental, social and governance factors, that isn’t translating into action when it comes to incorporating ESG funds into defined…

DC pension assets surpass DB assets in world’s largest markets: report

Defined contribution plan assets now account for more than 50 per cent of total assets across the world’s seven largest pension markets, surpassing defined benefit plan assets…

  • By: Staff
  • February 13, 2019 January 12, 2021
  • 07:33